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Cottingham & Butler provides tailored insurance solutions for the construction industry's complex and evolving risks.

Don't let construction's dynamic challenges hold you back. Our construction insurance and surety experts become an extension of your team, crafting customized solutions to address your specific project risks – residential, commercial, or municipal.

We provide expertise and insurance solutions to address a range of construction business exposures.

Coverage Solutions
  • Alternative risk (high deductible structure programs, captives, and risk-sharing pools)

  • Builder’s risk

  • Drone coverage

  • Environmental risks

  • Professional liability insurance

  • General liability coverage

  • Surety

  • Workers’ compensation insurance

  • Wrap-ups

Service Solutions
  • Certificate review

  • Claims advocacy and management

  • Contract review and insurance policy compliance

  • Contractual risk transfer consulting

  • Experience modification review and analysis

  • Job site safety

  • Competitive bidding of insurance programs

Build Smarter, Build Stronger with CSIL

In today's competitive construction landscape, every edge counts. CSIL, Cottingham & Butler’s member-owned group construction captive, empowers you to take control of your insurance destiny.

Featured Expertise

The World of Construction Thrives on Trust

The world of construction thrives on trust. From blueprints to finished structures, the entire process relies on the commitment of various parties. But what happens when things don't go according to plan? Enter surety bonds – the unseen guarantor of project completion in the construction industry.

Investing in a surety bond is an investment in project success. It minimizes financial risks, opens doors to new opportunities, and fosters a collaborative environment built on trust. At Cottingham & Butler, our team of experts helps navigate the surety bond process, securing the most competitive rates and customized solutions for your specific construction needs.

A Cottingham & Butler representative speaks with a construction captive client in front of a crane and large tool box.
Don't Let Statistics Define Your Safety Culture

While the construction industry is vital to our modern world, it also holds it’s inherent safety risks. According to the Bureau of Labor Statistics, construction fatalities occur at a rate of 9.6 per 100,000 workers – significantly higher than the national average. These statistics translate to real challenges – workers’ compensation claims, project delays, and increased insurance premiums all stem from a weak safety culture.

The good news? A proactive safety approach dramatically reduces these risks. Cottingham & Butler offers comprehensive safety services, including risk assessments and training programs, to empower construction companies to prioritize safety.

A visual mockup of Cottingham & Butler's construction brochure.
Download our construction brochure to learn more about our team, risk and insurance solutions, safety services, and more! 
Preview of Cottingham & Butler's Contractual Risk Transfer overview.
Contractual obligations can be complex, but when properly managed, they can help manage the risks inherent to construction contractors.

As a Cottingham & Butler client, you get exclusive access to insurance coverage law attorneys, providing the contractual risk transfer guidance you need, and the peace of mind you deserve. 

Construction Insight & Impact

Connect with a Construction Expert!

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