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The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Waste Management & Recycling Don't let the complex risks of the waste and recycling industry disrupt your operations. Over the last few years, the waste management and recycling insurance landscape has changed dramatically. With fewer carriers willing to take on the industry's unique risks - from increased fire incidents at MRFs to challenging auto losses - expert guidance is critical. Our team of waste and recycling insurance experts doesn't just secure comprehensive coverage - we integrate seamlessly with your risk management strategy, finding you the best program options, implementing proactive mitigation tactics, and offering robust claims advocacy. By protecting your operations, workforce, and financial health, we enable you to focus on what matters most: keeping our communities clean and moving towards a sustainable future. Comprehensive Risk Solutions Our team brings decades of experience working with businesses just like yours, from local haulers to large-scale MRFs. This specialized knowledge allows us to craft insurance solutions that address your specific needs and protect your business from every angle. In addition to our specialized coverage for waste and recycling operations, we offer all standard business insurance coverage, ensuring comprehensive protection for your business. Specialized Coverage Includes: Pollution Exposure Fleet Exposure Premises Exposure High Hazard Workers’ Compensation Exposure Medical Waste Exposure In an industry where hazards lurk around every corner, a generic risk management approach simply won't cut it. Our proprietary Risk Management Assessment (RMA) digs deep into the specifics of your waste and recycling operation. We analyze your exposures, identify coverage gaps, and evaluate your safety protocols with an expert eye. The result? A comprehensive risk management plan that's custom-built for the unique challenges of your business. LEARN MORE Employee Rewards & Engagement Safety Solutions Did you know that the waste and recycling industry has one of the highest rates of workplace injuries and fatalities? According to the U.S. Bureau of Labor Statistics, waste collection workers have an injury rate 5.5 times higher than the national average for all industries. Our hands-on safety services are designed specifically for the waste and recycling workforce, promoting a culture of safety from the route to the recycling facility. We offer industry-specific training, onsite risk control, and more to help prevent accidents, reduce injuries, and keep your team safe and productive. Give your team the safety support they deserve. Learn more > Take the first step towards knowledge and awareness using our SMART Diagnostic Programs. Contact us today to get started. CONTACT OUR TEAM TO GET STARTED! PROUD MEMBER OF ReMA (Recycled Materials Association) Did you know the waste and recycling industry faces an average turnover rate of 22%, nearly double the national average across all sectors? But here's the good news: a well-crafted employee benefits program can make a significant difference. Studies show that companies offering comprehensive benefits packages experience a 138% increase in job applications and a 26% rise in employee retention. Our expert benefits consultants specialize in addressing the unique challenges of the waste and recycling workforce, collaborating with you to design a tailored benefits package that stands out. From competitive health plans to industry-specific perks, we'll help you create a program that your employees and your bottom line will appreciate. BUILD A BENEFITS PROGRAM THAT YOUR TEAM WILL LOVE! "Cottingham & Butler’s deep understanding of the waste and recycling industry sets them apart. From their tailored insurance solutions to their hands-on safety training, they've helped us mitigate risks and optimize operations across our business. With Cottingham & Butler, we know we have a partner who truly understands our needs." Featured Expertise Empower Your Waste & Recycling Business The waste and recycling industry presents distinct challenges, with safety incidents averaging $46,000 per occurrence (SWANA) and annual operational risks costing up to $5.3 million (EREF). Imagine a future where your operational costs are streamlined, your workforce thrives in a safe environment, your contracts offer ironclad protection, and your cybersecurity defenses ward off threats effectively. This future is within your grasp, and it starts by embracing knowledge and awareness through our SMART Diagnostic Programs. CONTACT US FOR A FREE CONSULTATION Why Captive Insurance is the New Competitive Edge In today's fiercely competitive world, every edge matters. But are you overlooking a hidden opportunity to reduce costs, gain control, and unlock the true potential of your insurance? Say hello to Captive Insurance - the game-changing risk management strategy that’s no longer reserved for industry giants. It's rapidly becoming the secret weapon for forward-thinking manufacturers like you. Explore captive insurance benefits with our Cottingham & Butler team of experts. LEARN MORE ABOUT OUR TAILORED CAPTIVE SOLUTIONS Waste & Recycling Insight & Impact OSHA's New Walkaround Rule – Effective May 31, 2024 OSHA announced its final rule that clarifies employees’ rights to authorize a representative to accompany an OSHA compliance officer. Articles How to Survive an OSHA Inspection Learn how to survive an OSHA inspection and protect your operation from citations and fines. Articles Understanding Your Options: Standard Market, Self-Insurance, and Captive Insurance Programs Discover the advantages of Standard Market, Self-Insurance, and Captive Insurance programs. Articles VIEW MORE Contact Connect with a Waste & Recycling Expert!

The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Manufacturing Captive Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM As a member of our Manufacturing Captive, members collaborate with similar, top-tier companies, gaining control over their insurance programs while fostering the potential for significant culture and financial improvements. Mfg Captive Testimonial “With the help of the captive, we have added the support and structure necessary to not only make safety a focus but to make safety a part of the Woolf Culture— at work and in all of our daily lives.” Karen Corley | Controller, Woolf Distributing Company Inc. Weathering the Storm: Captive Insurance as a Risk Management Solution for Manufacturers in a Turbulent Economy READ THE FULL ARTICLE Current Quarter Market Report DOWNLOAD THE 2025 Q2 REPORT Ready to learn more about our Captive Solutions? VIEW OUR CAPTIVE BROCHURE Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Manufacturing Captive Contact our Manufacturing Captive Experts Today!

Our consulting team is committed to assessing your organization's risks and providing insights and guidance for navigating legislative and economic shifts that directly impact your business's sustainability. Navigating Compliance with Confidence We empower you to navigate complex compliance environments confidently, freeing up your energy to drive business growth. CONNECT WITH OUR TEAM Benefits compliance errors can lead to costly penalties and disruptions. Our team, including on-staff compliance attorneys, helps you stay ahead of regulations, minimizing risk and ensuring a smooth benefits experience for your employees. Compliance Updates Get the Latest Updates & Expert Guidance. Staying on top of ever-changing benefits regulations can be a challenge. Even minor missteps can result in hefty fines, employee frustration, and operational disruptions. Let us help you navigate the complexities of compliance with ease. VIEW LATEST COMPLIANCE NEWS Compliance Webinars – On-Demand Library Our 2026 Compliance On-Demand Series is designed to keep you informed, prepared, and confident heading into every quarter. News Form 5500s for Health & Welfare Plans Form 5500 compliance is an important component of ERISA plan administration and requires careful attention to plan structure, participant counts, and funding arrangements. Employers should regularly review their benefit structure, confirm whether filing thresholds are met, and ensure that filings are completed accurately and on time. Articles Q2 Check-in: State Employee Leave Law Developments This Compliance Overview outlines notable recent and upcoming developments in state leave laws. Articles Antitrust Risk Is No Longer Theoretical: Why It Now Belongs in D&O Insurance Planning Written by: Cottingham & Butler Food & Agribusiness Group Executive Summary Antitrust enforcement in the United States has entered a materially more aggressive phase—one that increasingly places directors and officers under personal scrutiny. Recent federal investigations reinforce a broader regulatory shift: antitrust risk is no longer limited to transformational mergers or a few headline industries. For boards and executive teams, the financial, operational, and personal co Articles Benefits Compliance Services Navigate State & Federal Legislation Identify potential risks of penalties and lawsuits due to non-compliance. Welfare Strategic Planning Develop multi-year strategic plans to ensure compliance with DOL, HHS, and IRS regulations. ERISA Compliance & Guidance Follow an annual federal disclosure compliance calendar, inclusive of employee notices, guides, timelines, and checklists to maintain adherence. Internal Revenue Code Expertise Receive guidance on IRC 125/cafeteria plans, health benefits, and relevant tax rules concerning employee benefit plans. ACA Compliance and Resource Support Access educational materials, timelines, sample employee letters, forms, notices, and waivers for ACA mandates, reporting, penalties, and taxes. Streamline COBRA Administration Efficiently manage COBRA administration, ensuring compliance and smooth transitions for employees during benefit changes. Accurate 5500 Filings Handle precise and timely Form 5500 filings, providing accurate documentation for regulatory compliance. Expertise in HSA, FSA, HRA Management Oversee and optimize HSA, FSA, and HRA management, tailoring solutions to maximize benefits and tax advantages for your organization and employees. Compliance Insights Compliance Webinars – On-Demand Library Our 2026 Compliance On-Demand Series is designed to keep you informed, prepared, and confident heading into every quarter. News Form 5500s for Health & Welfare Plans Form 5500 compliance is an important component of ERISA plan administration and requires careful attention to plan structure, participant counts, and funding arrangements. Employers should regularly review their benefit structure, confirm whether filing thresholds are met, and ensure that filings are completed accurately and on time. Articles Q2 Check-in: State Employee Leave Law Developments This Compliance Overview outlines notable recent and upcoming developments in state leave laws. Articles VIEW MORE Compliance Connect with our Employee Benefits Team!

At Cottingham & Butler, we specialize in navigating the intricate landscape of mergers and acquisitions, ensuring a smooth transition of benefit structures while minimizing risks. Mergers & Acquisitions Streamlining Benefit Transition and Risk Assessment CONNECT WITH OUR TEAM M&A transitions shouldn't be a benefits burden. We help our clients expertly navigate the complexities, ensuring a smooth benefit structure integration and minimizing risks for a successful, stress-free transaction. Our M&A Strategy Our tailored approach involves thorough due diligence and risk evaluation, empowering you with informed choices. From optimizing cost structures to providing additional solutions and support, we stand by your side, making M&A management seamless. Informed Decisions through Due Diligence We carefully analyze benefit structures and risks, equipping you with vital insights for informed M&A decisions. Options for Transitioning Benefit Structure We present tailored options to transition benefit structures smoothly, ensuring minimal disruption and maximum employee satisfaction. Optimizing Cost Structure Our expertise allows us to identify cost-saving opportunities, negotiate effectively, and streamline procurement, improving overall financial health. Support Beyond Expectations We go the extra mile by providing support beyond benefit transition, ensuring you experience a seamless merger or acquisition and set a solid foundation for future success. Mergers and acquisitions are exciting endeavors, but don’t let benefit discrepancies disrupt your M&A timeline or negatively impact employee morale. Download our free guide to M&A benefits integration Mergers & Acquisitions Insights Merger & Acquisitions Insurance Considerations During a merger or acquisition, both parties must review and update their insurance coverages to ensure all risks are accounted for. Articles Mergers & Acquisitions: Manage the Hidden Risks Discover how to navigate hidden risks in mergers & acquisitions. Uncover essential tips for managing liabilities & protecting your company. Articles Managing Cyber Security During a Merger or Acquisition During a merger or acquisition, cybersecurity is, unfortunately, often put on the back burner. Articles VIEW MORE Mergers Connect with our Team of Experts Today!

In 1957, current Chairperson John E. Butler joined the family business as one of three employees. Under his leadership and vision, Cottingham & Butler has grown to over 1,300 employees nationwide. John E. Butler Chairperson In 1957, current Chairperson John E. Butler joined the family business as one of three employees. Under his leadership and vision, Cottingham & Butler has grown to over 1,300 employees nationwide. The firm’s growth has been propelled by John’s spirit of innovation and commitment to exceptional service, developing several alternative market facilities within the claim administration, health, managed care, and safety sectors. John’s current focus is the development and implementation of initiatives for the company’s continued vigorous growth. During his tenure at Cottingham & Butler, John served as director and acted as an executive committee member for both Assurex Global and the Council of Insurance Agents and Brokers. He is a former chair of the Iowa Association of Business and Industry. John resides in Dubuque, Iowa, where Cottingham & Butler is headquartered. He is an active member of his community, sitting on the Executive Committee of the Board for the University of Dubuque, and formerly the Grand Opera House Foundation. John was honored with the Junior Achievement Business Hall of Fame Lifetime Achievement Award. Regionally, John serves as a member of Chicago’s Executive Committee of the Noble Network of Charter Schools, as well as the Lyric Opera. John graduated from Babson College in Massachusetts with a BS in Business Administration, receiving his MBA with a concentration in Insurance from the Wharton School of the University of Pennsylvania.

WEBINAR Too Good to Be True? The Truth About Captive Insurance for Trucking Tuesday, August 4 | 1-2 PM CST If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. August 4, 2026 1:00 PM VIRTUAL Learning Objectives Join Cottingham & Butler's Danny Badovinac, Andy Schmidt, and Jared Sweeney for a webinar that gets into not just what captives can do for trucking companies, but how —backed by real captive member data. By the end of this webinar, participants will be able to: Explain how group purchasing power works within a captive structure and why pooling risk among high-quality carriers creates pricing stability that the standard market can't match. Describe how the actuarially driven pricing model ties individual loss experience directly to premium, rewarding carriers who invest in safety and claims management. Identify the financial upside of captive participation, including how a traditionally fixed expense like insurance can become a source of profit through dividends. Your Host Jared Sweeney VP Sales, NSTD Andy Schmidt VP Sales, Transportation Danny Badovinac Manager, Captives & Programs - Cottingham & Butler Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

We firmly believe in the extraordinary capabilities of people. Our commitment is to unleash that potential by empowering our team to take on new challenges, creating remarkable outcomes for our clients. Join a team that celebrates your talents, where your contributions make a genuine impact on the business. People are capable of amazing things EXPLORE CAREER OPPORTUNITIES At Cottingham & Butler, we firmly believe in the extraordinary capabilities of people. Our commitment is to unleash that potential by empowering our team to take on new challenges that create remarkable outcomes for our clients. Join a team that celebrates your talents and where your contributions make a genuine impact on the business. Learn more about what we do, who we are, and why you’ll love working here too. Sales Career Earn trusted advisor status with some of the best companies across the country. Help owners and senior-level executives transform how they manage their business and solve some of their greatest challenges when it matters most. EXPLORE SALES CAREERS Meet Colin, Sales Superstar > Service Career Join a dynamic team of professionals who are committed to delivering exceptional client value and service, every day. Raise the bar by advocating, inventing, and delivering results for organizations across a variety of industries. JOIN OUR SERVICE TEAM Meet Blythe, Service Champion > Corporate Career Join a trusted corporate resource team, responsible for delivering operational excellence that supports our rapid growth. Together, we share the goal of delivering specialized service and expertise that help moves the business forward. EXPLORE CAREER OPPORTUNITIES Meet George, Creative Achiever > Interns & New Grads As a young professional, you'll be immersed into a team that mentors you to master the business, empowering you to start problem-solving and delivering client value from day one. EXPLORE OUR STUDENT OPPORTUNITIES Meet Sydney, Passionate Problem-Solver > Better Every Day At Cottingham & Butler we believe in the power of continuous improvement. That's why "Better Every Day" isn't just our slogan, it's the driving force behind everything we do. It shapes our interactions with clients, strengthens team connections, and positively impacts the communities we serve. Ready to work for a company that prioritizes your well-being? A career here gets you access to a variety of benefits + perks that help you be your happiest, healthiest self. We are committed to helping our team grow personally and professionally, with benefits built to support every stage of life. Health & Wellness Medical, Dental, Vision, Rx Free Telehealth Paid Disability Brain Health Resources Wealth Benefits 401K Profit Sharing Tax-Advantaged Accounts Dependent Scholarship Program Time & Family Paid Time Off Employee Discounts Holiday Club Onsite Dining & Fitness Supporting Working Parents We know the importance of family, so at our home office in Dubuque, Iowa, we have a childcare center where employees receive special rates and are offered first availability at this state-of-the-art facility. Powered by New Horizon Academy, our childcare center includes thoughtfully designed curriculums that foster a love for learning. Hear insight from Cottingham & Butler teammates! EXPLORE MORE Begin your job search now and discover exciting career opportunities at our company. Featured Roles Entry Level Sales Executive Senior Accountant Employee Benefits Client Consultant APPLY TODAY! APPLY TODAY! APPLY TODAY! View all career opportunities > Connect with our Recruiting Team!

WEBINAR OSHA Recordkeeping & ITA Compliance Wednesday, December 16th | 1-2 PM CST In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. December 16, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host TJ Greenwood Manager – Safety Management Services Company Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

For over 15 years, Cottingham & Butler has collected data from motor carriers coast to coast through the Trucking Benchmark Survey to provide participants with a detailed outlook on how their benefits and compensation programs compare against others in the industry. Unlock the Power of Data for Your Trucking Business REQUEST THE FULL 2026 REPORT! In today’s competitive trucking landscape, every dollar counts. For over 16 years, Cottingham & Butler has been dedicated to helping motor carriers like yours navigate the complexities of employee benefits and compensation. The Trucking Benchmark Compensation & Benefits Survey—your essential tool for ensuring you’re not overspending while still attracting top talent. Did you miss the opportunity to participate in our 2026 survey? If so, download the FREE sneak peak , offering you glimpse into the comprehensive report. GET YOUR FREE 2026 INSIDE LOOK NOW! Request the Full 2026 Trucking Benchmark Report Why Participate? High driver turnover isn't just a statistic – it's a seismic blow to your trucking company's bottom line. Research shows that losing just one driver can cost your company up to $11,500, factoring in recruitment, training, and lost productivity expenses. Recruiting and retaining top-quality drivers is crucial for the success of any motor carrier. The Cottingham & Butler Trucking Benchmark Survey offers insights into: Driver compensation & bonus structures Paid time off strategies Detailed Medical and Rx Plan Benchmarks Miscellaneous benefits tailored to the trucking industry Gain a competitive advantage and elevate your cost management strategies by benchmarking your programs against industry peers. Join over 30 states already leveraging the Trucking Benchmark Compensation & Benefits Survey to make data-driven decisions. Take the first step today and discover how your company's benefits and compensation stack up against industry standards. Together, we'll optimize your financial strategy to keep your business competitive while maintaining a healthy bottom line. Transportation Insight & Impact Helping Brokers Identify Small Fleets Cottingham & Butler works with owner-operators and small fleets every day, helping them strengthen the safety, insurance, and operational areas that matter most to brokers and shippers. Learn what makes a carrier stand out — and how proper coverage plays a role in winning freight opportunities. Articles The New Insurance Playbook: Surviving and Winning in a Shifting Market The trucking insurance market has fundamentally changed. Here's what carriers need to know to stop reacting and start winning. Transportation Crash Data Analysis: What Your Fleet's History is Telling You Hosted by SMSC Safety Consultant Barry Wertz, "Crash Data Analysis: What Your Fleet's History is Telling You" explored Excel's essential features that turn raw data into actionable insights. On-Demand VIEW MORE Whether you need clarification on survey data or want to discuss optimizing your benefits strategy, we're just a message away. Jill Lange Sales Executive Kim Beck Senior Vice President Jamie Bishop Vice President Eddie Rios Vice President Jackie Ronning Vice President Mark Rapp Sales Executive TBS Connect with our team of trucking benefits experts!

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success.

Doing the right thing for our clients, communities and coworkers is at the heart of our culture. Our people embody the Better Every Day mindset through impactful giving, from volunteering and company drives to annual donations supporting hundreds of non-profits. Together, we improve lives and strengthen communities. Doing Good Is Who We Are Doing the right thing for our clients, communities and coworkers is at the heart of our culture. Our people embody the Better Every Day mindset through impactful giving, from volunteering and company drives to annual donations supporting hundreds of non-profits. Together, we improve lives and strengthen communities. C&B Better Initiative Fueled by a shared vision and the dedication of over 100 teammates, the C&B Better Initiative has poured over $100,000 back into our local community. See Our Impact > Annual Holiday Drive Since 2009, our annual Holiday Drive has partnered with Toys For Tots, Opening Doors, and The Barriers Project, spreading joy and support to local families. Learn How We Spread Joy > United Way Campaign Dare to go over the edge? Every year, our daring and big-hearted C&B teammates willingly rappel down a 10-story building to support the United Way. Why We Go Over the Edge > Opening Doors The Red Basket Project Junior Achievement Little Hero League The Riverview Center The Fountain of Youth Program Join Our Better Every Day Team!

Gain control over your healthcare expenses, reduce financial risk, and access tailored coverage with our Stop Loss Captive solutions. Our expertise and innovative approach ensure you're covered, and your bottom line is protected. Stop Loss Captive Solutions Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Gain control over your healthcare expenses, reduce financial risk, and access tailored coverage with our Stop Loss Captive solutions. Our expertise and innovative approach ensure you're covered, and your bottom line is protected. Captive Advantage A growing number of employers are considering medical stop loss group captives as a strategic alternative to both traditional first-dollar health insurance and self-funded programs. Guide Re is a member owned group captive managed by Cottingham & Butler, that harnesses the benefits of self-funded health plans while incorporating a captive insurance overlay and allows flexibility to tailor health programs to your unique requirements. Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Deerwalk Analytics is a state-of-the-art population health management and healthcare analytics engine that provides employers with meaningful insights to better manage and analyze their costs, care quality, and risk of populations SCHEDULE A DEMO WITH OUR TEAM Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Stop Loss Captive Contact our Stop Loss Captive Experts Today!