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Offering real-time HR support, a trove of training resources and seamless technology & vendor management, our team is here every step of the way to implement personalized solutions that help lighten your load. Creating HR Harmony We allow HR professionals to invest their energy where it matters most – in achieving business goals and taking care of their people. CONNECT WITH OUR TEAM Is your HR team bogged down by administrative tasks instead of focusing on strategic initiatives? Offering real-time HR support, a trove of training resources and seamless technology & vendor management, our team is here every step of the way to implement personalized solutions that help lighten your load. Our Approach Day-to-Day Support Streamline your HR operations with our Day-to-Day Support services. We handle the administrative details, allowing your team to focus on strategic initiatives. Technology & Vendor Management Maximize the potential of your HR technology with our specialized services in Technology & Vendor Management. From system integration to vendor relationship optimization, we ensure your tools are seamlessly aligned, empowering your organization with cutting-edge solutions for enhanced efficiency. Employee Communications & Support Promote a harmonious workplace through our Employee Communications & Support services. We excel in crafting effective communication strategies and providing personalized support to your employees, fostering engagement and satisfaction across your organization. Leverage our expertise to navigate technology complexities seamlessly. Support with insurance & vendor selection Management of carrier & vendor relationships Benefit administration system support New system implementation & file feeds Access to benefit document repository Access to technology credit program REQUEST A TECHNOLOGY DEMO NOW! Transparent and clear communication regarding employee benefits is crucial. Our creative and proactive approach to communication consistently boosts employee satisfaction, engagement, and overall retention, resulting in a more satisfied workforce and improved value for your organization. Partner with our in-house communications specialists to ensure your employees have a clear understanding of their benefits and empower them to make more informed decisions. COMPLETION RATE & SEE HOW ONE CLIENT ACHIEVED ENROLLMENT VIEW CASE STUDY Text enrollment offers your employees a quick and user-friendly way to complete their benefits enrollment anytime, anywhere right from their phone. SCHEDULE A DEMO TODAY! HR Efficiency Insights Minnesota PFML Is Coming in 2026: What HR Teams Need to Know Now Minnesota Paid Family Medical Leave (MN PFML) is a game-changer for employee benefits and workplace culture. With thoughtful planning and proactive communication, HR teams can turn this mandate into an opportunity to support employee well-being and strengthen organizational trust. Articles New Healthcare Strategy Delivers $540,000 Savings for Multi-Site Senior Care Provider When traditional healthcare benefits threatened both employee access and company financials, a strategic pivot to ICHRA revolutionized... Case Studies Manufacturing Company Saves $157,000 Through Smart Benefits Innovation Discover how this family-owned manufacturing company transformed their employee benefits strategy with innovative solutions from... Case Studies VIEW MORE HR Efficiency Connect with our HR Efficiency Experts Today!

Breaking geographical boundaries with strategic positioning, we're committed to delivering exceptional service across major metropolitan hubs and critical remote locations nationwide. Domestic and International Office Locations Cottingham & Butler Locations We believe distance shouldn't be a barrier to exceptional service. That's why we're strategically positioned in the heart of the U.S., allowing us to swiftly reach not only major metropolitan hubs, but also critical remote locations across the country. We're constantly expanding our footprint, ensuring you receive the best-in-class service, no matter where your business takes you. Cottingham & Butler Office Locations Little Rock, AR San Diego, CA Dubuque, IA Davenport, IA Dyersville, IA Des Moines, IA Des Plaines, IL Edina, MN Columbus, OH Pittsburgh, PA Dallas, TX Appleton, WI Madison, WI Your Global Insurance Advantage Assurex Global is an exclusive Partnership of the most prominent independent insurance agents and brokers in the world. With an impressive $46 billion in annual premium volume and a network of over 730 Partner offices, it’s the world’s largest privately held commercial insurance, risk management, and employee benefits brokerage group. $46 Billion Annual Premium Volume 100+ Partner Firms 730+ Partner Offices on Six Continents Largest privately held insurance and benefits brokerage Cottingham & Butler Domestic and International Partner Offices Reach out today, and let's work together to secure your future

The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Manufacturing Industry Tailored insurance and risk management solutions crafted for today's competitive manufacturing market. In a world marked by supply chain optimization, technology advancements, and skilled labor shortages, protecting your manufacturing operations has become increasingly more complex. The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Your Trusted Source for Comprehensive Manufacturing Insurance Solutions Manufacturing Coverages Auto Cyber / Network security Environmental liability General / Product liability International / Foreign Management liability (D&O, EPL, Fiduciary) Manufacturers errors & omissions Ocean marine / Transit Property Stock Throughput Umbrella / Excess Workers' compensation Manufacturing Services Catastrophic Exposure Modeling Claims Advocacy Claims Reviews Contract Review Contractual Risk Transfer Consulting Dedicated Service Team Experience Modification Factor Reviews Online Insurance Application Management Program/Limit Benchmarking Same Day Certificates of Insurance (COIs) Self-Issued COIs Manufacturing Programs Aggregate deductibles Captives Member owned group programs Single parent 831(b) Guaranteed cost Horizon (Proprietary program) Large deductibles Retrospective rating plans How a Catastrophic Premium Increase was Avoided for a Foundry Business Discover why the oldest continuously run business in Dubuque, Iowa trusted us to find the best coverage, while mitigating costs for their manufacturing and foundry operations. Connect with our team of foundry and metal casting experts today! Featured Expertise Empower Your Manufacturing Business Did you know that manufacturing businesses face an average of $1.2 million in losses annually due to operational inefficiencies and risks? In today's manufacturing landscape, every decision counts. Imagine a future where your operational costs are minimized, your workforce thrives in a safe environment, your contracts provide ironclad protection, and your cybersecurity defenses effectively ward off threats. This future is within reach, and it starts with taking that first step towards knowledge and awareness using our SMART Diagnostic Programs. CONTACT US FOR A FREE CONSULTATION Why Captive Insurance is the New Competitive Edge In today's fiercely competitive world, every edge matters. But are you overlooking a hidden opportunity to reduce costs, gain control, and unlock the true potential of your insurance? Say hello to Captive Insurance - the game-changing risk management strategy that’s no longer reserved for industry giants. It's rapidly becoming the secret weapon for forward-thinking manufacturers like you. Explore captive insurance benefits with our Cottingham & Butler team of experts. LEARN MORE ABOUT OUR TAILORED CAPTIVE SOLUTIONS Specialized Manufacturing Niches Wood Products Metalcasting Metal Products Printers & Publishers Clothing Plastic Products Chemical Auto & Machinery Discover our expertise, innovative risk solutions, and track record of delivering results for our clients. DOWNLOAD OUR MANUFACTURING BROCHURE Manufacturing Insight & Impact $323K Premium Reduction Achieved Chicago manufacturer slashes 52% renewal increase to just 4.7%, avoiding $323K in premiums and removing $1.5M+ in claims through strategic benefit solutions. Case Studies Manufacturing Cyber Security: Threats, Prevention & Response Learn from Cottingham & Butler and Travelers industry experts about manufacturing cybersecurity and how to best prepare your company for unexpected threats. On-Demand Technical Expertise Secures $124,767 in Additional Coverage Learn how Cottingham & Butler successfully challenged a water damage classification, transforming a Category 2 claim into Category 3 and securing a 25% settlement increase ($124,000+ savings) for a manufacturing facility's fire suppression system burst. Case Studies VIEW MORE Connect with a Manufacturing Expert!

We firmly believe in the extraordinary capabilities of people. Our commitment is to unleash that potential by empowering our team to take on new challenges, creating remarkable outcomes for our clients. Join a team that celebrates your talents, where your contributions make a genuine impact on the business. People are capable of amazing things EXPLORE CAREER OPPORTUNITIES At Cottingham & Butler, we firmly believe in the extraordinary capabilities of people. Our commitment is to unleash that potential by empowering our team to take on new challenges that create remarkable outcomes for our clients. Join a team that celebrates your talents and where your contributions make a genuine impact on the business. Learn more about what we do, who we are, and why you’ll love working here too. Sales Career Earn trusted advisor status with some of the best companies across the country. Help owners and senior-level executives transform how they manage their business and solve some of their greatest challenges when it matters most. EXPLORE SALES CAREERS Meet Colin, Sales Superstar > Service Career Join a dynamic team of professionals who are committed to delivering exceptional client value and service, every day. Raise the bar by advocating, inventing, and delivering results for organizations across a variety of industries. JOIN OUR SERVICE TEAM Meet Blythe, Service Champion > Corporate Career Join a trusted corporate resource team, responsible for delivering operational excellence that supports our rapid growth. Together, we share the goal of delivering specialized service and expertise that help moves the business forward. EXPLORE CAREER OPPORTUNITIES Meet George, Creative Achiever > Interns & New Grads As a young professional, you'll be immersed into a team that mentors you to master the business, empowering you to start problem-solving and delivering client value from day one. EXPLORE OUR STUDENT OPPORTUNITIES Meet Sydney, Passionate Problem-Solver > Better Every Day At Cottingham & Butler we believe in the power of continuous improvement. That's why "Better Every Day" isn't just our slogan, it's the driving force behind everything we do. It shapes our interactions with clients, strengthens team connections, and positively impacts the communities we serve. Ready to work for a company that prioritizes your well-being? A career here gets you access to a variety of benefits + perks that help you be your happiest, healthiest self. We are committed to helping our team grow personally and professionally, with benefits built to support every stage of life. Health & Wellness Medical, Dental, Vision, Rx Free Telehealth Paid Disability Brain Health Resources Wealth Benefits 401K Profit Sharing Tax-Advantaged Accounts Dependent Scholarship Program Time & Family Paid Time Off Employee Discounts Holiday Club Onsite Dining & Fitness Supporting Working Parents We know the importance of family, so at our home office in Dubuque, Iowa, we have a childcare center where employees receive special rates and are offered first availability at this state-of-the-art facility. Powered by New Horizon Academy, our childcare center includes thoughtfully designed curriculums that foster a love for learning. Hear insight from Cottingham & Butler teammates! EXPLORE MORE Begin your job search now and discover exciting career opportunities at our company. Featured Roles Entry Level Sales Executive Senior Accountant Employee Benefits Client Consultant APPLY TODAY! APPLY TODAY! APPLY TODAY! View all career opportunities > Connect with our Recruiting Team!

As the construction industry continues to grow and change, our team of construction insurance and surety specialists is here to help you understand the unique challenges facing your business. Whether you engage in residential, commercial, or municipal projects, we provide customized coverage and service solutions designed to address your specific needs. Construction Industry Cottingham & Butler provides tailored insurance solutions for the construction industry's complex and evolving risks. Don't let construction's dynamic challenges hold you back. Our construction insurance and surety experts become an extension of your team, crafting customized solutions to address your specific project risks – residential, commercial, or municipal. We provide expertise and insurance solutions to address a range of construction business exposures. Coverage Solutions Alternative risk (high deductible structure programs, captives, and risk-sharing pools) Auto Builder’s risk Contractors Professional Contractors Pollution Drone coverage Environmental risks General liability coverage Management Liability (D&O/EPL/Fiduciary/Crime) and Cyber OCIP / CCIP / Wrap-Ups Professional liability insurance Property Surety Umbrella / Excess Workers’ compensation Service Solutions Certificate review Claims advocacy and management COI Tracking Software (RMC) Contract review and insurance policy compliance Contractual risk transfer consulting Experience modification review and analysis Full suite of safety services via wholly owned safety management service company Surety Bonds Toolbox Talks / Safety Training Videos Build Smarter, Build Stronger with CSIL In today's competitive construction landscape, every edge counts. CSIL, Cottingham & Butler’s member-owned group construction captive, empowers you to take control of your insurance destiny. Discover the CSIL captive advantage Featured Expertise The World of Construction Thrives on Trust The world of construction thrives on trust. From blueprints to finished structures, the entire process relies on the commitment of various parties. But what happens when things don't go according to plan? Enter surety bonds – the unseen guarantor of project completion in the construction industry. Investing in a surety bond is an investment in project success. It minimizes financial risks, opens doors to new opportunities, and fosters a collaborative environment built on trust. At Cottingham & Butler, our team of experts helps navigate the surety bond process, securing the most competitive rates and customized solutions for your specific construction needs. EXPLORE BOND OPTIONS Don't Let Statistics Define Your Safety Culture While the construction industry is vital to our modern world, it also holds it’s inherent safety risks. According to the Bureau of Labor Statistics, construction fatalities occur at a rate of 9.6 per 100,000 workers – significantly higher than the national average. These statistics translate to real challenges – workers’ compensation claims, project delays, and increased insurance premiums all stem from a weak safety culture. The good news? A proactive safety approach dramatically reduces these risks. Cottingham & Butler offers comprehensive safety services, including risk assessments and training programs, to empower construction companies to prioritize safety. START BUILDING A SAFER WORKPLACE TODAY! Download our construction brochure to learn more about our team, risk and insurance solutions, safety services, and more! DOWNLOAD OUR CONSTRUCTION BROCHURE Contractual obligations can be complex, but when properly managed, they can help manage the risks inherent to construction contractors. As a Cottingham & Butler client, you get exclusive access to insurance coverage law attorneys, providing the contractual risk transfer guidance you need, and the peace of mind you deserve. LEARN MORE Construction Insight & Impact SafetySMART Success Story: Building a Unified Safety Culture Iowa construction company needed to unify safety programs across six business entities. Case Studies Improving the Prequalification Process for Construction Managers and Subcontractors This article touches on a few strategies for making the prequalification process as effective as possible for all involved. Articles Third-party Litigation Funding and Its Impact on D&O Insurance Third-party litigation funding enables investors to back lawsuits for a share of settlements. Articles VIEW MORE Connect with a Construction Expert!

Our Employee Benefits Practice acts as an extension of your business, helping to efficiently administer highly valued benefits at an affordable and sustainable cost. Employee Benefits Our Employee Benefits Practice serves as an extension of your business, helping clients efficiently administer highly valued benefits at an affordable and sustainable cost. Combining thoughtful analysis with bold strategies, we empower better business decisions and deliver an improved benefits experience. Strategic Employee Benefits Consulting Reimagining Your Benefits Strategy Improve employee satisfaction, save time & money. We craft tailored Employee Benefits Solutions that engage your workforce and optimize your bottom line. Cost Management Employee Rewards & Engagement Compliance Management Population Health & Wellbeing HR & Administrative Efficiency Mergers & Acquisitions Cost Managemet COST SAVING OPPORTUNITIES IN-DEPTH PLAN ANALYSIS IDENTIFIES GET THE FULL STORY! Cost Management Recent studies have shown that family healthcare in the U.S. is now over $31K per year and the #1 cause of bankruptcy for even those with health insurance. By meticulously analyzing your existing benefits plan, we help identify opportunities to minimize expenses while maximizing the value you receive from your program. Unlock Cost-Saving Strategies > Compliance Compliance Management With a staggering 42% of employers facing penalties for benefits compliance errors, staying on top of regulations is crucial. Our team ensures that your benefits plan remains compliant with all industry regulations by conducting thorough audits, implementing crucial updates, and offering access to a variety of tools and expert resources. Stay Ahead of the Curve > HR & Administrative Efficiency Simplify Enrollment & Enhance Perceived Value: Get Your Free, Customizable Flyer Today. HR & Administrative Efficiency Is your HR team bogged down by administrative tasks instead of focusing on strategic initiatives? Streamlining your HR processes with expert support can free up your team by more than 20% to focus on what matters most – your people By creating efficient systems and workflows, we improve employee satisfaction and drive productivity among your team. Explore Solutions > Employee Rewards & Engagement Employee Rewards & Engagement Happy employees aren't just happy, they're loyal. SHRM studies show that happy and engaged employees are 59% less likely to leave your company. We build upon wage-centric discussions by focusing on a holistic approach, enriching your employees' overall experience with your organization. By strategically aligning reward elements, we not only help you attract top talent but also improve employee retention and engagement. Boost Engagement & Attract Top Talent > BenefitWave is a revolutionary departure from conventional survey methods, utilizing decades of consulting expertise to help employers better understand and leverage their employees' benefit preferences. GET EMPLOYEE INSIGHTS WITH BENEFITWAVE Population Health & Wellbeing Clients without a condition management program spend over $13,300 per member, per year for people with a chronic health condition. Discover How Employers Are Achieving Breakthrough Results With a Condition Management Program Population Health & Wellbeing Explore how Population Health Solutions can transform your workforce into a healthier and more productive asset, all while delivering substantial cost savings. Benefit from data-driven insights, personalized wellness programs, and proactive health management to improve employee well-being and boost your organization's bottom line. Uncover the Power of Population Health Solutions > Mergers & Acquisitions Mergers & Acquisitions Allow us to facilitate a seamless transition in benefit structures through effective due diligence and risk evaluation. Our team of M&A experts shine in finding cost-effective procurement strategies to enhance your financial structures, guiding you throughout for a seamless transition and improved operational value. Learn More On How to Protect Your M&A Investment > Avoid Costly Oversights: Download Your Free M&A Due Diligence Checklist Forward by Design We’ve redefined the broker's role, departing from the conventional and embracing the future. Our approach reflects our dedication to empowering your business through year-round benefits planning, steady support, and strategic preparation. Anticipate and Adapt We anticipate changes in the benefits landscape and swiftly adapt strategies to keep you ahead of the curve. Our consultative and proactive stance ensures your benefits program evolves with the industry. Strategic Partnerships, Not Just Transactions We don't just broker deals; we build lasting partnerships. Our approach is collaborative, working closely with you to craft tailored benefit solutions that align with your goals and values. Year-Round Engagement and Support Benefits planning isn't a once-a-year event; it's an ongoing commitment. We believe in accountability and provide continuous support, proactive insights, and strategic guidance throughout the year to optimize your benefits portfolio. Holistic Benefit Ecosystem Beyond insurance, we architect a holistic benefit system. We incorporate wealth, health, and engagement elements, ensuring your employees' well-being and job satisfaction. Let’s Chat! Schedule a Call With Our Team Upcoming Events At Cottingham & Butler, we understand the importance of lifelong learning. That's why we're dedicated to providing you with insightful events throughout the year. Whether you're looking to network, stay informed about emerging trends, or refine your Employee Benefits package, there's sure to be an event fit for you. VIEW ALL EVENTS Featured Expertise Why Forward-Thinking Companies Choose Stop-Loss Captives Feeling the pressure of rising healthcare costs? Healthcare costs have risen by twice the rate of overall inflation over the past decade and are not expected to slow down. For this reason, more companies are embracing innovative solutions like Benefits Stop-Loss Captives. A stop-loss captive offers employers the control of a self-funded plan combined with the security of protection against catastrophic claims. Think of it as a financial safety net that shields you from unexpected healthcare costs. EXPLORE THE STOP-LOSS ADVANTAGE Gaining Control Over Prescription Drug Costs A recent study found that specialty drugs now account for over 50% of total pharmacy expenses, despite representing only a small fraction of prescriptions filled. This translates to significant financial strain on employers. That's where strategic carve-out programs and patient assistance programs come in. GPS, Cottingham & Butler's guided pharmacy solution, empowers employers to gain greater control over high-cost specialty drugs and connect employees with valuable assistance programs. DISCOVER HOW TO SAVE WITH GPS Cottingham & Butler 2024 Employee Benefits Trends Report As employee expectations and demographics shift, the employee benefits landscape keeps evolving. The Benefit Trends Report stands out by zeroing in on what HR teams and corporate executives prioritize: cost management and enhancing employee value. GET YOUR FREE COPY NOW! Insight & Impact Deadline for Submitting Gag Clause Attestation Is Dec. 31, 2025 Learn about federal gag clause prohibition requirements and annual attestation deadlines for group health plans. Essential compliance guidance for employers with fully insured and self-insured plans. Articles IRS Releases Health FSA Limits for 2026 The IRS increased the 2026 health FSA contribution limit to $3,400 (up from $3,300) and the carryover limit to $680. Learn what employers need to know about Rev. Proc. 2025-32 compliance and employee contributions. Articles $323K Premium Reduction Achieved Chicago manufacturer slashes 52% renewal increase to just 4.7%, avoiding $323K in premiums and removing $1.5M+ in claims through strategic benefit solutions. Case Studies VIEW MORE Employee Benefits Connect with our Employee Benefits Team

Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Metalcasting Industry The largest and most experienced insurance broker serving the metalcasting and foundries industry. CONNECT WITH OUR TEAM Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Minimize Risk & Maximize Results with Proactive Risk Control With a strong emphasis on risk control, we offer unparalleled claims advocacy, loss control, Proactive loss prevention Claims advocacy & management Specialized coverage & services Proprietary, deep-dive program analysis Recognized as American Foundry Society (AFS) Affinity Broker. Trusted partner of the Foundry Industry Association (FIA) , North American Die Casting Association (NADCA) , and Non-Ferrous Founders Society (NFFS) . At Cottingham & Butler, we take great pride in our expertise in managing complex risks. Discover how we have successfully helped businesses like yours. LEARN MORE Metalcasting Meet with our Metalcasting Team Cottingham & Butler is proud to offer a proprietary property program and exclusive captive program. For more information, please fill out the below form today. Colin Green, Vice President John Link, Vice President Colin’s top priority is to act as a consultant to his clients by skillfully communicating complex risk management issues and placing the best coverage for the individual risks each client presents. With years of experience, John’s expertise overlaps in Property Casualty, Captives and Self-Insurance. John works primarily with medium to large commercial manufacturing and foundry clients. Madeline Harrison, Vice President Madeline Harrison is a Vice President and employe benefits consultant at Cottingham & Butler, where she advises clients on strategic initiatives, cost containment, compliance and administrative efficiency. Megan Haley, Risk Consultant Megan began her insurance career with Cottingham & Butler in 2023. Today, Megan specializes in the Manufacturing and Foundry space. Katie Hensley, Risk Consultant Katie began her insurance career as a Workers’ Compensation Adjustor. Today, Katie is a Property & Casualty Broker specializing in Manufacturing and Foundry clients. Metalcasting Insights Nuclear Verdicts and Their Impact on Captive Insurance As we navigate the increasingly litigious landscape of risk management, we'd like to highlight trends related to nuclear verdicts and... Articles Manufacturing Trends to Watch in 2024 Businesses in the manufacturing sector contribute significantly to the economy by utilizing raw materials to create a wide range of... Manufacturing OSHA's New Walkaround Rule – Effective May 31, 2024 OSHA announced its final rule that clarifies employees’ rights to authorize a representative to accompany an OSHA compliance officer. Articles VIEW MORE

We understand the value of fresh perspectives and eager minds. As a student or recent graduate, you are the future of our industry, and we’re excited to nurture your interests and talents to help build the career you want. Your future starts with Cottingham & Butler We understand the value of fresh perspectives and eager minds. Students and recent graduates play a significant role in shaping the future of our industry. At Cottingham & Butler, we provide an environment and culture where you can learn, grow, and make a lasting impact. Whether you're seeking an internship to kickstart your journey or launching your career as a recent graduate, we have the perfect path for you. Explore our opportunities now and take the first step towards your future. Internship Program > Graduate Careers > Internship See what makes interning at Cottingham & Butler the ultimate learning experience. Internship Program 1:1 Mentorship Get 1:1 mentorship, manager support, and direct access to the Cottingham & Butler leadership team. Never underestimate your potential. As a Cottingham & Butler intern, you'll take on specific responsibilities, putting you front and center with clients and within various business functions, all while gaining a 360-degree view of life at Cottingham & Butler. Applications for the 2026 internship program will open mid-August 2025. Internship Class : 2017 Current Role : Vice President, Transportation Lexi Myers MEET LEXI Graduate Graduate Careers Start your career by doing something meaningful. A career at Cottingham & Butler means belonging to an ideas-driven culture that embraces new perspectives to solve complex problems. Whether engaging clients or contributing to our operations, every day brings a new challenge, accompanied by an ever-expanding level of responsibility. VIEW FULL-TIME CAREER OPPORTUNITIES Launch Your Career with Confidence Learn from C&B Insiders for advice to make a lasting impression during your interview. LAND YOUR DREAM JOB AT C&B Access Our Resume Writing Guide Now to Create a Personalized, Winning Resume REVAMP YOUR RESUME Read these five career advancement lessons from a Cottingham & Butler leader. START YOUR JOURNEY What We Look For In Early Career Candidates Who You Are Embrace your individuality, share unique experiences that will contribute to our dynamic business culture. How You Think Demonstrate strategic and innovative problem-solving skills vital for overcoming challenges in service to our business and clients. What Matters to You Showcase your values aligned with our commitment to integrity, emphasizing a positive impact within our organization and the broader community. Artfile-05 Artfile-03 IMG_8052 Artfile-05 1/4 Young Professionals Network Connecting young professionals with each other, the business community, and the city in which we live, work, play, and do business. LEARN MORE ABOUT YP DUBUQUE Connect with our Recruiting Team!

Our team of Private Equity and M&A experts are dedicated to increasing client value at every stage of the investment process with our comprehensive products and services. Private Equity and M&A Advisory Services Empowering clients to maximize returns by strategically reducing risk across their portfolio. In a market defined by unpredictability, high deal costs and significant risks, optimizing portfolio performance is more critical than ever. Cottingham & Butler’s holistic risk management approach delivers measurable value by safeguarding assets, enhancing workforce management, and driving cost efficiencies across your entire portfolio. Our team of Private Equity and M&A experts are dedicated to increasing client value at every stage of the investment process with our comprehensive products and services. Risk Management Solutions We specialize in delivering comprehensive, tailored insurance and risk management solutions that drive superior results for private equity firms. Our expertise in property and casualty insurance ensures that your portfolio companies are protected, compliant and optimally positioned for growth and profitability. In-Depth Risk Management Assessment We provide thorough risk, coverage, and cost evaluations during the due diligence process, identifying potential liabilities and gaps to inform better acquisition decisions. Insurance Program Optimization Our team reviews and benchmarks existing insurance policies, recommending enhancements to ensure comprehensive protection and cost savings. Broad Market Access Our extensive network of relationships with leading insurers domestically and across the world allows us to access a wide range of coverage options and competitive pricing. Customized Solutions We design and implement insurance programs tailored to the specific needs and risk profiles of each portfolio company, ensuring optimal coverage and cost-efficiency. Claims and Safety Management Our dedicated claims advocacy team helps negotiate and expedite claims processing to maximize recoveries. Safety Programs Our safety company SMSC provides tailored assessments, comprehensive training, and effective protocols to enhance workplace safety and reduce incidents to better protect employees and assets. Schedule a Portfolio Risk Assessment! LEARN MORE Benefits Advisory Our employee benefits experts provide strategic consulting and tailored solutions to optimize benefits programs across your portfolio companies, ensuring maximum value and employee satisfaction. Due Diligence Our specialized M&A benefits team conducts thorough due diligence, identifying potential liabilities and synergies in target companies' benefit structures to inform deal valuations. Benefits Design We design and implement competitive, cost-effective and scalable benefits plans that can flex with portfolio company growth. Competitive Benchmarking Our proprietary benchmarking allows us to align portfolio company benefits with industry standards, ensuring competitiveness while controlling costs. Rate Negotiation We leverage our market power to negotiate superior rates and terms for portfolio-wide benefits programs, reducing costs while enhancing coverage. Compliance Support Our in-house compliance team offers ongoing support to navigate complex regulatory landscapes, mitigating risks across your portfolio. Benefits Technology We deploy and optimize industry-leading benefits technology solutions across your portfolio, streamlining administration, improving employee engagement, and providing actionable data insights. Post-Acquisition Management We provide expert guidance on benefits harmonization post-acquisition, minimizing disruption and maximizing employee retention during critical integration periods. The Cottingham & Butler Difference Delivering Unparalleled Value in Private Equity An Exceptional Team Our success stems from a distinguished Private Equity team, blending seasoned leadership, specialized analysts, and diverse experts to deliver comprehensive, results-driven insights. Get Started Don't just take our word for it – experience our expertise firsthand. We offer multiple ways to get acquainted and demonstrate the value we bring to your portfolio: Acquisition Due Diligence Let us conduct a thorough due diligence on your next acquisition, showcasing our expertise in risk assessment and value identification. Portfolio Company Deep-Dive Engage us for an in-depth analysis of a portfolio company that needs strategic intervention. We'll provide actionable insights to drive performance. Portfolio Benchmarking Gain a competitive edge with our comprehensive benchmarking across your portfolio companies, identifying opportunities for growth and optimization. 4th largest privately and independently held broker in the US – big enough to deliver, small enough to care Private Equity and M&A Insight & Im pact Merger & Acquisitions Insurance Considerations During a merger or acquisition, both parties must review and update their insurance coverages to ensure all risks are accounted for. Articles Mergers & Acquisitions: Manage the Hidden Risks Discover how to navigate hidden risks in mergers & acquisitions. Uncover essential tips for managing liabilities & protecting your company. Articles Managing Cyber Security During a Merger or Acquisition During a merger or acquisition, cybersecurity is, unfortunately, often put on the back burner. Articles VIEW MORE Schedule a Consultation with an Expert!

As CEO, David uses his extensive experience in business strategy and growth to lead the overall operations of Cottingham & Butler and its subsidiaries. His leadership ensures that our clients consistently receive superior service and innovative solutions, embodying our dedication to excellence. David O. Becker President & CEO For over 20 years, David Becker has served as Chief Executive Officer and President of Cottingham & Butler, leading all business operations for the company and its subsidiaries. His approach to leadership supports the firm’s overarching value of partnering with clients to protect their most valuable assets through values of integrity, transparency, dignity, and respect. Before his tenure began at Cottingham & Butler, David spent 8 years with McKinsey & Company in Chicago, IL, where he acted as a Partner specializing in issues related to strategy and marketing. Prior, David worked for IBM in a sales and marketing capacity. Within his community of Dubuque, Iowa, David serves as a board member for the Greater Dubuque Development Corporation. David is also an active member of the Washington University Olin School of Business National Council, and formerly held the position of President for the Council of Insurance Agents and Brokers. David earned his BS in Computer Science as well as his MBA from Washington University in St. Louis, Missouri, where he graduated magna cum laude. He then continued his academic pursuits at Harvard Law School, earning his Juris Doctorate in 1995.

Our consulting team is committed to assessing your organization's risks and providing insights and guidance for navigating legislative and economic shifts that directly impact your business's sustainability. Navigating Compliance with Confidence We empower you to navigate complex compliance environments confidently, freeing up your energy to drive business growth. CONNECT WITH OUR TEAM Benefits compliance errors can lead to costly penalties and disruptions. Our team, including on-staff compliance attorneys, helps you stay ahead of regulations, minimizing risk and ensuring a smooth benefits experience for your employees. Compliance Updates Get the Latest Updates & Expert Guidance. Staying on top of ever-changing benefits regulations can be a challenge. Even minor missteps can result in hefty fines, employee frustration, and operational disruptions. Let us help you navigate the complexities of compliance with ease. VIEW LATEST COMPLIANCE NEWS Deadline for Submitting Gag Clause Attestation Is Dec. 31, 2025 Learn about federal gag clause prohibition requirements and annual attestation deadlines for group health plans. Essential compliance guidance for employers with fully insured and self-insured plans. Articles Using Affordability Safe Harbors to Avoid ACA Penalties Navigate ACA employer mandate requirements with our complete guide to affordability safe harbors, featuring updated rates and practical examples. Articles Focus on Employer Impact: The One Big Beautiful Bill Act Explore key employer impacts of the One Big Beautiful Bill Act: increased FSA limits, permanent telehealth coverage for HDHPs, student loan benefits, new Trump Accounts, and tax-free overtime compensation through 2028. Articles One Big Beautiful Bill Act Signed Into Law Learn how President Trump's One Big Beautiful Bill Act (OBBB Act) impacts employee health benefits, HSAs, telehealth coverage, and direct primary care arrangements. Key changes explained. Articles Benefits Compliance Services Navigate State & Federal Legislation Identify potential risks of penalties and lawsuits due to non-compliance. Welfare Strategic Planning Develop multi-year strategic plans to ensure compliance with DOL, HHS, and IRS regulations. ERISA Compliance & Guidance Follow an annual federal disclosure compliance calendar, inclusive of employee notices, guides, timelines, and checklists to maintain adherence. Internal Revenue Code Expertise Receive guidance on IRC 125/cafeteria plans, health benefits, and relevant tax rules concerning employee benefit plans. ACA Compliance and Resource Support Access educational materials, timelines, sample employee letters, forms, notices, and waivers for ACA mandates, reporting, penalties, and taxes. Streamline COBRA Administration Efficiently manage COBRA administration, ensuring compliance and smooth transitions for employees during benefit changes. Accurate 5500 Filings Handle precise and timely Form 5500 filings, providing accurate documentation for regulatory compliance. Expertise in HSA, FSA, HRA Management Oversee and optimize HSA, FSA, and HRA management, tailoring solutions to maximize benefits and tax advantages for your organization and employees. Compliance Insights Deadline for Submitting Gag Clause Attestation Is Dec. 31, 2025 Learn about federal gag clause prohibition requirements and annual attestation deadlines for group health plans. Essential compliance guidance for employers with fully insured and self-insured plans. Articles Using Affordability Safe Harbors to Avoid ACA Penalties Navigate ACA employer mandate requirements with our complete guide to affordability safe harbors, featuring updated rates and practical examples. Articles Focus on Employer Impact: The One Big Beautiful Bill Act Explore key employer impacts of the One Big Beautiful Bill Act: increased FSA limits, permanent telehealth coverage for HDHPs, student loan benefits, new Trump Accounts, and tax-free overtime compensation through 2028. Articles VIEW MORE Compliance Connect with our Employee Benefits Team!

At the heart of our mission lies a commitment to your employee’s wellbeing, understanding that a healthy workforce is a thriving workforce. We advocate for your employees' health and wellbeing because we know it's not just good for them; it's great for your bottom line. Population Health Empowering Health & Wellbeing CONNECT WITH OUR TEAM At the heart of our mission lies a commitment to your employees' wellbeing, understanding that a healthy workforce is a thriving workforce. We advocate for your employees' health and wellbeing because we know it's not just good for them; it's great for your bottom line. Building a Healthier Future Investing in employee health is an investment in your organization's future. A healthier workforce translates to higher productivity, reduced absenteeism, and improved morale. Our program design assistance focuses on tailoring wellness initiatives to align with your specific goals. Whether it's stress reduction, weight management, or encouraging a healthier lifestyle, we work hand-in-hand with you to craft a program that supports both your employees and your bottom line. Goal Identification We work closely with clients to understand their unique workforce and benefits goals, helping them establish clear, measurable objectives for improving employee health and wellbeing. Vendor Selection We leverage our extensive knowledge of the health and wellness vendor landscape to identify and recommend best-fit partners that align with each client's specific population health strategy, culture, and budget satisfaction. Incentive Design Our team excels at crafting creative, effective incentive programs that drive engagement in health initiatives by rewarding employees for taking steps to improve their wellbeing, from increasing physical activity to managing chronic conditions. Integrated Care Management Did you know that integrated care management can help employers reduce healthcare costs by up to 15% and make employees feel more supported? Integrated care ensures your employees receive the right treatment at the right time, leading to better health outcomes and significant cost savings for your organization. Request more information to learn how we can customize a program that fits your needs. Reduce Costs, Boost Engagement, and Empower Your Workforce Just like employees wouldn't navigate a new city without a map, they shouldn't navigate their benefits alone either. MyAdvocacy makes benefits easy, fast and mobile by connecting employees with benefits plan details, in-network providers, expert benefit support, insurance card information, low-cost, quality providers, and healthcare accumulators. SCHEDULE A DEMO! Empowering Health Through Education We believe education is the foundation of a healthy workforce. We offer engaging resources that empower both employers and employees to make informed decisions about their health, potentially leading to significant cost savings for your organization. DOWNLOAD FREE MONTHLY WELLNESS CALENDAR Engage360 Engage360 transforms employee feedback by delivering real-time insights to leaders when they matter most, replacing traditional annual surveys with actionable intelligence that drives immediate improvements in employee experience. LEARN MORE HealthCheck360: Your Strategic Partner in Health & Wellbeing Investing in employee wellbeing is an investment in your company's success. A healthy workforce is a happier, more productive, and less costly one. Our in-house wellness team, HealthCheck360, is just one way we can help you achieve this goal. Together, we offer a comprehensive suite of health and wellness solutions, including: Wellness Consulting Integrated Care Management Chronic Condition Management Biometric Screenings Advocacy and Navigation Lifestyle Rewards Wellness Engagement Technology Health Coaching Mental Wellbeing Financial Wellbeing Population Health Insights Drive Your Fleet Towards Better Health In the trucking industry, investing in driver health reduces healthcare costs and improves fleet performance. Articles The Costly Maze of Healthcare Benefits: Are You Losing Money and Quality Care? For today's employees, navigating the complex web of modern healthcare benefits has become a daunting challenge. While employers invest... Articles Three Things You Can Do to Improve Job Satisfaction In today's competitive job market, retaining talent is a top priority for any organization. Articles VIEW MORE Population Health Connect with our Team of Experts Today!