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A leading provider of risk management and employee benefits insurance & consulting services for domestic and international markets. Better Every Day That is our promise to our clients, company, and people. It’s a commitment to challenging conventional wisdom, innovating, and improving how we serve our clients and grow as industry professionals. 3rd largest privately and independently held insurance broker in the U.S. At Cottingham & Butler, we sell a promise – to show up and deliver for our clients during life’s toughest moments. Every day, we pair brilliant ideas with strategy, empathy and hard work that produces results that are the rival of the industry. SEE HOW WE HELPED BUSINESSES LIKE YOURS Trusted Insurance Advisors Cottingham & Butler is a privately-held, national insurance broker, and a leading provider of risk management and employee benefits insurance & consulting services. Property & Casualty Employee Benefits Solutions Captives & Programs Safety Management Services Claims Management Featured Insights Cottingham & Butler Surpasses $1 Million in Scholarships to Students Our motto at C&B is ‘Better Every Day’, and this scholarship is way to help students take the next step in their journey of lifelong learning. To date, over 360 high school seniors have received this scholarship for their future education and over $1 Million has been given! Articles Helping Brokers Identify Small Fleets Articles Beef Processor: Rebuilt a Fragmented, Overpriced Program and Saved ~$3M Case Studies 2026 Property Market Update: Are We Approaching the Bottom? Articles VIEW ALL INDUSTRY NEWS & EVENTS “The relationship that we have, and have always had, with Cottingham & Butler is trust. We listen to them, and they haven’t steered us wrong yet. Without Cottingham & Butler, it’d be hard for us to be where we are today.” David Freymiller | CEO, Freymiller People Who Make A Difference What makes Cottingham & Butler so special? It’s simple – our people. Our team is made up of extraordinarily talented individuals who consistently prioritize the success of our clients and their teammates, working to achieve the very best in everything they do. EXPLORE OPPORTUNITIES

We help clients lower their total cost of risk by challenging the status quo, solving complex business problems and delivering creative insurance solutions. Our technical expertise and proprietary programs, combined with our commitment to client service is the foundation of the value we bring to our clients every day. Case Study Leveraged best practices and good loss experience to return $80,000 year after year Read More Article HR’s Role in Mergers and Acquisitions Read More Article Coverage Basics: Cyber Insurance Read More

Manufacturing Leveraged best practices and good loss experience to return $80,000 year after year Up Published on Written by: Page View A best-in-class processing equipment manufacturer had been seeing a decrease in their loss experience, yet they were not seeing a decrease in how much they were paying for insurance. They were curious to learn if there was a way to incentivize their increased focus on safety and best practices. Their current program was "off the shelf" and was not designed to meet their specific needs. After engaging with Cottingham & Butler's Risk Management Assessment (RMA) , they quickly learned that there was not only a better way to buy insurance, but that there were significant coverage deficiencies in their program. The company recognized the value of a customized loss-sensitive program, as well as having a broker partner who would advocate on their behalf for claims. Program Design Delivered a loss-sensitive program option, Horizon, that would allow the company to receive up to 50% of their premium back for good loss years. Identified 3 carriers that had never seen the account before, and had an interest in the business. Coverage Identified 20 coverage deficiencies in their existing program. Significant deficiencies include: Multiple sub-limits were inadequate compared to their operations. The policy was designed for Architect and Engineering Professionals, NOT for Manufacturers. Multiple exclusions related to the core business operations of the company were present. No flood/earthquake coverage in a high-risk area. Contractual Risk Transfer Highlighted areas of concern and how their current risk transfer methods were inadequate for their industry and line of work. Cottingham & Butler put together recommendations and corrected critical mistakes in policy language Stability After joining Horizon, the company experienced a large loss in its first year of implementation. Even after the loss, their spend was similar. By paying in guaranteed cost, they avoided the increases they would have seen in the standard market. Since then, the company has received $80,000+ each year for their good loss experience. Claims Advocacy While the company had great loss experience, they had not previously received any claims reviews or advocacy services. After being made aware of the impacts of delayed reporting, their claims reporting processes were improved and consistent claim reviews were scheduled with the team. April 25, 2023 Cottingham & Butler View All Posts TAGS: Article Case Study Employee Benefits Manufacturing Property & Casualty Claims Management Coverage Basics Cyber Loss Control & Prevention Mergers & Acquisitions Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Register Now! Register Now! WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Register Now! Register Now! WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

Manufacturing Leveraged best practices and good loss experience to return $80,000 year after year Up Published on Written by: Page View A best-in-class processing equipment manufacturer had been seeing a decrease in their loss experience, yet they were not seeing a decrease in how much they were paying for insurance. They were curious to learn if there was a way to incentivize their increased focus on safety and best practices. Their current program was "off the shelf" and was not designed to meet their specific needs. After engaging with Cottingham & Butler's Risk Management Assessment (RMA) , they quickly learned that there was not only a better way to buy insurance, but that there were significant coverage deficiencies in their program. The company recognized the value of a customized loss-sensitive program, as well as having a broker partner who would advocate on their behalf for claims. Program Design Delivered a loss-sensitive program option, Horizon, that would allow the company to receive up to 50% of their premium back for good loss years. Identified 3 carriers that had never seen the account before, and had an interest in the business. Coverage Identified 20 coverage deficiencies in their existing program. Significant deficiencies include: Multiple sub-limits were inadequate compared to their operations. The policy was designed for Architect and Engineering Professionals, NOT for Manufacturers. Multiple exclusions related to the core business operations of the company were present. No flood/earthquake coverage in a high-risk area. Contractual Risk Transfer Highlighted areas of concern and how their current risk transfer methods were inadequate for their industry and line of work. Cottingham & Butler put together recommendations and corrected critical mistakes in policy language Stability After joining Horizon, the company experienced a large loss in its first year of implementation. Even after the loss, their spend was similar. By paying in guaranteed cost, they avoided the increases they would have seen in the standard market. Since then, the company has received $80,000+ each year for their good loss experience. Claims Advocacy While the company had great loss experience, they had not previously received any claims reviews or advocacy services. After being made aware of the impacts of delayed reporting, their claims reporting processes were improved and consistent claim reviews were scheduled with the team. April 25, 2023 Cottingham & Butler View All Posts TAGS: Article Case Study Employee Benefits Manufacturing Property & Casualty Claims Management Coverage Basics Cyber Loss Control & Prevention Mergers & Acquisitions Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Register Now! Register Now! WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Register Now! Register Now! WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

Manufacturing Leveraged best practices and good loss experience to return $80,000 year after year Up Published on Written by: Page View A best-in-class processing equipment manufacturer had been seeing a decrease in their loss experience, yet they were not seeing a decrease in how much they were paying for insurance. They were curious to learn if there was a way to incentivize their increased focus on safety and best practices. Their current program was "off the shelf" and was not designed to meet their specific needs. After engaging with Cottingham & Butler's Risk Management Assessment (RMA) , they quickly learned that there was not only a better way to buy insurance, but that there were significant coverage deficiencies in their program. The company recognized the value of a customized loss-sensitive program, as well as having a broker partner who would advocate on their behalf for claims. Program Design Delivered a loss-sensitive program option, Horizon, that would allow the company to receive up to 50% of their premium back for good loss years. Identified 3 carriers that had never seen the account before, and had an interest in the business. Coverage Identified 20 coverage deficiencies in their existing program. Significant deficiencies include: Multiple sub-limits were inadequate compared to their operations. The policy was designed for Architect and Engineering Professionals, NOT for Manufacturers. Multiple exclusions related to the core business operations of the company were present. No flood/earthquake coverage in a high-risk area. Contractual Risk Transfer Highlighted areas of concern and how their current risk transfer methods were inadequate for their industry and line of work. Cottingham & Butler put together recommendations and corrected critical mistakes in policy language Stability After joining Horizon, the company experienced a large loss in its first year of implementation. Even after the loss, their spend was similar. By paying in guaranteed cost, they avoided the increases they would have seen in the standard market. Since then, the company has received $80,000+ each year for their good loss experience. Claims Advocacy While the company had great loss experience, they had not previously received any claims reviews or advocacy services. After being made aware of the impacts of delayed reporting, their claims reporting processes were improved and consistent claim reviews were scheduled with the team. April 25, 2023 Cottingham & Butler View All Posts TAGS: Article Case Study Employee Benefits Manufacturing Property & Casualty Claims Management Coverage Basics Cyber Loss Control & Prevention Mergers & Acquisitions Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Register Now! Register Now! WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Register Now! Register Now! WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

We tailor your benefits and engagement programs to not only attract top talent but also ensure their lasting commitment. Our approach goes beyond conventional strategies, focusing on creating an enriched workplace experience that aligns with your organizational goals. Total Rewards and Engagement Empowering Employers in Talent Attraction and Retention CONNECT WITH OUR TEAM Taking care of your employees means taking care of your business. A competitive compensation and benefits package can be a game-changer, elevating employee satisfaction and engagement while also providing a substantial advantage in attracting and retaining top talent. Maximize employee value and satisfaction with a strategic Total Rewards approach In today's dynamic workplace, offering a comprehensive Total Rewards package goes beyond traditional benefits. At Cottingham & Butler, we believe in a holistic approach that encompasses not only competitive pay and insurance coverage but also opportunities for growth, work-life balance, recognition, and employee wellness programs. Our Total Rewards approach ensures employees see the full value your organization provides, leading to increased job satisfaction and improved retention. Connect with our Total Rewards Experts Today > Total Rewards Strategy A one-size-fits-all approach doesn't work. We take the time to understand your unique company culture, employee demographics, and business goals. By aligning these with industry trends and benchmarks, we design a total rewards program that delivers real impact. REQUEST YOUR TOTAL REWARDS ASSESSMENT TODAY Designing an impactful benefits and compensation program hinges on aligning your goals with employee expectations We help to ensure you’re spending your time and resources efficiently, emphasizing benefits that attract and retain high-quality talent, all in support of your organization’s success. Informed Decision-Making Clients get access to our engagement study on employee-preferred non-medical benefits. Enhanced Health Literacy Leverage our digital and concierge tools to help employees realize quality and cost insights in their healthcare decision making. Employee-Centric Insights Conduct employee benefit preference surveys to gain in-depth knowledge of employees' reward priorities. Employee Rewards & Engagement BenefitWave transforms traditional feedback methods. Leveraging cutting-edge technology and drawing on decades of consulting expertise, we help employers better understand employees' benefit preferences to maximize their benefits program. VIEW EMPLOYEE INSIGHTS GAINED WITH BENEFITWAVE Compensation Strategy Compensation Strategy Download The Critical Role of Compensation in the Recruitment Process Guide by Matt Shefchik In today's competitive market, a well-designed compensation strategy is no longer optional, it's essential for attracting top talent and reducing costly turnover. Our in-house compensation consulting team specializes in building equitable and competitive compensation systems, crafting pay philosophies, and designing incentives for executives, staff, and sales teams. We understand the diverse needs of public-sector employers, privately-held companies, and not-for-profit organizations, and help businesses like yours: Attract & retain top talent Create fair and equitable compensation plans Boost employee engagement & morale Improve bottom-line performance Employee Rewards and Engagement Insights Variable Pay Plan Interest in Low Wage Growth Environments In part two of our Compensation & Total Rewards Trends series, Matt Shefchik, who leads Total Rewards Consulting at Cottingham & Butler, dives into variable pay plans and why they're gaining traction in today's low wage growth environment. On-Demand Work, Worth, and the Economics of Feeling Valued Compensation is not merely financial, and benefits are not merely supplementary. The difference between them is much deeper, more human, and ultimately more consequential. Articles Public Sector Compensation & Total Rewards Public sector employers are operating in a labor market that is fundamentally different from the one that shaped many existing pay and benefit programs. What's changed? Articles VIEW MORE Total Rewards Connect with our Total Rewards Team!

WEBINAR Securing the Scene: Best Practices After a Collision Tuesday, September 15th | 1-2 PM CST When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. September 15, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host Justin Smoot Senior Safety Consultant, SMSC Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

We are excited to extend an invitation to our upcoming Employee Benefits Seminar Tour designed specifically for individuals like you, who are at the forefront of shaping organizational culture and strategy. Cottingham & Butler hosts these exclusive events to provide a free opportunity for HR professionals to network, stay on top of emerging trends, and be a strategic leader in their organization. 2025 COTTINGHAM & BUTLER Better Every Day Seminar Resources RESOURCES AT YOUR FINGERTIPS! What Actually Matters in Benefits Compliance Future-Proofing Your Workforce 5 Key Strategies to Manage Costs “The content and the information is great and I walk away with ideas to bring back to help enhance our benefits packages and compensation.” - COTTINGHAM & BUTLER SEMINAR ATTENDEE Connect with our Employee Benefits Team

The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Personal Lines Insurance Tailored insurance solutions designed for your unique lifestyle and success. As individuals become more successful, they face risks that the mainstream insurance market cannot adequately cover with standard homeowner, automobile, and umbrella policies. Cottingham & Butler offers a private client insurance program tailored to fit your lifestyle and designed to prevent or reduce your likelihood of loss. The Cottingham & Butler Advantage Our personal lines insurance solutions are built on three core principles: Client Advocacy Our private client team works solely for you, not the insurance company Dedicated support for peace of mind for your family, assets, and wealth protection Clients are our number one priority Exclusive Access Partnerships with premier private client companies Ability to offer broader, more comprehensive coverage at competitive costs Drive competition for your business, bringing multiple solutions Thorough Exposure Review Comprehensive coverage review to identify and address gaps Maximization of carrier discounts and household protection measures Strategic deductible analysis for optimal cost-benefit balance Assessment of the negative impact of reporting small claims Rather than a one-size-fits-all approach, our proprietary Personal Risk Assessment (PRA) process provides a complete roadmap for optimizing each client’s unique insurance program. We review coverage, risk transfer options, claims management, and loss prevention. The complete Personal Risk Assessment will analyze the following areas: Program Design : Is your program the best for you? Coverage Review : What is really in those policies? Liability Assessment : Does your coverage match your net worth? Risk Management : How effective are your risk solutions? Comprehensive Insurance Solutions and Tailored Coverage for Every Aspect of Your Success Personal Lines Coverages High-value home insurance with unlimited rebuild coverage Luxury auto coverage with agreed value policies Personal umbrella liability up to $100,000,000 Valuable articles protection (blanket and scheduled coverage) Yacht and watercraft insurance Private aviation coverage Personal cyber crime coverage Personal Lines Key Features Unlimited rebuild coverage for homes Flexible deductible options (can be waived up to $25,000 for claims over $50,000) Backup of sewer & drain coverage Cash settlement option for total losses Agreed value for auto policies Worldwide coverage for insured personal articles Excess liability coverage up to $100,000,000 Uninsured/underinsured motorist coverage up to $10,000,000 "Cottingham & Butler thoroughly understood our needs and evaluated numerous options. They suggested coverage modifications we hadn't considered, resulting in a more comprehensive offering, better protection, and cost savings. Their professional approach left us completely satisfied with our partnership." Personal Lines Client | Chicago, IL Personal Lines Insurance Insight & Impact Maximizing Protection While Minimizing Costs In the world of personal insurance, finding the right balance between comprehensive coverage and affordable premiums can be challenging. Personal Lines Optimizing Multi-Home Insurance: How We Increased Coverage and Decreased Premiums by 33% This case study showcases how strategic adjustments can lead to superior protection at a lower cost. Personal Lines From Gaps to Comprehensive Coverage In the world of high-net-worth individuals, insurance needs can be complex and multifaceted. Personal Lines VIEW MORE Connect with a Personal Lines Insurance Specialist!

IN-PERSON Healthcare Costs Panel Discussion / Peoria, IL Wednesday, July 22 | 3:00-4:30 PM, followed by a casual social hour until 6PM The Table | 8305 N Allen Suite 2, Peoria, IL 61615 Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. July 22, 2026 3:00 PM – 6:00 PM Peoria, IL Meet Our Panelists Chip Haring Executive Advisor, Broker Relations - RxBenefits Chip Haring is an Executive Advisor for Broker Relations at RxBenefits, where he oversees key global firm relationships and works directly with C-Suite teams and Pharmacy Practice Leaders to align business development and account management activities. With over 28 years in the pharmacy benefits management industry, Chip has built a reputation for executive-level relationship building, responsiveness, and delivering results across a wide range of accounts — including hospitals, municipalities, TPAs, coalitions, and large national employers. He holds a Bachelor's degree in Sociology and Social Work from Southeast Missouri State University. John C. Hesse, MHA Vice President, Business Development - Carle Health John has held a number of health care leadership positions over a 30-year career. Residing in Bloomington, IL, John is currently serving as Vice President for Business Development for Carle Health, which is inclusive of the Champaign/Urbana, Bloomington/Normal and Greater Peoria markets. John is responsible for the growth and positioning of Carle Health in Central Illinois, including mergers & acquisitions, market assessment, physician relations and service line development. Mr. Hesse also provides leadership for strategy and growth of service area community partnerships. John holds a master's degree in Hospital and Health Administration from the University of Iowa. Dr. Teny Philip Thomas Medical Director - Marathon Health Dr. Teny Philip Thomas is a board-certified family medicine physician based in Illinois with more than 10 years of clinical experience in primary care. She brings a diverse multicultural perspective to patient care, having been born in India, raised in Monterrey, Mexico, and later relocating to the United States. Fluent in both English and Spanish, she is committed to delivering compassionate, culturally responsive care to patients from a wide range of backgrounds. Dr. Thomas earned her Bachelor of Science degree in Physiology and Neuroscience, with a minor in Spanish Literature, from the University of California San Diego. She received her medical degree from Ross University School of Medicine and completed her Family Medicine Residency at the University of Texas Health Science Center at San Antonio. During residency, she was recognized with Excellence Awards for outstanding service in Maternity Care and Geriatric Medicine. Following residency, Dr. Thomas served as a Primary Care Physician with NorthShore University Health System and as a clinical educator for the Pritzker School of Medicine. She currently practices at the Local 597 Pipefitters Family Wellness Center in Palatine, IL and serves as Medical Director for Marathon Health. Ron Eberle Group Benefits Associate Director, Sales and Account Management at Blue Cross Blue Shield of Illinois Ron joined BCBSIL in 1992 and has held several positions in Sales and Account Management and the Customer Service Divisions. Since 2015, Ron has work in the State Markets Region and now leads the State Markets account management teams from the Rockford and Springfield offices. In this role, he is responsible for existing account retention in the mid-market and large group segments and community affairs. Ron previously served in the role of strategic account executive for many years and was responsible for the account management activities of some of BCBS of Illinois’ largest clients, including McDonald's Corporation, State Farm, UPS, United Airlines, and the Northrop Grumman Corporation. Ron also has experience in Operations and launched the People Management Office for the Claims and Customer Service Revitalization Project in 2006. In this role he focused on staffing, communications, training, and change management aspects of the multi-year project. In addition, Ron has managed the account implementation area that supports new business installations and client-centric projects. Ron holds a Bachelor of Science degree in marketing from Northeastern Illinois University and earned the Group Benefits Associate (GBA) designation from the International Foundation of Employee Benefit Plans in March of 2009. About the Venue & Chef Josh The Table is a new venue for meaningful connections, memorable celebrations and unforgettable experiences. After the panel, the evening continues with wood-fired gourmet pizzas crafted by acclaimed Chef Josh Lanning, paired with drinks and open networking. A graduate of the International Culinary Center in New York, Lanning trained at Michelin three-star SingleThread Farms in California and built his reputation across some of the most respected kitchens in the country — bringing fine-dining technique to approachable, ingredient-driven food. Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

IN-PERSON Better Every Day Seminar / Coralville Wednesday, July 29th | 8:00AM – 2:00PM Hyatt Regency Coralville Hotel & Conference Center 300 East 9th Street, Coralville, IA 52241 Join us at the Hyatt Regency in Coralville, IA for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! July 29, 2026 8:00 AM – 2:00 PM Coralville, IA An Agenda Filled with Insight 8:00 AM – 9:00 AM | Registration, Networking, and Breakfast 9:00 AM – 10:30 AM | Keynote 1: Authentic Leadership in Action 10:30 AM -10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. Presenters Paul Tourville Paul T. Tourville, Partner, CASL Fallon Millerski Account Executive - HealthCheck360 Katie Bushaw Benefits Consultant - Cottingham & Butler Tammy Rogers BecomeMore Group Nicole Pfeiffer Senior Vice President, Benefits - Cottingham & Butler Nikki Goodchild VP Sales, Benefits – Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Brianna Jacque Sales Executive, Benefits – Cottingham & Butler Thank You Sponsors Interested in Sponsoring? EXPLORE OPPORTUNITIES Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

We are more than a workplace; we are a collective force of individuals shaping success. Our nearly 1500 employees use their unique backgrounds, interests, and talents to make a difference in our work, our company, and our communities. Our culture empowers people to achieve extraordinary things. We are more than a workplace; we are a collective force of individuals shaping success. Our 1300+ employees use their unique backgrounds, interests, and talents to make a difference in our work, our company, and our communities. Our culture leads us to find ways to help people do extraordinary things. Meet our team and explore their work, their passions and their stories. A Commitment to Collaboration Discover how Cassie's career experiences have transformed her into a mentor > At Cottingham & Butler, our mission and values are simple, yet sincere... Grounded in a set of core values, we prioritize integrity, truthfulness, keeping your word, and the highest respect for individuals. We are committed to promoting positive relationships, understanding and serving our clients' long-term best interests as our own, and ensuring the enduring success of our company. See How They Shine Ashlee Metcalf Onstage Linda Perry & David Becker_edited Cassie Lowery Onstage Describe your image Ashlee Metcalf Onstage 1/12 Our greatest asset is our people. Meet some of our recent Service Excellence Award winners – individuals who consistently go above and beyond, inspiring their colleagues and exceeding client expectations. Join us in a culture where your commitment to excellence is not only valued but celebrated! EXPLORE CAREERS Experience a professional environment infused with a vibrant team spirit. Join a workplace culture where collaboration and enjoyment go hand in hand, creating a dynamic and rewarding experience. Explore Our Career Opportunities BEGIN YOUR JOB SEARCH NOW!