Covered or Exposed? What Your Business Doesn't Know About Cyber Risk
- 16 minutes ago
- 1 min read
In our most recent webinar, "Covered or Exposed? What Your Business Doesn't Know About Cyber Risk," Cottingham & Butler and UnRavl cyber specialists pulled back the curtain on the misconceptions and blind spots that leave businesses vulnerable and underinsured. Whether you've had a cyber policy for years or you're evaluating coverage for the first time, this session gave attendees the clarity to make smarter decisions before an incident forces your hand.
Key takeaways and insights...
Application Accuracy Is Your First Line of Defense
Get your application wrong and your claim can be denied entirely — regardless of how large your loss is. Accuracy isn't optional; it's the foundation of your coverage.
Attackers Are Patient — Proactive Detection Is Not Optional
The breach you think didn't happen may already be in progress. With an average dwell time of 197 days, waiting for alerts is not a strategy.
A Response Plan on Paper Is No Plan at All
Know who to call, what not to do, and what your policy requires — before ransomware hits. Practice your plan or you won't execute it under pressure.
Compliance Satisfies Auditors — Security Protects Your Business
Passing your SOC 2 or HIPAA audit is the minimum bar. Real protection requires continuous monitoring, testing, and controls that go beyond the checklist.
The Cloud Shifts Responsibility — It Doesn't Eliminate It
You own your data's security at the application and identity layer. No cloud provider agreement changes your regulatory obligations or your exposure.