Personal Lines

As individuals become more successful, they face risks that the mainstream insurance market cannot adequately cover with standard homeowner, automobile, and umbrella policies. Cottingham & Butler offers a private client insurance program tailored to fit your lifestyle and designed to prevent or reduce your likelihood of loss.

The Cottingham & Butler Advantage

Advocating for Our Clients
Our private client team at Cottingham & Butler advocates solely on the behalf of our clients, not the insurance company. With our dedicated team, our clients have peace of mind knowing that their families, acquired assets, and wealth are protected. 

Exclusive Access
Cottingham & Butler partners with the premier private client companies. This specific access allows us to yield the best possible results for our clients by driving competition for their business and bringing them multiple solutions. Typically, we can offer our clients broader, more comprehensive coverage at a competitive cost.  

Thorough Exposure Review
We begin our risk management process with a coverage review to identify any coverage gaps. Our client interview process allows us to maximize carrier discounts and give credit for all household protection measures. In addition, our deductible review assesses the cost benefits of taking a higher deductible and negative impact of reporting small claims. 

Want to learn more?
Interested in learning how Cottingham & Butler can help your organization?
Please contact your Cottingham & Butler representative.

Mike Pennington mpennington@cottinghambutler.com 563.235.3749