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Our team’s in-depth understanding of the transportation industry ensures personalized risk management and insurance solutions that deliver tangible results for our clients. 

The most effective and thoughtful insurance broker in the country.

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. Entrust your insurance needs to a broker who knows trucking inside and out and is dedicated to delivering exceptional client service.

Cottingham & Butler's Transportation Summit logo in white

Ready to take your trucking operation to the next level? 

 Join us at the 2024 Transportation Summit!

September 4-5, 2024 - Chicago, IL

Cottingham & Butler Knows Trucking


Introducing Tailored Coverage Solutions designed specifically for the unique needs of trucking operations.

  • Auto Liability

  • Non-Trucking Liability

  • Cargo

  • Physical Damage

  • General Liability

  • ​Workers’ Compensation

  • Umbrella Excess

  • Alternative Risk

  • Independent Contractor

  • Cyber

  • Employee Benefits


Fleet Safety

Members of Safety Management Services Company speaking with clients at their headquarters

Early data for 2024 indicates a troubling trend: large truck crash fatalities are on the rise. This translates not only to human tragedy but is also costing our industry billions each year. But even minor accidents can significantly disrupt your operations and erode profitability.

Cottingham & Butler's in-house safety team is here to help you navigate these challenges.

  • Safety program analysis & benchmarking

  • Driver Risk Evaluation

  • Loss Analysis & Risk Improvement Plans

  • Driver & Management Training Tools

  • Safety Culture Consulting

  • Expert Mock Simulations

Claims Advocacy & Management

Head of Cottingham & Butler Claims Services speaking with a client at their headquarters

Did you know the average cost of a large truck liability claim in the US is $179,000? With poorly managed claims posing significant financial risks, trust Cottingham & Butler's in-house claims team to be your advocate. Leveraging our deep understanding of the trucking industry, we're committed to delivering superior claims results.

  • Serving guaranteed cost, large deductible, captive insurance, and self-insured clients

  • In-house claims advocacy team

  • Dedicated adjuster model

  • Industry-leading claims technology and reporting

  • In-house Nurse Case Management

  • Sensible reserves based on claim assessment, not worst-case scenarios or historical averages

Captives & Alternative Risk

The Cottingham & Butler team sits at a table with a captive client, discussing the advantages of captive insurance

For over 30 years, Cottingham & Butler has been a leader in the trucking industry, pioneering the use of captive insurance programs. We currently manage some of the world's largest group trucking captives, empowering industry leaders like yourself to unlock the true potential of your insurance spend.

  • 7 Member-owned group trucking captives

  • Over $288 Million in dividends returned to clients

  • 99% Captive Member Retention

  • Dedicated loss control and claims management


Independent Contractor Insurance Solutions

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We get the unique insurance needs of independent contractors and the trucking companies they are leased to. You can count on us as your partner for business growth, providing flexible insurance solutions to minimize risk and lower costs.

  • Proprietary Risk Scorecard and Assessment

  • Comprehensive Protection – Occupational Accident, Physical Damage, Non-Trucking Liability 

  • Independent Driver Solutions

  • Drive & Tow Away Program

Benefits Solutions

Kim Beck, a member of Cottingham & Butler's employee benefits division speaks with a client in front of an orange semi-truck

Studies show that companies offering competitive benefits packages experience a 25% lower employee turnover rate. With a deep understanding of the transportation sector, our expert consultants offer innovative and flexible benefit plans designed to increase employee satisfaction, attract top talent, and improve retention rates.  

  • Transportation-Specific Plan Design & Strategies

  • Integrated Claims and Benefits Administration

  • Compliance & HR Consulting

  • Wellness Solutions

  • Program Analysis and Benchmarking 


Leading the way in trucking insurance for over 30 years.

An industry in constant motion, demands high performance and flawless execution. See how our clients are running safer fleets, lowering claims and becoming more profitable. 

Transportation Insight & Impact

Contact Us

Connect with a Transportation Expert!

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