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A member-owned group captive empowers your organization with control, financial flexibility, and the opportunity to generate substantial equity. Captives & Programs Providing best-in-class companies a competitive advantage by rewarding great performance. CONNECT WITH OUR TEAM Are you ready to break free from the limitations of traditional insurance? Group captives offer a dynamic solution for best-in-class companies to collaborate with like-minded peers, seize control of your risk financing strategy, and unlock the potential for substantial cost savings and shared profits. The Captive Advantage Video Experience the Captive Advantage with Cottingham & Butler We're not just managing captives, we're shaping the future of risk management. With 12 member-owned group captives under our belt, we have the experience and expertise needed to find a program that perfectly aligns with your strategic vision and financial goals. What’s the Difference? Standard Market For best-in-class businesses, traditional insurance has historically been the go-to-choice for managing risk. However, it often comes with costly challenges. Fluctuating insurance costs regardless of claims experience Market volatility beyond your control Limited influence over claims management The stress of last-minute renewals Insurance carrier retains profits Captive Program A group captive brings together best-in-class companies who join to form their own insurance company. The captive is controlled by its owners, enabling companies to break free from the standard market. Request a FREE personalized captive comparison Cottingham & Butler Captive clients have received over $350 million back in dividends . Who We Serve Transportation > Construction > Benefits Stop Loss > Food & Agribusiness > Manufacturing > The Captive Experts The Captive Experts Cottingham & Butler, a leading national insurance broker, has excelled in group captive insurance programs since 1993. Our 12 captives, with 380+ members, achieve an outstanding 99% renewal rate. Our success stems from our dedicated team, rigorous selection process, and consistently lower loss ratios compared to industry standards. A Suite of Resources Provides Support A Partnership That Led to Growth A Community of Peers Safety & Claims Experts Provide Relief How Joining a Captive Changed it All Captive Brochure Ready to learn more about our Captive Solutions? DOWNLOAD OUR CAPTIVE BROCHURE “When it came down to comparing our options and making a decision, we felt the Safe Trucking captive was the best fit for South East Carriers, Inc. We value the relationships we have built with other members and the C&B team.” Jeremy Gobble | President, Southeast Carriers, Inc. Captives & Programs Connect with our Captive Experts Today!

IN-PERSON Better Every Day Seminar / Green Bay Thursday, August 6th | 8:00AM – 3:00PM Lambeau Field, Legends Club 1265 Lombardi Avenue Green Bay, WI 54304 Join us at Lambeau Field in Green Bay, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! August 6, 2026 8:00 AM – 3:00 PM Green Bay, WI An Agenda Filled with Insight 8:00 AM – 9:00 AM | Registration, Networking, and Breakfast 9:00 AM – 10:30 AM | Keynote 1: Authentic Leadership in Action 10:30 AM -10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. 2:00 PM - 3:00 PM | Meet a packer player and Happy Hour Presenters Paul Tourville Paul T. Tourville, Partner, CASL Fallon Millerski Account Executive - HealthCheck360 Jack Wied Benefits Consultant - Cottingham & Butler Tammy Rogers BecomeMore Group Maddie Meador Benefits Consultant - Cottingham & Butler Matt Chadwick VP Sales, Benefits – Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Taylor Orton VP - Benefits Thank You Sponsors Interested in Sponsoring? EXPLORE OPPORTUNITIES Upcoming Events IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. Read More Register Now WEBINAR October 22, 2026 The Impact of Drugs & Alcohol in Trucking Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now WEBINAR September 15, 2026 Securing the Scene: Best Practices After a Collision When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. Read More Register Now WEBINAR November 17, 2026 FMCSA HOS Exceptions & Operational Flexibility In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. Read More Register Now WEBINAR August 18, 2026 Safety Training That Sticks: Learning Principles in Action Safety Training That Sticks: Learning Principles in Action” hosted by SMSC Safety Consultant Austin Smith is a dynamic, instructor‑focused webinar designed to help trainers deliver safety education that truly resonates with adult learners. This session explores how to move beyond lecture‑heavy sessions and instead create training that is interactive, memorable, and impactful. Grounded in proven adult learning principles, the presentation highlights how adults learn best: through relevance, experience, problem‑solving, and hands‑on involvement. Participants will discover practical techniques for turning passive attendees into active contributors—ensuring higher retention and stronger safety performance on the job. Read More Register Now View All Events Connect with a C&B Representative Today!

We are excited to extend an invitation to our upcoming Employee Benefits Seminar Tour designed specifically for individuals like you, who are at the forefront of shaping organizational culture and strategy. Cottingham & Butler hosts these exclusive events to provide a free opportunity for HR professionals to network, stay on top of emerging trends, and be a strategic leader in their organization. 2025 COTTINGHAM & BUTLER Better Every Day Seminar Resources RESOURCES AT YOUR FINGERTIPS! What Actually Matters in Benefits Compliance Future-Proofing Your Workforce 5 Key Strategies to Manage Costs “The content and the information is great and I walk away with ideas to bring back to help enhance our benefits packages and compensation.” - COTTINGHAM & BUTLER SEMINAR ATTENDEE Connect with our Employee Benefits Team

WEBINAR FMCSA HOS Exceptions & Operational Flexibility Tuesday, November 17th | 1-2 PM CST In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. November 17, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host Joshua Anderson Safety Consultant, SMSC Upcoming Events WEBINAR February 18, 2026 Building a Safer Workplace: Reducing Workplace Injuries and Workers' Compensation Claims for Drivers Hosted by SMSC Safety Consultant Nate Gump, this session will explore the often-overlooked workplace injury risks drivers face and their significant impact on workers' compensation claims. While motor vehicle crashes often get the most attention, most driver injuries occur during non-driving tasks such as entering and exiting vehicles, loading and unloading freight, working in yards and docks, and managing environmental exposures. Attendees will discover practical, data-driven strategies to reduce injuries, improve compliance, and control workers' compensation costs. Register Now! Register Now! WEBINAR March 17, 2026 Navigating FMCSA Compliance Reviews Whether your fleet is proactively preparing for a compliance review or responding to an upcoming audit, understanding the FMCSA’s expectations is essential. This webinar takes you behind the scenes of the FMCSA Compliance Review process—breaking down what investigators look for, how ratings are determined, and the steps you can take now to protect your safety performance. Join SMSC Senior Safety Consultant Kara Vines as she walks through each stage of the review, from the initial notification to the final safety rating. You’ll learn the most common violations that trigger interventions, how to organize required documentation, and practical strategies for strengthening your Safety Management Controls. We’ll also highlight real‑world trends, carrier pitfalls, and best practices to help you stay audit‑ready year‑round. Whether you’re new to compliance or looking to refine your current safety program, this session provides the clarity, confidence, and tools you need to navigate the FMCSA Compliance Review with success. Register Now! Register Now! WEBINAR February 19, 2026 ERISA Fiduciary Duties Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. Register Now! Register Now! WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON March 10-13, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON CEO Summit May 7th & 8th The Drake Oak Brook 2301 York Rd, Oak Brook, IL 60523 View Event Information No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. May 7-8, 2026 12:00 PM Oak Brook, IL Positioned to Win. Great leadership starts with great ideas, and the Cottingham & Butler CEO Summit is where they happen. This exclusive event brings together top executives for conversations that matter, real-world insights, strategic thinking, and actionable solutions. Join a community of leaders who challenge the status quo, share experiences, and shape the future of their businesses. An exclusive forum for CEOs ready to lead what's next. Upcoming Events WEBINAR February 18, 2026 Building a Safer Workplace: Reducing Workplace Injuries and Workers' Compensation Claims for Drivers Hosted by SMSC Safety Consultant Nate Gump, this session will explore the often-overlooked workplace injury risks drivers face and their significant impact on workers' compensation claims. While motor vehicle crashes often get the most attention, most driver injuries occur during non-driving tasks such as entering and exiting vehicles, loading and unloading freight, working in yards and docks, and managing environmental exposures. Attendees will discover practical, data-driven strategies to reduce injuries, improve compliance, and control workers' compensation costs. Register Now! Register Now! WEBINAR March 17, 2026 Navigating FMCSA Compliance Reviews Whether your fleet is proactively preparing for a compliance review or responding to an upcoming audit, understanding the FMCSA’s expectations is essential. This webinar takes you behind the scenes of the FMCSA Compliance Review process—breaking down what investigators look for, how ratings are determined, and the steps you can take now to protect your safety performance. Join SMSC Senior Safety Consultant Kara Vines as she walks through each stage of the review, from the initial notification to the final safety rating. You’ll learn the most common violations that trigger interventions, how to organize required documentation, and practical strategies for strengthening your Safety Management Controls. We’ll also highlight real‑world trends, carrier pitfalls, and best practices to help you stay audit‑ready year‑round. Whether you’re new to compliance or looking to refine your current safety program, this session provides the clarity, confidence, and tools you need to navigate the FMCSA Compliance Review with success. Register Now! Register Now! WEBINAR February 19, 2026 ERISA Fiduciary Duties Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. Register Now! Register Now! WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON March 10-13, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON 2026 Transportation Safety Workshop Wednesday, May 20th | 9 AM - 4:30 PM & Thursday, May 21st | 8 - 11 AM DoubleTree by Hilton Hotel Dallas Near the Galleria 4099 Valley View Lane, Dallas, Texas, 75244 Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. May 20-21, 2026 8:00 AM Dallas, TX What You Need to Know Wednesday, May 20th Sessions | 9:00AM - 4:30PM Dinner | 5:30PM - 8:00PM Thursday, May 21st Sessions | 8:00AM - 11:00AM Full Agenda | Coming Soon Registration Deadline: May 12, 2026 Dinner 10-minute drive from hotel Puttshack - Addison 5100 Belt Line Rd, Addison, TX 75254 Transportation will be provided to/from the hotel and the dinner venue. Travel Room Block closes Monday April 28, 2025 DoubleTree by Holton Hotel Dallas Near the Galleria 4099 Valley View Lane, Dallas, Texas, 75244 Book Our Room Block | Coming Soon Hosted by Safety Management Services Company Cottingham & Butler Upcoming Events IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. Read More Register Now WEBINAR October 22, 2026 The Impact of Drugs & Alcohol in Trucking Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now WEBINAR September 15, 2026 Securing the Scene: Best Practices After a Collision When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. Read More Register Now WEBINAR November 17, 2026 FMCSA HOS Exceptions & Operational Flexibility In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. Read More Register Now WEBINAR August 18, 2026 Safety Training That Sticks: Learning Principles in Action Safety Training That Sticks: Learning Principles in Action” hosted by SMSC Safety Consultant Austin Smith is a dynamic, instructor‑focused webinar designed to help trainers deliver safety education that truly resonates with adult learners. This session explores how to move beyond lecture‑heavy sessions and instead create training that is interactive, memorable, and impactful. Grounded in proven adult learning principles, the presentation highlights how adults learn best: through relevance, experience, problem‑solving, and hands‑on involvement. Participants will discover practical techniques for turning passive attendees into active contributors—ensuring higher retention and stronger safety performance on the job. Read More Register Now View All Events Connect with a C&B Representative Today!

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. OOPS! There’s Nothing Here. The page you’re looking for can’t be found. Check the URL, or go back to the homepage. BACK TO HOMEPAGE