Search Results

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. Client Impact Stories Delivering Better Outcomes Every Day Driving Results That Matter At Cottingham & Butler, we believe every challenge has a solution. Explore how we partner with clients to create breakthrough solutions that deliver meaningful, measurable impact. EMPLOYEE BENEFITS TRANSPORTATION PROPERTY & CASUALTY Employee Benefits Employee Benefits $323K Premium Reduction Achieved Chicago manufacturer slashes 52% renewal increase to just 4.7%, avoiding $323K in premiums and removing $1.5M+ in claims through strategic benefit solutions. $450,000+ Saved Through Strategic Risk Transfer Solutions Illinois manufacturer transforms 42% healthcare cost increase into $450K+ savings through innovative treatments and strategic risk management solutions. Midwest Real Estate Company Goes From a 37% Increase to an 11% Decrease Midwest Real Estate Company Goes From a 37% Increase to an 11% Decrease with the help of Cottingham & Butler. 1 2 3 4 5 Transportation Transportation From Limitations to Growth: A Transportation Success Story This transportation company achieves 20% auto liability reduction, doubles cargo limits, and gains captive insurance access in 30 days with Cottingham & Butler's strategic approach. $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. From Good to Great: Transform Your Safety Culture Through Group Captives Discover how Cottingham & Butler's transportation captive insurance programs help trucking companies gain control, reduce costs, and improve safety. Hear from industry leaders like Karen Smerchek, Veriha Trucking President and TCA President on proven results. 1 2 3 Case Study Property Casualty Property & Casualty Beef Processor: Rebuilt a Fragmented, Overpriced Program and Saved ~$3M One of the country's largest beef processors was facing increased premiums, lack of options, and difficulty obtaining adequate insurance. Leveraged best practices and good loss experience to return $80,000 year after year Discover how Cottingham & Butler was able to leverage a manufacturer's good loss experience to achieve $80,000+ in returns year after year. From Four Declines to $600,000 in Savings: What a Better Narrative Can Do 44% Premium Reduction Secured From the Incumbent Carrier $600,000+ in Annual Premium Savings 3 of 4 Carrier DeclinationsOverturned Creating Real Market Competition The Situation A national leader in renewable energy infrastructure and community solar projects came to Cottingham & Butler ahead of a renewal they expected to be expensive and frustrating. 1 2 3 4 5 “Our collaboration with Cottingham & Butler has been transformative.” Rihm Kenworth Connect with our Team of Experts Up

Healthcare costs are one of the largest and fastest-growing business expenses that many feel they have little control over. This webinar series offers a comprehensive exploration of self-funding strategies for employers to provide cost-effective healthcare options. WEBINAR SERIES COMPLETE THE FORM BELOW TO REGISTER FOR ALL UPCOMING SESSIONS Self-Insurance Simplified Explore self-funding strategies for cost-effective healthcare options. Employee benefit costs are up 5.6% from 2022. Healthcare costs are one of the largest and fastest-growing business expenses and one that many feel they have very little control over. This webinar series comprehensively explores self-funding strategies for employers to provide cost-effective healthcare options. Don’t miss out! Explore the sessions below and register today! On-Demand Upcoming ON-DEMAND Self-Insurance Simplified – Why Your Fully Insured Renewal Might Cost You More Long Term WATCH NOW ON-DEMAND Self-Insurance Simplified - Self-Funding 101 WATCH NOW ON-DEMAND Self-Insurance Simplified - Strategies for Reducing Claims Spend WATCH NOW ON-DEMAND Captive Advantage 101 WATCH NOW ON-DEMAND GuideRe Advantage WATCH NOW AUGUST 13th | 10:00 AM - 11:00 AM Steps to Joining Guide Re Interested in joining? For our final webinar we will provide a timeline and high-level overview of the process of being reviewed for the captive and joining. Employee Benefits Insight & Impact Variable Pay Plan Interest in Low Wage Growth Environments In part two of our Compensation & Total Rewards Trends series, Matt Shefchik, who leads Total Rewards Consulting at Cottingham & Butler, dives into variable pay plans and why they're gaining traction in today's low wage growth environment. On-Demand Compliance Webinars – On-Demand Library Our 2026 Compliance On-Demand Series is designed to keep you informed, prepared, and confident heading into every quarter. News 2026 Compensation Trends: Pay Budgets, Salary Structures, and What to Watch In Part 1 of our three-part compensation and total rewards series, Matt Shefchik, AVP of Total Rewards Consulting at Cottingham & Butler, breaks down the salary planning data shaping pay decisions in 2026. Articles VIEW MORE BenefitWave Connect with a C&B Representative Today!

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. Sponsorship Opportunities Join us in our mission to transform employee benefits and make a lasting impact on the workforce of tomorrow. BECOME A SPONSOR Cottingham & Butler invites you to engage with industry leaders at our events in 2026. As a sponsor, you'll be part of events that cut through the noise of traditional industry conferences. We've moved beyond flashy gimmicks to create meaningful spaces for genuine dialogue, knowledge sharing, and business growth, all focused on tackling the industry's most pressing challenges. Explore 2026 Opportunities Seminars > CEO Summit > Transportation Summit > Team Building > Benefits Seminars Benefits Seminars Seminar Series | April - August 2026 Over 600 HR, finance, and executive leaders attended our 2025 seminar series to address the most pressing workplace challenges. This year’s events will feature engaging keynote speakers, powerful sessions on the most critical HR topics, and unmatched networking opportunities. Each sponsor receives premium table placement in high-traffic areas to display advertising materials, branded giveaways, and engage face-to-face with benefits decision-makers throughout the day. Dallas, TX | April 29-30 Pewaukee, WI | May 14 Des Moines, IA | June 11 Minneapolis, MN | June 25 Oak Brook, IL | July 9 Coralville, IA | July 29 Green Bay, WI | August 6 SPONSOR THIS EVENT > CEO Summit CEO Summit Chicago, IL | May 2026 Our CEO Summit brings together invitation-only executives who control significant budgets and drive strategic partnerships. These aren't just attendees—they're the leaders who built industry-defining companies and make purchasing decisions without asking permission. The Platinum sponsor commitment provides maximum brand visibility and exclusive access to the industry's top leaders. Your elite status guarantees maximum brand exposure and VIP networking opportunities. As a Gold sponsor, you'll elevate the attendee experience through exclusive networking moments like breakfast, lunch, and breaks. Your brand & team will have premium visibility throughout the entire event. As a Silver sponsor, you receive prominent brand recognition across all event signage. Your organization's identity will be featured throughout the pre-event promotions and onsite signage. SPONSOR THIS EVENT > VIEW THE SPONSORSHIP PACKET > Transportation Summit Transportation Summit Chicago, IL | August 26–27 The Transportation Summit stands as a cornerstone industry event, attracting over 500 transportation leaders from 25+ states, with 80% being motor carrier owners and senior executives. The summit brings together key decision-makers and innovators who are shaping the future of transportation. The Platinum sponsor commitment provides maximum brand visibility and exclusive access to transportation's top leaders. Your elite status guarantees maximum brand exposure and VIP networking opportunities. As a Gold sponsor, you'll elevate the attendee experience through exclusive networking moments like breakfast, lunch, and breaks. Your brand & team will have premium visibility throughout the entire event. As a Silver sponsor, you receive prominent brand recognition across all event signage. Your organization's identity will be featured throughout the pre-event promotions and onsite signage. SPONSOR THIS EVENT > VIEW SPONSORSHIP INFORMATION > Team Building Events Team Building Events Occurring Throughout 2026 Become a valued sponsor and also join us in attendance at one of our series of team-building and camaraderie events throughout 2026! All events will also include a dedicated time for you to address the team, as well as be recognized by senior leadership outlining our strong partnership together. Large events generally encompass the entire C&B Benefits team of over 170 teammates and are hosted in Dubuque, IA. Smaller events generally encompass regional events for those teams of 10-50 teammates depending on event (Madison, Chicago, Des Moines). Once you select your interest level, we will outreach and coordinate an event together that fits your interest and schedule. SPONSOR AN EVENT > CEO Summit Transportation Summit Benefits Seminars Team Building Events

Are you a current Cottingham & Butler client? Access all relevant tools, portals, and directories from one central hub. Client Login IRIS Risk Management Center CSR24 Policy Passport C&B Connect Portal ProClaim SiscoConnect Having trouble logging in? We can help!

IN-PERSON Better Every Day Seminar / Green Bay Thursday, August 6th | 8:00AM – 3:00PM Lambeau Field, Legends Club 1265 Lombardi Avenue Green Bay, WI 54304 Join us at Lambeau Field in Green Bay, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! August 6, 2026 8:00 AM – 3:00 PM Green Bay, WI An Agenda Filled with Insight 8:00 AM – 9:00 AM | Registration, Networking, and Breakfast 9:00 AM – 10:30 AM | Keynote 1: Boosting Results Through Self-Awareness 10:30 AM -10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. 2:00 PM - 3:00 PM | Meet a Packer player and Happy Hour Presenters Paul Tourville Paul T. Tourville, Partner, CASL Fallon Millerski Account Executive - HealthCheck360 Jack Wied Benefits Consultant - Cottingham & Butler Tammy Rogers BecomeMore Group Maddie Meador Benefits Consultant - Cottingham & Butler Matt Chadwick VP Sales, Benefits – Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Taylor Orton VP - Benefits Thank You Sponsors Interested in Sponsoring? EXPLORE OPPORTUNITIES Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

WEBINAR Leave of Absence Management in Trucking Monday, July 13 | 2:00 PM -3:00 PM CST When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. July 13, 2026 2:00 PM VIRTUAL Learning Objectives Identify which federal laws (FMLA, ADA, PWFA, Workers' Comp) apply to a given leave situation and understand what each does — and does not — require regarding benefits continuation. Locate and interpret the relevant provisions in plan documents, certificates of coverage, and group contracts to determine an employee's eligibility during leave. Recognize the key variables - leave type, duration, benefit type, and employee classification - that affect how eligibility rules should be applied. Apply a consistent, multi-step process for evaluating leave situations that reduces legal exposure and supports equitable treatment across the workforce. Align handbook and written leave policies with plan document requirements to avoid gaps, conflicts, or ambiguous language that creates compliance risk. Your Host Bret McKitrick VP, Benefits – Cottingham & Butler Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

Explore all of Cottingham & Butler's upcoming events. Wednesday, May 3 | 12 PM CT Hyatt Regency Coralville Hotel & Conference Center 300 East 9th St., Coralville, IA 52241 FREE SEMINAR Knowledge is Power Employers continue to face the everyday challenge of offering attractive employee benefits & compensation packages that are truly valued by employees, combined with the financial and administrative burden that comes with doing so. Knowledge is power. MAY 3, 2023 12 PM CORALVILLE, IA Key Takeaways / Agenda 12:30 PM – 1:00 PM | Welcome and Registration 1:00 PM- 2:00 PM | The Power of Purpose – A Case Study From One of the Best Places to Work Presented by John McHugh, Director of Corporate Communications, Kwik Trip With a turnover rate 6x lower than their industry average, there is no doubt the folks at Kwik Star have developed a recipe for success when it comes to employee engagement. To share some of the secrets behind their success, we have invited John McHugh, director of corporate communication s, leadership development and training at Kwik Star to present on the Power of Purpose in the workplace and the profound effect it has had for their 34,000+ employees in over 800 stores. 2:00 PM – 3:00 PM | The Critical Role of Compensation in the Recruitment Process Presented by Matt Shefchik, Assistant Vice President, Carlson Dettmann Consulting When discussing compensation with candidates its more than just the final dollar amount offered, but being able to best position their total rewards being offered to attract that top talent. Today’s employees value pay transparency and pay equity within the recruitment process. In this hour, participants will learn the importance of pay transparency, how to align pay expectations with the candidates, and how to balance the candidates experience with internal equity. 3:00 PM – 4:00 PM | Follow the Leaders: What High Performing Employers Are Doing to Curb Costs & Boost Employee Value Presented by Taylor Orton, Vice President, Benefits – Cottingham & Butler In an old social science theory known as the “Diffusion of Innovation Theory”, there are five types of adopters in the world of innovation, including: Innovators, Early Adopters, Early Majority, Late Majority, and Laggards. While there are the five categories, the distribution in each is not equivalent, as only about 16% of organizations are truly considered Innovators (2.5%) or Early Adopters (13.5%). This 16% is often known as the market leader in their respective field, as most competitors often lag behind adoption and copy ideas well after they are proven a success. While it is understandable that not every organization has the risk tolerance levels required to be a true innovator, finding ways to expedite that knowledge transfer is imperative for the remaining 84% of employers to have any competitive advantage in the market. In this session, participants will learn about the leading edge strategies being used by innovative employers to have a competitive edge in the Great Resignation. 4:00 PM – 5:00 PM | Optional Hors D’oeuvres and Happy Hour Presenters Olivia Walker Editor in Chief Dan Mitchell Assistant Manager Noah Patterson Programming Editor Tess Anderson Art Director Upcoming Events WEBINAR Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More WEBINAR HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More IN-PERSON 2026 Transportation Summit The Cottingham & Butler Transportation Summit brings together over 550 trucking executives for two days of high-impact networking and insights designed to drive your business forward. Join us August 26-27, 2026 in Schaumburg, IL to discover cutting-edge strategies, connect with industry leaders, and gain proven frameworks that will help you go ALL IN and drive measurable growth. Read More WEBINAR The Impact of Drugs & Alcohol in Trucking Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. Read More WEBINAR Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More WEBINAR Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More WEBINAR OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More WEBINAR Securing the Scene: Best Practices After a Collision When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. Read More WEBINAR SERIES Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More IN-PERSON Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More WEBINAR FMCSA HOS Exceptions & Operational Flexibility In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. Read More WEBINAR Safety Training That Sticks: Learning Principles in Action Safety Training That Sticks: Learning Principles in Action” hosted by SMSC Safety Consultant Austin Smith is a dynamic, instructor‑focused webinar designed to help trainers deliver safety education that truly resonates with adult learners. This session explores how to move beyond lecture‑heavy sessions and instead create training that is interactive, memorable, and impactful. Grounded in proven adult learning principles, the presentation highlights how adults learn best: through relevance, experience, problem‑solving, and hands‑on involvement. Participants will discover practical techniques for turning passive attendees into active contributors—ensuring higher retention and stronger safety performance on the job. Read More Connect with a C&B Representative Today!

Offering real-time HR support, a trove of training resources and seamless technology & vendor management, our team is here every step of the way to implement personalized solutions that help lighten your load. Creating HR Harmony We allow HR professionals to invest their energy where it matters most – in achieving business goals and taking care of their people. CONNECT WITH OUR TEAM Is your HR team bogged down by administrative tasks instead of focusing on strategic initiatives? Offering real-time HR support, a trove of training resources and seamless technology & vendor management, our team is here every step of the way to implement personalized solutions that help lighten your load. Our Approach Day-to-Day Support Streamline your HR operations with our Day-to-Day Support services. We handle the administrative details, allowing your team to focus on strategic initiatives. Technology & Vendor Management Maximize the potential of your HR technology with our specialized services in Technology & Vendor Management. From system integration to vendor relationship optimization, we ensure your tools are seamlessly aligned, empowering your organization with cutting-edge solutions for enhanced efficiency. Employee Communications & Support Promote a harmonious workplace through our Employee Communications & Support services. We excel in crafting effective communication strategies and providing personalized support to your employees, fostering engagement and satisfaction across your organization. Leverage our expertise to navigate technology complexities seamlessly. Support with insurance & vendor selection Management of carrier & vendor relationships Benefit administration system support New system implementation & file feeds Access to benefit document repository Access to technology credit program REQUEST A TECHNOLOGY DEMO NOW! Transparent and clear communication regarding employee benefits is crucial. Our creative and proactive approach to communication consistently boosts employee satisfaction, engagement, and overall retention, resulting in a more satisfied workforce and improved value for your organization. Partner with our in-house communications specialists to ensure your employees have a clear understanding of their benefits and empower them to make more informed decisions. COMPLETION RATE & SEE HOW ONE CLIENT ACHIEVED ENROLLMENT VIEW CASE STUDY Text enrollment offers your employees a quick and user-friendly way to complete their benefits enrollment anytime, anywhere right from their phone. SCHEDULE A DEMO TODAY! HR Efficiency Insights 5 Best Practices for Benefits Communication 5 essential benefits communication strategies to improve employee engagement during open enrollment. Learn how to simplify messaging and drive better outcomes. Articles Minnesota PFML Is Coming in 2026: What HR Teams Need to Know Now Minnesota Paid Family Medical Leave (MN PFML) is a game-changer for employee benefits and workplace culture. With thoughtful planning and proactive communication, HR teams can turn this mandate into an opportunity to support employee well-being and strengthen organizational trust. Articles New Healthcare Strategy Delivers $540,000 Savings for Multi-Site Senior Care Provider When traditional healthcare benefits threatened both employee access and company financials, a strategic pivot to ICHRA revolutionized... Case Studies VIEW MORE HR Efficiency Connect with our HR Efficiency Experts Today!

The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Manufacturing Industry Tailored insurance and risk management solutions crafted for today's competitive manufacturing market. In a world marked by supply chain optimization, technology advancements, and skilled labor shortages, protecting your manufacturing operations has become increasingly more complex. The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Your Trusted Source for Comprehensive Manufacturing Insurance Solutions Manufacturing Coverages Auto Cyber / Network security Environmental liability General / Product liability International / Foreign Management liability (D&O, EPL, Fiduciary) Manufacturers errors & omissions Ocean marine / Transit Property Stock Throughput Umbrella / Excess Workers' compensation Manufacturing Services Catastrophic Exposure Modeling Claims Advocacy Claims Reviews Contract Review Contractual Risk Transfer Consulting Dedicated Service Team Experience Modification Factor Reviews Online Insurance Application Management Program/Limit Benchmarking Same Day Certificates of Insurance (COIs) Self-Issued COIs Manufacturing Programs Aggregate deductibles Captives Member owned group programs Single parent 831(b) Guaranteed cost Horizon (Proprietary program) Large deductibles Retrospective rating plans How a Catastrophic Premium Increase was Avoided for a Foundry Business Discover why the oldest continuously run business in Dubuque, Iowa trusted us to find the best coverage, while mitigating costs for their manufacturing and foundry operations. Connect with our team of foundry and metal casting experts today! Featured Expertise Empower Your Manufacturing Business Did you know that manufacturing businesses face an average of $1.2 million in losses annually due to operational inefficiencies and risks? In today's manufacturing landscape, every decision counts. Imagine a future where your operational costs are minimized, your workforce thrives in a safe environment, your contracts provide ironclad protection, and your cybersecurity defenses effectively ward off threats. This future is within reach, and it starts with taking that first step towards knowledge and awareness using our SMART Diagnostic Programs. CONTACT US FOR A FREE CONSULTATION Why Captive Insurance is the New Competitive Edge In today's fiercely competitive world, every edge matters. But are you overlooking a hidden opportunity to reduce costs, gain control, and unlock the true potential of your insurance? Say hello to Captive Insurance - the game-changing risk management strategy that’s no longer reserved for industry giants. It's rapidly becoming the secret weapon for forward-thinking manufacturers like you. Explore captive insurance benefits with our Cottingham & Butler team of experts. LEARN MORE ABOUT OUR TAILORED CAPTIVE SOLUTIONS Specialized Manufacturing Niches Wood Products Metalcasting Metal Products Printers & Publishers Clothing Plastic Products Chemical Auto & Machinery Discover our expertise, innovative risk solutions, and track record of delivering results for our clients. DOWNLOAD OUR MANUFACTURING BROCHURE Manufacturing Insight & Impact Leveraged best practices and good loss experience to return $80,000 year after year Discover how Cottingham & Butler was able to leverage a manufacturer's good loss experience to achieve $80,000+ in returns year after year. Case Studies 7 Best Practices for Managing Heat Stress in Indoor Work Environments Heat-related injury and illness are occupational hazards that impact many industries and affect millions of employees annually. Heat stress occurs when an individual’s body accumulates more heat than it can dissipate. Articles OSHA Proposes Rule to Remove Its Walking-Working Surfaces Standard Deadline OSHA recently published a proposed rule to remove the Nov. 18, 2036, deadline in its Walking-Working Surfaces standard. This standard would have required all fixed ladders extending more than 24 feet above a lower level to be equipped with personal fall arrest systems or ladder safety systems by this deadline. Articles VIEW MORE Connect with a Manufacturing Expert!

Whether you engage in residential, commercial, or municipal projects, we provide customized coverage and service solutions designed to address your specific needs. Surety Bonds Enjoy Greater Flexibility CONNECT WITH OUR TEAM The Cottingham & Butler Surety team specializes in delivering surety bond solutions that provide unparalleled adaptability, giving you the freedom and confidence to pursue your goals with ease. Our Approach With an aim to structure a program that will provide a contractor with the flexibility to capitalize on strategic opportunities, we focus on consultancy to help our clients understand how best to position themselves for success. Program Design We analyze and improve surety programs to get you the best deal with flexible terms, so you can pursue the projects you want without overspending. Our experienced team closely evaluates your requirements, identifying areas for cost reduction and improved efficiency, while ensuring you have the necessary capacity to undertake projects of varying scales. Market Relationships We partner with a number of sureties on a regional and national level. We advocate for our clients and obtain results by leveraging our strong and deep relationships. Our extensive network allows you to connect with the right surety providers, ensuring you get the most favorable terms and conditions. Benchmarking & Services Our proprietary reports go well beyond financial performance. Through our unique process, we provide clients with insight that helps them outshine the competition. Our benchmarking services are designed to give you a comprehensive understanding of your standing in the industry. Subcontractor Default Insurance We help our clients limit the risk of subcontractor default through a comprehensive approach that includes a “constant qualification” (assessment and implementation), selection process, real time contractor qualification and verification, and contractual risk transfer. Our tailored approach to subcontractor risk management ensures that your projects remain on track and that potential disruptions are mitigated. Surety Bond Types Explore the different types of surety bonds and begin your application through the selections below. Contractor Pre-Qualification > Bid Bond Application > BMC84 > Experience the Power of Surety Bonds Bank-Guaranteed Security Enjoy the peace of mind, knowing your financial interests are backed by a reliable institution. Surety Bonds Insights Contract Bonds | A Bumpy Path to Success Contract bonds play a crucial role in the construction industry, providing financial guarantees and risk mitigation for various projects. Articles Strategies to Strengthen Bonding Capacity and Navigate Our Evolving Construction Economy In unpredictable economic times, maintaining and increasing bonding capacity becomes crucial for contractors. Articles The Creeping Retainage Vine Discover how retainage impacts cash flow in the construction industry amidst labor shortages and cost escalations. Articles VIEW MORE Surety Bonds Contact Questions? Talk to our Surety specialist!

WEBINAR HSAs vs. FSAs vs. HRAs Thursday, August 20 | 2:00 PM CST Register Now! Each person who plans to attend the webinar should complete this registration form. Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. August 20, 2026 2:00 PM CST VIRTUAL Learning Objectives By the end of this webinar, participants will be able to: Distinguish the key features, eligibility requirements, funding rules, and tax treatment of HSAs, FSAs, and HRAs Evaluate portability and compatibility considerations across account types and health plan designs Apply strategies for leveraging account-based benefits to meet workforce needs while maintaining compliance Brought to you by our partners at Assurex Global Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

Breaking geographical boundaries with strategic positioning, we're committed to delivering exceptional service across major metropolitan hubs and critical remote locations nationwide. Domestic and International Office Locations Cottingham & Butler Locations We believe distance shouldn't be a barrier to exceptional service. That's why we're strategically positioned in the heart of the U.S., allowing us to swiftly reach not only major metropolitan hubs, but also critical remote locations across the country. We're constantly expanding our footprint, ensuring you receive the best-in-class service, no matter where your business takes you. Cottingham & Butler Office Locations Little Rock, AR San Diego, CA Dubuque, IA Davenport, IA Dyersville, IA Des Moines, IA Des Plaines, IL Edina, MN Columbus, OH Pittsburgh, PA Dallas, TX Appleton, WI Madison, WI Your Global Insurance Advantage Assurex Global is an exclusive Partnership of the most prominent independent insurance agents and brokers in the world. With an impressive $46 billion in annual premium volume and a network of over 730 Partner offices, it’s the world’s largest privately held commercial insurance, risk management, and employee benefits brokerage group. $46 Billion Annual Premium Volume 100+ Partner Firms 730+ Partner Offices on Six Continents Largest privately held insurance and benefits brokerage Cottingham & Butler Domestic and International Partner Offices Reach out today, and let's work together to secure your future