On-Demand | Self-Insurance Simplified – Why Your Fully Insured Renewal Might Cost You More Long Term
Joining our Construction Captive means collaborating with like-minded best-in-class companies.
Together, you'll gain control over your insurance programs and unlock the potential for substantial cultural and financial improvements.
Building a Better Future
At Cottingham & Butler, our unwavering commitment revolves around building tightly controlled captives with a carefully curated selection of members. Our primary aim is to ensure that all members share common insurance goals and strategies, creating a solid foundation for success.
Standard Market
For best-in-class businesses, traditional insurance has historically been the go-to-choice for managing risk. However, it often comes with costly challenges.
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Fluctuating insurance costs regardless of claims experience
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Market volatility beyond your control
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Limited influence over claims management
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The stress of last-minute renewals
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Insurance carrier retains profits
Captive Program
A group captive brings together best-in-class companies who join to form their own insurance company. The captive is controlled by its owners, enabling companies to break free from the standard market.