At Cottingham & Butler, we understand the unique exposures of Tribal Nations. We are committed to tailoring risk management solutions that protect sovereignty and positively impact the tribe for generations to come.
Comprehensive Insurance Solutions Tailored to Tribal Nations
Our team specializes in delivering custom-tailored solutions that address the unique challenges and opportunities within Indian Country.
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Our core areas of expertise include:
Property & Casualty Solutions
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Property & Casualty Consulting
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Tribal Governance Assistance
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Safety & Loss Control Consulting
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Claims Advocacy
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Casualty Claims Administration (TPA)
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Contract Review & Risk Management
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Cyber Security Preparedness
Employee Benefits & Health Management
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Proprietary Medicare Like Rates
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Integrated Health Management
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Maximized Tribal Health Systems
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Re-Circulating Health Care Dollars
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Active Participation in Tribal Legislative Initiative, Industry, and Inter-related Services
Why Tribal Nations Choose Cottingham & Butler

Proven Track Record
We serve sovereign nations across the country with a deep understanding of Tribal sovereignty, federal regulations, and the unique challenges of the tribal government, gaming, and economic development.

Innovative Solutions
Our team brings forward-thinking solutions to risk management challenges, always with respect to Tribal culture and values.

Trusted Partnership
We don't just provide insurance – we serve as strategic advisors committed to contributing to your Nation's long-term success and prosperity.

Proactive Service
Our commitment goes beyond reactive claims management. We proactively identify opportunities to enhance your risk management and benefits strategies.

Specialized Tribal Expertise
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Bonding for 8(a) Government Contracts
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Support in drafting and modernizing tribal laws, codes, and ordinances
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Emergency and Active Shooter Preparedness
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Cybersecurity Readiness
Ready to Partner with Us?
Let's discuss how Cottingham & Butler could be an extension of your risk management team. Our team is ready to deliver innovative solutions that honor your sovereignty while providing exceptional value and protection.
Contact our Tribal risk management specialists today so we can begin to learn what makes your tribe unique!

Jennifer Lemanski
Indian Country Risk
Management Consultant
jlemanski@cottinghambutler.com
231.633.9185

John Link
Vice President, Indian Country
Risk Management Consultant
563.587.5288

Joe Zack
Vice President, Indian Country
Employee Benefits Consultant
920.202.5271
