Are you ready to break free from the limitations of traditional insurance?
Group captives offer a dynamic solution for best-in-class companies to collaborate with like-minded peers, seize control of your risk financing strategy, and unlock the potential for substantial cost savings and shared profits.
Experience the Captive Advantage with Cottingham & Butler
We're not just managing captives, we're shaping the future of risk management. With 12 member-owned group captives under our belt, we have the experience and expertise needed to find a program that perfectly aligns with your strategic vision and financial goals.
What’s the Difference?
Standard Market
For best-in-class businesses, traditional insurance has historically been the go-to-choice for managing risk. However, it often comes with costly challenges.
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Fluctuating insurance costs regardless of claims experience
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Market volatility beyond your control
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Limited influence over claims management
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The stress of last-minute renewals
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Insurance carrier retains profits
Captive Program
A group captive brings together best-in-class companies who join to form their own insurance company. The captive is controlled by its owners, enabling companies to break free from the standard market.
Cottingham & Butler Captive clients
have received over $300 million
back in dividends.
The Captive Experts
Cottingham & Butler, a leading national insurance broker, has excelled in group captive insurance programs since 1993. Our 12 captives, with 380+ members, achieve an outstanding 99% renewal rate. Our success stems from our dedicated team, rigorous selection process, and consistently lower loss ratios compared to industry standards.
A Suite of Resources Provides Support
A Partnership That Led to Growth
A Community of Peers
Safety & Claims Experts Provide Relief
How Joining a Captive Changed it All
“When it came down to comparing our options and making a decision, we felt the Safe Trucking captive was the best fit for South East Carriers, Inc. We value the relationships we have built with other members and the C&B team.”
Jeremy Gobble | President, Southeast Carriers, Inc.