Benefits Stop Loss Captive

Our Captives & Programs department delivers alternative risk solutions for best-in-class companies. Stop Loss Captives help employers take advantage of the benefits of self-funding, while minimizing volatility and providing stability to stop loss purchasing. These solutions provide an opportunity to transition from fully insured to self funded while leveraging data & technology to develop strategies that address medical and Rx spend trends. 

To continue reading, check out the GuideRe Brochure. 

GuideRe Limited

GuideRe is a member owned captive managed by Cottingham & Butler, exclusively for Cottingham & Butler clients. Below are a few key items that would indicate if you are a good fit for GuideRe:

• Minimum of 75 enrolled lives
• Specific deductible between $25,000 annual $250,000
• Carved out fully insured transplant policy covering all plan participants without policy exclusion
• Minimum of 60% take rate of medical plan eligible
• Cottingham & Butler review and approval of funding rates and employee contribution
• Specialty Pharmacy Management – Exclusive pharmacy with pre authorization and step therapy
• Reference based pricing for out of network and dialysis claims

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