top of page

Employee Benefits

A 33% Decrease to Health Insurance Spend in 3 Years

Published on
Written by:
Page View
April 15, 2022
Cottingham & Butler

A county in northeastern Wisconsin was facing a 6% increase in their health insurance costs.

Line graph indicating the anonymized client's total health insurance cost. A notable decrease is seen when Cottingham & Butler is noted as the named Broker of Record.

Cottingham & Butler's public sector team was invited to conduct our 3C's analysis, where we benchmark coverage, cost, and consumption compared to peer counties and municipalities in the area. This analysis leads to identifying areas for opportunity and allows us to make targeted quantifiable recommendations.


Pharmacy Contract Review

We renegotiated the pharmacy benefit manager contract, moving from a 3-year to a 1-year contract. We also introduced step-therapy and coupon tracking on medications that led to $115k in savings.


Tenure-Based Opt Out

We implemented a $5,000 cash opt-out based on tenure. This was an added benefit offered to employees with over 20 years of service to the County that led to over $84k in savings.


High-Performance Network

We recommended that the County introduce a tiered high-performance network, incenting members (but not mandating them) to use high-quality, low-cost providers leading to over $280k in savings.


An anonymous quote from Cottingham & Butler's public sector client, which outlines their positive experience with C&B's Employee Benefits team.

View All Posts
TAGS:

Upcoming Events

IN-PERSON

May 20-21, 2026

2026 Transportation Safety Workshop

Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach.
Register Now!
Register Now!

WEBINAR

December 16, 2026

OSHA Recordkeeping & ITA Compliance

In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements.
Register Now!
Register Now!

WEBINAR

November 17, 2026

FMCSA HOS Exceptions & Operational Flexibility

In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations.
Register Now!
Register Now!
View All Events

Connect with a C&B Representative Today!

bottom of page