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WEBINAR Understanding CSA Scores and Their Impact Tuesday, April 21st | 1-2 PM CST Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. April 21, 2026 1:00 PM VIRTUAL Learning Objectives Understand the purpose of the FMCSA Compliance, Safety, Accountability (CSA) program and how CSA scores are calculated and updated. Evaluate the real-world impacts of CSA scores on enforcement actions, insurance costs, reputation, and driver recruitment and retention. Identify and explain the seven BASICs, including how violations are weighted by severity and recency, and the impact on overall safety performance. Apply practical strategies to reduce violations, improve BASIC scores, and strengthen fleet safety performance. Analyze CSA data to recognize trends, prioritize high-risk areas, and make data-driven safety decisions. Implement ongoing monitoring, benchmarking, and driver engagement practices to sustain compliance and foster a strong safety culture.and retention. Your Host Anne-Marie Naples Sr. Safety Consultant – Safety Management Services Company Upcoming Events WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! IN-PERSON May 7-8, 2026 CEO Summit No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. Learn More! Learn More! WEBINAR April 23, 2026 Spring Cleaning: Compliance Checklist & Regulatory Updates It's time for a compliance refresh. This month we'll review key compliance deadlines, best practices, and areas that deserve a second look. We'll also cover regulatory updates that have already rolled out in 2026 and what to watch for in the months ahead, giving you a clear roadmap for the rest of the year. Register Now! Register Now! IN-PERSON May 14, 2026 Better Every Day Seminar / Pewaukee Join us at The Ingleside Hotel in Pewaukee, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! Register Now! Register Now! IN-PERSON April 29-30, 2026 Better Every Day Seminar / Trucking / Dallas Join us in Dallas, TX at the Renaissance Dallas Hotel for our first annual Trucking Seminar where industry leaders will share proven strategies to tackle your biggest challenges in 2026. Discover what's actually working to attract and retain talent through our exclusive 2025 Trucking Compensation & Benchmark survey results, learn how top-performing carriers are beating industry turnover trends, and gain actionable tactics to reduce rising prescription drug costs without driver backlash. We'll also cover critical compliance topics like leave of absence management and high-risk member care strategies that protect your bottom line while keeping operations running smoothly. Register Now! Register Now! WEBINAR May 20, 2026 Safety Leadership: Empowering Supervisors to Drive Change Join SMSC Safety Consultant Scott Christenson for an interactive webinar that dives into the challenges of managing the crossroads of work as imagined and work as done. Scott will aim to reframe that challenge through the lens of Human and Organizational Performance (HOP), giving supervisors a practical, empowering path to influence safer, more reliable work. This session explores how HOP’s core elements – such as learning from normal work, understanding error as a system signal, building capacity, and fostering psychological safety – can become everyday leadership tools. Instead of relying on compliance-driven oversight, supervisors learn how to spark meaningful conversations, identify system weaknesses, and champion improvements that actually help people succeed. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. Transportation Industry Our team’s in-depth understanding of the transportation industry ensures personalized risk management and insurance solutions that deliver tangible results for our clients. SEE HOW OUR EXPERTISE CAN SAFEGUARD YOUR FLEET The most effective and thoughtful insurance broker in the country. Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. Entrust your insurance needs to a broker who knows trucking inside and out and is dedicated to delivering exceptional client service. Ready to take your trucking operation to the next level? Join us at the 2026 Transportation Summit! August 26-27, 2026 / Schuamburg, IL SAVE YOUR SEAT TODAY! Cottingham & Butler Knows Trucking Introducing Tailored Coverage Solutions designed specifically for the unique needs of trucking operations. Auto Liability Non-Trucking Liability Cargo Physical Damage General Liability Workers’ Compensation Umbrella Excess Alternative Risk Independent Contractor Cyber Employee Benefits Connect with our team of transportation experts today! Fleet Safety Early data for 2024 indicates a troubling trend: large truck crash fatalities are on the rise. This translates not only to human tragedy but is also costing our industry billions each year. But even minor accidents can significantly disrupt your operations and erode profitability. Cottingham & Butler's in-house safety team is here to help you navigate these challenges. Safety program analysis & benchmarking Driver Risk Evaluation Loss Analysis & Risk Improvement Plans Driver & Management Training Tools Safety Culture Consulting Expert Mock Simulations KEEP YOUR SAFETY PROGRAM PROACTIVE! Claims Advocacy & Management Did you know the average cost of a large truck liability claim in the US is $179,000? With poorly managed claims posing significant financial risks, trust Cottingham & Butler's in-house claims team to be your advocate. Leveraging our deep understanding of the trucking industry, we're committed to delivering superior claims results. Serving guaranteed cost, large deductible, captive insurance, and self-insured clients In-house claims advocacy team Dedicated adjuster model Industry-leading claims technology and reporting In-house Nurse Case Management Sensible reserves based on claim assessment, not worst-case scenarios or historical averages LEARN MORE Captives & Alternative Risk For over 30 years, Cottingham & Butler has been a leader in the trucking industry, pioneering the use of captive insurance programs. We currently manage some of the world's largest group trucking captives, empowering industry leaders like yourself to unlock the true potential of your insurance spend. 8 Member-owned group trucking captives Over $330 Million in dividends returned to clients 99% Captive Member Retention Dedicated loss control and claims management LEARN MORE Independent Contractor Insurance Solutions We get the unique insurance needs of independent contractors and the trucking companies they are leased to. You can count on us as your partner for business growth, providing flexible insurance solutions to minimize risk and lower costs. Proprietary Risk Scorecard and Assessment Comprehensive Protection – Occupational Accident, Physical Damage, Non-Trucking Liability Independent Driver Solutions Drive & Tow Away Program LEARN MORE Benefits Solutions Through proven cost control strategies, new clients typically unlock 15-25% savings compared to their prior benefit strategy, often while enhancing their benefits package. With a deep understanding of the transportation sector, our expert consultants offer innovative and flexible benefit plans designed to increase employee satisfaction, attract top talent, and improve retention rates. Transportation-Specific Plan Design & Strategies Integrated Claims and Benefits Administration Compliance & HR Consulting Wellness Solutions Program Analysis and Benchmarking LEARN MORE Leading the way in trucking insurance for over 30 years. 300+ Dedicated Transportation Professionals 2,300+ Trucking Clients Across the U.S. $1B Transportation Premium Placed An industry in constant motion, demands high performance and flawless execution. See how our clients are running safer fleets, lowering claims and becoming more profitable. VIEW CASE STUDIES TO SEE OUR CLIENT IMPACT Transportation Insight & Impact Carbon Monoxide Risks When Operating Forklifts In many industries, forklifts are essential for moving materials and goods. However, when forklifts powered by gasoline, propane and diesel fuel are used indoors or in confined spaces, dangerous levels of carbon monoxide can build up quickly. Carbon monoxide is a colorless, odorless and tasteless gas produced by internal combustion engines. Because you cannot see or smell it, carbon monoxide can build up quickly without warning and cause serious health risks, including deat Articles Navigating FMCSA Compliance Reviews Hosted by SMSC Senior Safety Consultant Kara Vines, our most recent webinar, "Navigating FMCSA Compliance Reviews," provided clarity, confidence, and the tools needed to help navigate the FMCSA Compliance Review with success. Attendees were taken behind the scenes of the review process, from the initial notification to the final safety rating, and discovered the most common violations, how to organize required documentation, and practical strategies for strengthening Safety M On-Demand What Fleets Need to Know About the FMCSA MOTUS System Learn what FMCSA's new MOTUS platform is, why fleets are talking about it, and the three simple steps carriers should take right now to prepare for this major system modernization. Articles VIEW MORE Contact Us Connect with a Transportation Expert!

WEBINAR The Impact of Drugs & Alcohol in Trucking Thursday, October 22nd | 1-2 PM CST Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. October 22, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host Anne-Marie Naples Sr. Safety Consultant – Safety Management Services Company Upcoming Events WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON April 29-30, 2026 Better Every Day Seminar / Trucking / Dallas Join us in Dallas, TX at the Renaissance Dallas Hotel for our first annual Trucking Seminar where industry leaders will share proven strategies to tackle your biggest challenges in 2026. Discover what's actually working to attract and retain talent through our exclusive 2025 Trucking Compensation & Benchmark survey results, learn how top-performing carriers are beating industry turnover trends, and gain actionable tactics to reduce rising prescription drug costs without driver backlash. We'll also cover critical compliance topics like leave of absence management and high-risk member care strategies that protect your bottom line while keeping operations running smoothly. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! IN-PERSON May 7-8, 2026 CEO Summit No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. Learn More! Learn More! WEBINAR April 23, 2026 Spring Cleaning: Compliance Checklist & Regulatory Updates It's time for a compliance refresh. This month we'll review key compliance deadlines, best practices, and areas that deserve a second look. We'll also cover regulatory updates that have already rolled out in 2026 and what to watch for in the months ahead, giving you a clear roadmap for the rest of the year. Register Now! Register Now! IN-PERSON May 14, 2026 Better Every Day Seminar / Pewaukee Join us at The Ingleside Hotel in Pewaukee, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! Register Now! Register Now! View All Events Connect with a C&B Representative Today!

WEBINAR Crash Data Analysis: What Your Fleet’s History is Telling You Wednesday, June 17th | 1-2 PM CST Unlock the full potential of Microsoft Excel in this essential webinar with SMSC Safety Consultant Barry Wertz. We'll guide you through essential features that turn raw data into actionable insights—including PivotTables for dynamic summarization, Power Query for automated data cleaning and combining large data sets, and the Data Analysis ToolPak for statistical analysis, forecasting, and regression. You'll also discover how Charts, Sparklines, and Conditional Formatting can help you communicate trends instantly. Join us to build practical Excel skills that make your data analysis faster, more accurate, and more efficient. June 17, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host Barry Wertz Safety Consultant, SMSC Upcoming Events WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON April 29-30, 2026 Better Every Day Seminar / Trucking / Dallas Join us in Dallas, TX at the Renaissance Dallas Hotel for our first annual Trucking Seminar where industry leaders will share proven strategies to tackle your biggest challenges in 2026. Discover what's actually working to attract and retain talent through our exclusive 2025 Trucking Compensation & Benchmark survey results, learn how top-performing carriers are beating industry turnover trends, and gain actionable tactics to reduce rising prescription drug costs without driver backlash. We'll also cover critical compliance topics like leave of absence management and high-risk member care strategies that protect your bottom line while keeping operations running smoothly. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! IN-PERSON May 7-8, 2026 CEO Summit No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. Learn More! Learn More! WEBINAR April 23, 2026 Spring Cleaning: Compliance Checklist & Regulatory Updates It's time for a compliance refresh. This month we'll review key compliance deadlines, best practices, and areas that deserve a second look. We'll also cover regulatory updates that have already rolled out in 2026 and what to watch for in the months ahead, giving you a clear roadmap for the rest of the year. Register Now! Register Now! IN-PERSON May 14, 2026 Better Every Day Seminar / Pewaukee Join us at The Ingleside Hotel in Pewaukee, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON Better Every Day Seminar / Minneapolis Thursday, June 25th | 11:300AM – 4:30PM Surly Brewing, Scheid Hall 520 Malcolm Ave SE, Minneapolis, MN 55414 Join us at Surly Brewing in Minneapolis, MN for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! June 25, 2026 11:30 AM – 4:30 PM Minneapolis, MN An Agenda Filled with Insight 11:30 AM – 12:30 PM | Registration, Lunch, & Networking 12:30 PM – 2:00 PM | Keynote 1: Authentic Leadership in Action 2:00 PM -2:15 PM | Break 2:15 PM – 3:30 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 3:30 PM – 4:15 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. 4:15 PM - 5:00 PM | Happy Hour Presenters BJ McAndrew Sales Executive, Benefits - Cottingham & Butler Nicole Pfeiffer Senior Vice President, Benefits - Cottingham & Butler Cat Gebhardt Benefits Consultant - Cottingham & Butler Paul Tourville Paul T. Tourville, Partner, CASL Fallon Millerski Account Executive - HealthCheck360 Tammy Rogers BecomeMore Group Jill Lange Vice President, Benefits - Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Upcoming Events WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON April 29-30, 2026 Better Every Day Seminar / Trucking / Dallas Join us in Dallas, TX at the Renaissance Dallas Hotel for our first annual Trucking Seminar where industry leaders will share proven strategies to tackle your biggest challenges in 2026. Discover what's actually working to attract and retain talent through our exclusive 2025 Trucking Compensation & Benchmark survey results, learn how top-performing carriers are beating industry turnover trends, and gain actionable tactics to reduce rising prescription drug costs without driver backlash. We'll also cover critical compliance topics like leave of absence management and high-risk member care strategies that protect your bottom line while keeping operations running smoothly. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! IN-PERSON May 7-8, 2026 CEO Summit No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. Learn More! Learn More! WEBINAR April 23, 2026 Spring Cleaning: Compliance Checklist & Regulatory Updates It's time for a compliance refresh. This month we'll review key compliance deadlines, best practices, and areas that deserve a second look. We'll also cover regulatory updates that have already rolled out in 2026 and what to watch for in the months ahead, giving you a clear roadmap for the rest of the year. Register Now! Register Now! IN-PERSON May 14, 2026 Better Every Day Seminar / Pewaukee Join us at The Ingleside Hotel in Pewaukee, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON Better Every Day Seminar / Coralville Wednesday, July 29th | 8:00AM – 2:00PM Hyatt Regency Coralville Hotel & Conference Center 300 East 9th Street, Coralville, IA 52241 Join us at the Hyatt Regency in Coralville, IA for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! July 29, 2026 8:00 AM – 2:00 PM Coralville, IA An Agenda Filled with Insight 8:00 AM – 9:00 AM | Registration, Networking, and Breakfast 9:00 AM – 10:30 AM | Keynote 1: Authentic Leadership in Action 10:30 AM -10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. Presenters Brianna Jacque Sales Executive, Benefits – Cottingham & Butler Nikki Goodchild VP Sales, Benefits – Cottingham & Butler Fallon Millerski Account Executive - HealthCheck360 Paul Tourville Paul T. Tourville, Partner, CASL Katie Bushaw Benefits Consultant - Cottingham & Butler Tammy Rogers BecomeMore Group Nicole Pfeiffer Senior Vice President, Benefits - Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Upcoming Events WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON April 29-30, 2026 Better Every Day Seminar / Trucking / Dallas Join us in Dallas, TX at the Renaissance Dallas Hotel for our first annual Trucking Seminar where industry leaders will share proven strategies to tackle your biggest challenges in 2026. Discover what's actually working to attract and retain talent through our exclusive 2025 Trucking Compensation & Benchmark survey results, learn how top-performing carriers are beating industry turnover trends, and gain actionable tactics to reduce rising prescription drug costs without driver backlash. We'll also cover critical compliance topics like leave of absence management and high-risk member care strategies that protect your bottom line while keeping operations running smoothly. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! IN-PERSON May 7-8, 2026 CEO Summit No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. Learn More! Learn More! WEBINAR April 23, 2026 Spring Cleaning: Compliance Checklist & Regulatory Updates It's time for a compliance refresh. This month we'll review key compliance deadlines, best practices, and areas that deserve a second look. We'll also cover regulatory updates that have already rolled out in 2026 and what to watch for in the months ahead, giving you a clear roadmap for the rest of the year. Register Now! Register Now! IN-PERSON May 14, 2026 Better Every Day Seminar / Pewaukee Join us at The Ingleside Hotel in Pewaukee, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON Better Every Day Seminar / Coralville Wednesday, July 29th | 8:00AM – 2:00PM Hyatt Regency Coralville Hotel & Conference Center 300 East 9th Street, Coralville, IA 52241 Join us at the Hyatt Regency in Coralville, IA for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! July 29, 2026 8:00 AM – 2:00 PM Coralville, IA An Agenda Filled with Insight 8:00 AM – 9:00 AM | Registration, Networking, and Breakfast 9:00 AM – 10:30 AM | Keynote 1: Authentic Leadership in Action 10:30 AM -10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. Presenters Paul Tourville Paul T. Tourville, Partner, CASL Fallon Millerski Account Executive - HealthCheck360 Katie Bushaw Benefits Consultant - Cottingham & Butler Tammy Rogers BecomeMore Group Nicole Pfeiffer Senior Vice President, Benefits - Cottingham & Butler Nikki Goodchild VP Sales, Benefits – Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Brianna Jacque Sales Executive, Benefits – Cottingham & Butler Thank You Sponsors Interested in Sponsoring? EXPLORE OPPORTUNITIES Upcoming Events WEBINAR June 18, 2026 Nondiscrimination Rules Differentiating benefits can be a strategic tool for employers — but not all differences are allowed. This webinar will help employers understand when and how they can differentiate benefit programs while staying compliant. In this session, we'll break down the various nondiscrimination requirements that apply to employee benefit plans, including tax code testing rules for highly compensated and key employees and protections against discrimination based on health status, disability, and other protected characteristics. Read More Register Now IN-PERSON May 28th, 2026 Benefits Seminar | Power Hour Rising healthcare costs are inevitable, but how much you absorb may not be. Many employers are leaving significant savings on the table by only using surface-level fixes like raising deductibles or shopping the market. C&B’s approach works with employers across 5 standout strategies: managing plan eligibility, transferring large claim risk, restructuring plan financials, controlling pharmacy spend, and steering employees to cost-effective care. These strategies together can fundamentally change what you pay and why. Register today to secure your spot for a great discussion. Read More Register Now WEBINAR May 21, 2026 Leaves of Absence: Focus on State Mandates As leave laws evolve, administering employee benefits during protected and unpaid leaves has become increasingly nuanced. In this session, we'll break down employer obligations, benefit continuation requirements, and key decision points when coordinating federal, state, and company leave policies. Special focus will be given to how expanding state paid leave programs are reshaping employer responsibilities and compliance strategies. Read More Register Now IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for a two-day safety workshop designed to strengthen your transportation safety program from the ground up. Engage with industry experts and fellow safety professionals as we dig into the topics that matter most: nuclear verdict prevention and large claims mitigation, safety inspection protocols and Hours of Service compliance, CSA reduction strategies, safety incentive programs, and driver coaching techniques. Two sessions set this workshop apart, our live truck and trailer inspection gives you hands-on experience you won't get in a conference room, and our deposition training puts you through real-world scenarios so you're prepared when it counts. Through focused breakout sessions and peer roundtables, you'll share challenges with professionals who understand your daily operations, build connections that extend beyond the event, and walk away with strategies ready to put to work the following Monday. Read More Register Now WEBINAR April 23, 2026 Spring Cleaning: Compliance Checklist & Regulatory Updates It's time for a compliance refresh. This month we'll review key compliance deadlines, best practices, and areas that deserve a second look. We'll also cover regulatory updates that have already rolled out in 2026 and what to watch for in the months ahead, giving you a clear roadmap for the rest of the year. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now View All Events Connect with a C&B Representative Today!

IN-PERSON CEO Summit May 7th & 8th The Drake Oak Brook 2301 York Rd, Oak Brook, IL 60523 View Event Information No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. May 7-8, 2026 12:00 PM Oak Brook, IL Positioned to Win. Great leadership starts with great ideas, and the Cottingham & Butler CEO Summit is where they happen. This exclusive event brings together top executives for conversations that matter, real-world insights, strategic thinking, and actionable solutions. Join a community of leaders who challenge the status quo, share experiences, and shape the future of their businesses. An exclusive forum for CEOs ready to lead what's next. Upcoming Events WEBINAR June 18, 2026 Nondiscrimination Rules Differentiating benefits can be a strategic tool for employers — but not all differences are allowed. This webinar will help employers understand when and how they can differentiate benefit programs while staying compliant. In this session, we'll break down the various nondiscrimination requirements that apply to employee benefit plans, including tax code testing rules for highly compensated and key employees and protections against discrimination based on health status, disability, and other protected characteristics. Read More Register Now IN-PERSON May 28th, 2026 Benefits Seminar | Power Hour Rising healthcare costs are inevitable, but how much you absorb may not be. Many employers are leaving significant savings on the table by only using surface-level fixes like raising deductibles or shopping the market. C&B’s approach works with employers across 5 standout strategies: managing plan eligibility, transferring large claim risk, restructuring plan financials, controlling pharmacy spend, and steering employees to cost-effective care. These strategies together can fundamentally change what you pay and why. Register today to secure your spot for a great discussion. Read More Register Now WEBINAR May 21, 2026 Leaves of Absence: Focus on State Mandates As leave laws evolve, administering employee benefits during protected and unpaid leaves has become increasingly nuanced. In this session, we'll break down employer obligations, benefit continuation requirements, and key decision points when coordinating federal, state, and company leave policies. Special focus will be given to how expanding state paid leave programs are reshaping employer responsibilities and compliance strategies. Read More Register Now IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for a two-day safety workshop designed to strengthen your transportation safety program from the ground up. Engage with industry experts and fellow safety professionals as we dig into the topics that matter most: nuclear verdict prevention and large claims mitigation, safety inspection protocols and Hours of Service compliance, CSA reduction strategies, safety incentive programs, and driver coaching techniques. Two sessions set this workshop apart, our live truck and trailer inspection gives you hands-on experience you won't get in a conference room, and our deposition training puts you through real-world scenarios so you're prepared when it counts. Through focused breakout sessions and peer roundtables, you'll share challenges with professionals who understand your daily operations, build connections that extend beyond the event, and walk away with strategies ready to put to work the following Monday. Read More Register Now WEBINAR April 23, 2026 Spring Cleaning: Compliance Checklist & Regulatory Updates It's time for a compliance refresh. This month we'll review key compliance deadlines, best practices, and areas that deserve a second look. We'll also cover regulatory updates that have already rolled out in 2026 and what to watch for in the months ahead, giving you a clear roadmap for the rest of the year. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now View All Events Connect with a C&B Representative Today!

As the construction industry continues to grow and change, our team of construction insurance and surety specialists is here to help you understand the unique challenges facing your business. Whether you engage in residential, commercial, or municipal projects, we provide customized coverage and service solutions designed to address your specific needs. Construction Industry Cottingham & Butler provides tailored insurance solutions for the construction industry's complex and evolving risks. Don't let construction's dynamic challenges hold you back. Our construction insurance and surety experts become an extension of your team, crafting customized solutions to address your specific project risks – residential, commercial, or municipal. We provide expertise and insurance solutions to address a range of construction business exposures. Coverage Solutions Alternative risk (high deductible structure programs, captives, and risk-sharing pools) Auto Builder’s risk Contractors Professional Contractors Pollution Drone coverage Environmental risks General liability coverage Management Liability (D&O/EPL/Fiduciary/Crime) and Cyber OCIP / CCIP / Wrap-Ups Professional liability insurance Property Surety Umbrella / Excess Workers’ compensation Service Solutions Certificate review Claims advocacy and management COI Tracking Software (RMC) Contract review and insurance policy compliance Contractual risk transfer consulting Experience modification review and analysis Full suite of safety services via wholly owned safety management service company Surety Bonds Toolbox Talks / Safety Training Videos Build Smarter, Build Stronger with CSIL In today's competitive construction landscape, every edge counts. CSIL, Cottingham & Butler’s member-owned group construction captive, empowers you to take control of your insurance destiny. Discover the CSIL captive advantage Featured Expertise The World of Construction Thrives on Trust The world of construction thrives on trust. From blueprints to finished structures, the entire process relies on the commitment of various parties. But what happens when things don't go according to plan? Enter surety bonds – the unseen guarantor of project completion in the construction industry. Investing in a surety bond is an investment in project success. It minimizes financial risks, opens doors to new opportunities, and fosters a collaborative environment built on trust. At Cottingham & Butler, our team of experts helps navigate the surety bond process, securing the most competitive rates and customized solutions for your specific construction needs. EXPLORE BOND OPTIONS Don't Let Statistics Define Your Safety Culture While the construction industry is vital to our modern world, it also holds it’s inherent safety risks. According to the Bureau of Labor Statistics, construction fatalities occur at a rate of 9.6 per 100,000 workers – significantly higher than the national average. These statistics translate to real challenges – workers’ compensation claims, project delays, and increased insurance premiums all stem from a weak safety culture. The good news? A proactive safety approach dramatically reduces these risks. Cottingham & Butler offers comprehensive safety services, including risk assessments and training programs, to empower construction companies to prioritize safety. START BUILDING A SAFER WORKPLACE TODAY! Download our construction brochure to learn more about our team, risk and insurance solutions, safety services, and more! DOWNLOAD OUR CONSTRUCTION BROCHURE Contractual obligations can be complex, but when properly managed, they can help manage the risks inherent to construction contractors. As a Cottingham & Butler client, you get exclusive access to insurance coverage law attorneys, providing the contractual risk transfer guidance you need, and the peace of mind you deserve. LEARN MORE Construction Insight & Impact Carbon Monoxide Risks When Operating Forklifts In many industries, forklifts are essential for moving materials and goods. However, when forklifts powered by gasoline, propane and diesel fuel are used indoors or in confined spaces, dangerous levels of carbon monoxide can build up quickly. Carbon monoxide is a colorless, odorless and tasteless gas produced by internal combustion engines. Because you cannot see or smell it, carbon monoxide can build up quickly without warning and cause serious health risks, including deat Articles Construction Industry Trends to Watch in 2026 Despite various ups and downs in recent years, the construction sector has consistently driven significant economic growth, positioning contractors and project owners for success. In addition, softening conditions across much of the commercial insurance market have helped some well-managed construction businesses secure more favorable coverage terms and pricing. Although certain segments, namely commercial auto and excess liability, remain under pressure, most lines of covera Construction From Six Programs to One: A Contractor's Path to Better Coverage at Lower Cost Discover how Cottingham & Butler helped a Midwest street contractor consolidate six insurance programs, saving over $1M while improving coverage and service. Case Studies VIEW MORE Connect with a Construction Expert!

Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Metalcasting Industry The largest and most experienced insurance broker serving the metalcasting and foundries industry. CONNECT WITH OUR TEAM Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Minimize Risk & Maximize Results with Proactive Risk Control With a strong emphasis on risk control, we offer unparalleled claims advocacy, loss control, Proactive loss prevention Claims advocacy & management Specialized coverage & services Proprietary, deep-dive program analysis Recognized as American Foundry Society (AFS) Affinity Broker. Trusted partner of the Foundry Industry Association (FIA) , North American Die Casting Association (NADCA) , and Non-Ferrous Founders Society (NFFS) . At Cottingham & Butler, we take great pride in our expertise in managing complex risks. Discover how we have successfully helped businesses like yours. LEARN MORE Metalcasting Meet with our Metalcasting Team Cottingham & Butler is proud to offer a proprietary property program and exclusive captive program. For more information, please fill out the below form today. Colin Green, Vice President John Link, Vice President Colin’s top priority is to act as a consultant to his clients by skillfully communicating complex risk management issues and placing the best coverage for the individual risks each client presents. With years of experience, John’s expertise overlaps in Property Casualty, Captives and Self-Insurance. John works primarily with medium to large commercial manufacturing and foundry clients. Madeline Harrison, Vice President Madeline Harrison is a Vice President and employe benefits consultant at Cottingham & Butler, where she advises clients on strategic initiatives, cost containment, compliance and administrative efficiency. Megan Haley, Risk Consultant Megan began her insurance career with Cottingham & Butler in 2023. Today, Megan specializes in the Manufacturing and Foundry space. Katie Hensley, Risk Consultant Katie began her insurance career as a Workers’ Compensation Adjustor. Today, Katie is a Property & Casualty Broker specializing in Manufacturing and Foundry clients. Metalcasting Insights Manufacturing Industry Trends to Watch in 2026 Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. Manufacturing Nuclear Verdicts and Their Impact on Captive Insurance As we navigate the increasingly litigious landscape of risk management, we'd like to highlight trends related to nuclear verdicts and... Articles Manufacturing Trends to Watch in 2024 Businesses in the manufacturing sector contribute significantly to the economy by utilizing raw materials to create a wide range of... Manufacturing VIEW MORE

The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Manufacturing Industry Tailored insurance and risk management solutions crafted for today's competitive manufacturing market. In a world marked by supply chain optimization, technology advancements, and skilled labor shortages, protecting your manufacturing operations has become increasingly more complex. The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Your Trusted Source for Comprehensive Manufacturing Insurance Solutions Manufacturing Coverages Auto Cyber / Network security Environmental liability General / Product liability International / Foreign Management liability (D&O, EPL, Fiduciary) Manufacturers errors & omissions Ocean marine / Transit Property Stock Throughput Umbrella / Excess Workers' compensation Manufacturing Services Catastrophic Exposure Modeling Claims Advocacy Claims Reviews Contract Review Contractual Risk Transfer Consulting Dedicated Service Team Experience Modification Factor Reviews Online Insurance Application Management Program/Limit Benchmarking Same Day Certificates of Insurance (COIs) Self-Issued COIs Manufacturing Programs Aggregate deductibles Captives Member owned group programs Single parent 831(b) Guaranteed cost Horizon (Proprietary program) Large deductibles Retrospective rating plans How a Catastrophic Premium Increase was Avoided for a Foundry Business Discover why the oldest continuously run business in Dubuque, Iowa trusted us to find the best coverage, while mitigating costs for their manufacturing and foundry operations. Connect with our team of foundry and metal casting experts today! Featured Expertise Empower Your Manufacturing Business Did you know that manufacturing businesses face an average of $1.2 million in losses annually due to operational inefficiencies and risks? In today's manufacturing landscape, every decision counts. Imagine a future where your operational costs are minimized, your workforce thrives in a safe environment, your contracts provide ironclad protection, and your cybersecurity defenses effectively ward off threats. This future is within reach, and it starts with taking that first step towards knowledge and awareness using our SMART Diagnostic Programs. CONTACT US FOR A FREE CONSULTATION Why Captive Insurance is the New Competitive Edge In today's fiercely competitive world, every edge matters. But are you overlooking a hidden opportunity to reduce costs, gain control, and unlock the true potential of your insurance? Say hello to Captive Insurance - the game-changing risk management strategy that’s no longer reserved for industry giants. It's rapidly becoming the secret weapon for forward-thinking manufacturers like you. Explore captive insurance benefits with our Cottingham & Butler team of experts. LEARN MORE ABOUT OUR TAILORED CAPTIVE SOLUTIONS Specialized Manufacturing Niches Wood Products Metalcasting Metal Products Printers & Publishers Clothing Plastic Products Chemical Auto & Machinery Discover our expertise, innovative risk solutions, and track record of delivering results for our clients. DOWNLOAD OUR MANUFACTURING BROCHURE Manufacturing Insight & Impact Carbon Monoxide Risks When Operating Forklifts In many industries, forklifts are essential for moving materials and goods. However, when forklifts powered by gasoline, propane and diesel fuel are used indoors or in confined spaces, dangerous levels of carbon monoxide can build up quickly. Carbon monoxide is a colorless, odorless and tasteless gas produced by internal combustion engines. Because you cannot see or smell it, carbon monoxide can build up quickly without warning and cause serious health risks, including deat Articles Manufacturing Industry Trends to Watch in 2026 Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. Manufacturing From the Podcast Studio: Insights on the Evolving Insurance Landscape for Manufacturers Katie Hensley shares insights on navigating today's complex insurance landscape for manufacturers, from hard market lessons to emerging liability risks. Articles VIEW MORE Connect with a Manufacturing Expert!

As a trusted insurance advisor, we help clients protect their most important assets through effective risk management and first-rate coverage. Insurance & Consulting As a trusted insurance advisor, we help our clients reimagine what’s possible. CONNECT WITH OUR TEAM Protecting your business and managing risk effectively requires first-rate coverage and a broker partner with a trusted reputation and exceptional industry expertise. Risk Management Services & Solutions We empower clients to effectively identify, assess, and proactively manage their risks. Our team of risk consultants provide expert guidance on a variety of insurance coverages, providing strategic advice for a range of exposures. Workers’ Compensation Property General Liability Auto Liability Cyber Liability Professional / E&O Umbrella / Excess Environmental Crime / Fidelity Surety Bonds Directors & Officers Inland Marine At Cottingham & Butler, we take a different approach to risk management. Using our comprehensive Risk Management Assessment, we dive deep into every client's program, uncovering their full risk profile. With tailored action plans, we help maximize protection, cut costs, and empower clients to navigate risk confidently, unlocking a future of informed decision-making and lasting success. LEARN MORE Optimizing Your Insurance Program Don't settle for a one-size-fits-all approach to insurance. At Cottingham & Butler, we believe in creating customized solutions that deliver exceptional value. Here's how we achieve it. More Markets, Better Value Our broad market access helps clients get the best coverage options at competitive rates, giving you more choices, flexibility, and cost-effective solutions. Team of Experts Our team is your team. Cottingham & Butler’s risk consultants work closely with you to ensure alignment between your business goals and insurance needs. Data-Driven Decision-Making Using our comprehensive Risk Management Assessment, we dive deep into every client's program, uncovering their full risk profile. With tailored action plans, we help maximize protection, cut costs, and empower clients to navigate risk confidently. Feeling limited by traditional insurance? At Cottingham & Butler, we understand that some risks require a more innovative approach. That's why we offer a full suite of captive and program solutions, empowering you to take greater control of your risk management strategy. Is a captive program right for you? FIND OUT NOW! Industry Partnership Cottingham & Butler is committed to every client’s success and proudly partners with the best in the industry to meet your business needs. 100+ Top Insurance Carrier Relationships Industry Expertise Our expertise spans across some of the most essential industries, giving us a unique and specialized perspective to help solve our client’s most critical business challenges. Transportation > Food & Agribusiness > Manufacturing > Construction > Insuranc & Consulting Connect with a Risk Advisor Today!