Our team of Private Equity and M&A experts are dedicated to increasing client value at every stage of the investment process with our comprehensive products and services. Private Equity and M&A Advisory Services Empowering clients to maximize returns by strategically reducing risk across their portfolio. In a market defined by unpredictability, high deal costs and significant risks, optimizing portfolio performance is more critical than ever. Cottingham & Butler’s holistic risk management approach delivers measurable value by safeguarding assets, enhancing workforce management, and driving cost efficiencies across your entire portfolio. Our team of Private Equity and M&A experts are dedicated to increasing client value at every stage of the investment process with our comprehensive products and services. Risk Management Solutions We specialize in delivering comprehensive, tailored insurance and risk management solutions that drive superior results for private equity firms. Our expertise in property and casualty insurance ensures that your portfolio companies are protected, compliant and optimally positioned for growth and profitability. In-Depth Risk Management Assessment We provide thorough risk, coverage, and cost evaluations during the due diligence process, identifying potential liabilities and gaps to inform better acquisition decisions. Insurance Program Optimization Our team reviews and benchmarks existing insurance policies, recommending enhancements to ensure comprehensive protection and cost savings. Broad Market Access Our extensive network of relationships with leading insurers domestically and across the world allows us to access a wide range of coverage options and competitive pricing. Customized Solutions We design and implement insurance programs tailored to the specific needs and risk profiles of each portfolio company, ensuring optimal coverage and cost-efficiency. Claims and Safety Management Our dedicated claims advocacy team helps negotiate and expedite claims processing to maximize recoveries. Safety Programs Our safety company SMSC provides tailored assessments, comprehensive training, and effective protocols to enhance workplace safety and reduce incidents to better protect employees and assets. Schedule a Portfolio Risk Assessment! LEARN MORE Benefits Advisory Our employee benefits experts provide strategic consulting and tailored solutions to optimize benefits programs across your portfolio companies, ensuring maximum value and employee satisfaction. Due Diligence Our specialized M&A benefits team conducts thorough due diligence, identifying potential liabilities and synergies in target companies' benefit structures to inform deal valuations. Benefits Design We design and implement competitive, cost-effective and scalable benefits plans that can flex with portfolio company growth. Competitive Benchmarking Our proprietary benchmarking allows us to align portfolio company benefits with industry standards, ensuring competitiveness while controlling costs. Rate Negotiation We leverage our market power to negotiate superior rates and terms for portfolio-wide benefits programs, reducing costs while enhancing coverage. Compliance Support Our in-house compliance team offers ongoing support to navigate complex regulatory landscapes, mitigating risks across your portfolio. Benefits Technology We deploy and optimize industry-leading benefits technology solutions across your portfolio, streamlining administration, improving employee engagement, and providing actionable data insights. Post-Acquisition Management We provide expert guidance on benefits harmonization post-acquisition, minimizing disruption and maximizing employee retention during critical integration periods. The Cottingham & Butler Difference Delivering Unparalleled Value in Private Equity An Exceptional Team Our success stems from a distinguished Private Equity team, blending seasoned leadership, specialized analysts, and diverse experts to deliver comprehensive, results-driven insights. Get Started Don't just take our word for it – experience our expertise firsthand. We offer multiple ways to get acquainted and demonstrate the value we bring to your portfolio: Acquisition Due Diligence Let us conduct a thorough due diligence on your next acquisition, showcasing our expertise in risk assessment and value identification. Portfolio Company Deep-Dive Engage us for an in-depth analysis of a portfolio company that needs strategic intervention. We'll provide actionable insights to drive performance. Portfolio Benchmarking Gain a competitive edge with our comprehensive benchmarking across your portfolio companies, identifying opportunities for growth and optimization. 4th largest privately and independently held broker in the US – big enough to deliver, small enough to care Private Equity and M&A Insight & Im pact Merger & Acquisitions Insurance Considerations During a merger or acquisition, both parties must review and update their insurance coverages to ensure all risks are accounted for. Articles Mergers & Acquisitions: Manage the Hidden Risks Discover how to navigate hidden risks in mergers & acquisitions. Uncover essential tips for managing liabilities & protecting your company. Articles Managing Cyber Security During a Merger or Acquisition During a merger or acquisition, cybersecurity is, unfortunately, often put on the back burner. Articles VIEW MORE Schedule a Consultation with an Expert!

We understand the value of fresh perspectives and eager minds. As a student or recent graduate, you are the future of our industry, and we’re excited to nurture your interests and talents to help build the career you want. Your future starts with Cottingham & Butler We understand the value of fresh perspectives and eager minds. Students and recent graduates play a significant role in shaping the future of our industry. At Cottingham & Butler, we provide an environment and culture where you can learn, grow, and make a lasting impact. Whether you're seeking an internship to kickstart your journey or launching your career as a recent graduate, we have the perfect path for you. Explore our opportunities now and take the first step towards your future. Internship Program > Graduate Careers > Internship See what makes interning at Cottingham & Butler the ultimate learning experience. Internship Program 1:1 Mentorship Get 1:1 mentorship, manager support, and direct access to the Cottingham & Butler leadership team. Never underestimate your potential. As a Cottingham & Butler intern, you'll take on specific responsibilities, putting you front and center with clients and within various business functions, all while gaining a 360-degree view of life at Cottingham & Butler. Applications for the 2027 internship program will open in early August 2026. Internship Class : 2017 Current Role : Vice President, Transportation Lexi Myers MEET LEXI Graduate Graduate Careers Start your career by doing something meaningful. A career at Cottingham & Butler means belonging to an ideas-driven culture that embraces new perspectives to solve complex problems. Whether engaging clients or contributing to our operations, every day brings a new challenge, accompanied by an ever-expanding level of responsibility. VIEW FULL-TIME CAREER OPPORTUNITIES Launch Your Career with Confidence Learn from C&B Insiders for advice to make a lasting impression during your interview. LAND YOUR DREAM JOB AT C&B Access Our Resume Writing Guide Now to Create a Personalized, Winning Resume REVAMP YOUR RESUME Read these five career advancement lessons from a Cottingham & Butler leader. START YOUR JOURNEY What We Look For In Early Career Candidates Who You Are Embrace your individuality, share unique experiences that will contribute to our dynamic business culture. How You Think Demonstrate strategic and innovative problem-solving skills vital for overcoming challenges in service to our business and clients. What Matters to You Showcase your values aligned with our commitment to integrity, emphasizing a positive impact within our organization and the broader community. Artfile-05 Artfile-03 IMG_8052 Artfile-05 1/4 Young Professionals Network Connecting young professionals with each other, the business community, and the city in which we live, work, play, and do business. LEARN MORE ABOUT YP DUBUQUE Connect with our Recruiting Team!

Gain control over your healthcare expenses, reduce financial risk, and access tailored coverage with our Stop Loss Captive solutions. Our expertise and innovative approach ensure you're covered, and your bottom line is protected. Stop Loss Captive Solutions Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Gain control over your healthcare expenses, reduce financial risk, and access tailored coverage with our Stop Loss Captive solutions. Our expertise and innovative approach ensure you're covered, and your bottom line is protected. Captive Advantage A growing number of employers are considering medical stop loss group captives as a strategic alternative to both traditional first-dollar health insurance and self-funded programs. Guide Re is a member owned group captive managed by Cottingham & Butler, that harnesses the benefits of self-funded health plans while incorporating a captive insurance overlay and allows flexibility to tailor health programs to your unique requirements. Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Deerwalk Analytics is a state-of-the-art population health management and healthcare analytics engine that provides employers with meaningful insights to better manage and analyze their costs, care quality, and risk of populations SCHEDULE A DEMO WITH OUR TEAM Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Stop Loss Captive Contact our Stop Loss Captive Experts Today!

Grounded in risk-reward principles, our group captive model draws the attention of prominent food and agribusiness businesses. By offering guidance in re-shaping their insurance strategies, we empower best-in-class companies to take charge of their programs, cultivate safer work environments, and drive down costs. Food & Agribusiness Captive Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Grounded in risk-reward principles, our group captive model draws the attention of prominent food and agribusiness businesses. By offering guidance in re-shaping their insurance strategies, we empower best-in-class companies to take charge of their programs, cultivate safer work environments, and drive down costs. FA Captive Testimonial Being a member of the captive has resulted in exactly what we were aiming to do, which is lower our overall cost of insurance. However, and more important to the long-term intrinsic value our business, being a member of the captive has manifested into creating a culture of maniacal focus on safety management, risk awareness and documentation, and continuous training. Evan Hayes | CFO, Fremont Farms Securing Your Future With Our Experience With substantial experience supporting alternative risk solutions, you can count on Cottingham & Butler’s rich experience, expertise, and innovative captive solutions. Acres Insurance Limited is a member owned group captive that was founded to serve the unique needs of food and agriculture companies, including growers, producers, processors, and distributors of food-related products. Our primary mission is to provide these businesses with cost-effective insurance coverage and to actively engage as a valued partner in their comprehensive risk management endeavors. Establishing and Managing Industry Leading Captives Since 1992 Is Captive Insurance a Viable Risk Tool for the Food & Agribusiness Industry? READ THE FULL ARTICLE Current Quarter Market Report DOWNLOAD THE 2025 Q2 REPORT Ready to learn more about our Captive Solutions? VIEW OUR CAPTIVE BROCHURE Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Food & Agribusiness Captive Contact our Food and Agribusiness Captive Experts Today!

The Cottingham & Butler group captive insurance model allows trucking companies to break free from the standard market, take control of their insurance program, reduce costs, and invest in themselves. Transportation Captives Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Cottingham & Butler transportation captives provide best-in-class companies a competitive advantage by rewarding great performance. Captive Advantage LEARN MORE ABOUT THE CAPTIVE ADVANTAGE Securing Your Future With Our Experience With substantial experience supporting risk-sharing alternatives, you can count on Cottingham & Butler’s rich experience, expertise, and innovative captive solutions. The Cottingham & Butler Group Captive Insurance Model allows trucking companies to break free from the standard market, take control of their insurance program, reduce costs, and invest in themselves. Sole Producer for the World's Two Largest Transportation Captives Serving Over 252 Transportation Captive Members Globally Achieving a Remarkable 99% Member Retention Rate Leveraging Over 300 In-House Trucking Insurance Experts Comprehensive Programs and Services To Prepare You for Captive Insurance Dedicated In-House Teams Focused on Transportation Claims and Safety Establishing and Managing Industry Leading Captives Since 1992 Knowledge & Resources Trucking Companies Turn to Captive Insurance Programs to Control Rising Insurance Costs READ THE FULL ARTICLE Current Quarter Market Report DOWNLOAD THE 2024 Q4 REPORT Ready to learn more about our Transportation Captive Solutions? VIEW OUR CAPTIVE BROCHURE Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Transportation Captive Contact Contact our Transportation Captive Experts Today!

The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Manufacturing Captive Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM As a member of our Manufacturing Captive, members collaborate with similar, top-tier companies, gaining control over their insurance programs while fostering the potential for significant culture and financial improvements. Mfg Captive Testimonial “With the help of the captive, we have added the support and structure necessary to not only make safety a focus but to make safety a part of the Woolf Culture— at work and in all of our daily lives.” Karen Corley | Controller, Woolf Distributing Company Inc. Weathering the Storm: Captive Insurance as a Risk Management Solution for Manufacturers in a Turbulent Economy READ THE FULL ARTICLE Current Quarter Market Report DOWNLOAD THE 2025 Q2 REPORT Ready to learn more about our Captive Solutions? VIEW OUR CAPTIVE BROCHURE Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Manufacturing Captive Contact our Manufacturing Captive Experts Today!

Doing the right thing for our clients, communities and coworkers is at the heart of our culture. Our people embody the Better Every Day mindset through impactful giving, from volunteering and company drives to annual donations supporting hundreds of non-profits. Together, we improve lives and strengthen communities. Doing Good Is Who We Are Doing the right thing for our clients, communities and coworkers is at the heart of our culture. Our people embody the Better Every Day mindset through impactful giving, from volunteering and company drives to annual donations supporting hundreds of non-profits. Together, we improve lives and strengthen communities. C&B Better Initiative Fueled by a shared vision and the dedication of over 100 teammates, the C&B Better Initiative has poured over $100,000 back into our local community. See Our Impact > Annual Holiday Drive Since 2009, our annual Holiday Drive has partnered with Toys For Tots, Opening Doors, and The Barriers Project, spreading joy and support to local families. Learn How We Spread Joy > United Way Campaign Dare to go over the edge? Every year, our daring and big-hearted C&B teammates willingly rappel down a 10-story building to support the United Way. Why We Go Over the Edge > Opening Doors The Red Basket Project Junior Achievement Little Hero League The Riverview Center The Fountain of Youth Program Join Our Better Every Day Team!

At Cottingham & Butler, we specialize in navigating the intricate landscape of mergers and acquisitions, ensuring a smooth transition of benefit structures while minimizing risks. Mergers & Acquisitions Streamlining Benefit Transition and Risk Assessment CONNECT WITH OUR TEAM M&A transitions shouldn't be a benefits burden. We help our clients expertly navigate the complexities, ensuring a smooth benefit structure integration and minimizing risks for a successful, stress-free transaction. Our M&A Strategy Our tailored approach involves thorough due diligence and risk evaluation, empowering you with informed choices. From optimizing cost structures to providing additional solutions and support, we stand by your side, making M&A management seamless. Informed Decisions through Due Diligence We carefully analyze benefit structures and risks, equipping you with vital insights for informed M&A decisions. Options for Transitioning Benefit Structure We present tailored options to transition benefit structures smoothly, ensuring minimal disruption and maximum employee satisfaction. Optimizing Cost Structure Our expertise allows us to identify cost-saving opportunities, negotiate effectively, and streamline procurement, improving overall financial health. Support Beyond Expectations We go the extra mile by providing support beyond benefit transition, ensuring you experience a seamless merger or acquisition and set a solid foundation for future success. Mergers and acquisitions are exciting endeavors, but don’t let benefit discrepancies disrupt your M&A timeline or negatively impact employee morale. Download our free guide to M&A benefits integration Mergers & Acquisitions Insights Merger & Acquisitions Insurance Considerations During a merger or acquisition, both parties must review and update their insurance coverages to ensure all risks are accounted for. Articles Mergers & Acquisitions: Manage the Hidden Risks Discover how to navigate hidden risks in mergers & acquisitions. Uncover essential tips for managing liabilities & protecting your company. Articles Managing Cyber Security During a Merger or Acquisition During a merger or acquisition, cybersecurity is, unfortunately, often put on the back burner. Articles VIEW MORE Mergers Connect with our Team of Experts Today!

The Cottingham & Butler Manufacturing Practice offers a dedicated focus on risk control, seamless claim services, and comprehensive coverage expertise, delivering a holistic approach to managing the inherent risks faced by today's manufacturers. Waste Management & Recycling Don't let the complex risks of the waste and recycling industry disrupt your operations. Over the last few years, the waste management and recycling insurance landscape has changed dramatically. With fewer carriers willing to take on the industry's unique risks - from increased fire incidents at MRFs to challenging auto losses - expert guidance is critical. Our team of waste and recycling insurance experts doesn't just secure comprehensive coverage - we integrate seamlessly with your risk management strategy, finding you the best program options, implementing proactive mitigation tactics, and offering robust claims advocacy. By protecting your operations, workforce, and financial health, we enable you to focus on what matters most: keeping our communities clean and moving towards a sustainable future. Comprehensive Risk Solutions Our team brings decades of experience working with businesses just like yours, from local haulers to large-scale MRFs. This specialized knowledge allows us to craft insurance solutions that address your specific needs and protect your business from every angle. In addition to our specialized coverage for waste and recycling operations, we offer all standard business insurance coverage, ensuring comprehensive protection for your business. Specialized Coverage Includes: Pollution Exposure Fleet Exposure Premises Exposure High Hazard Workers’ Compensation Exposure Medical Waste Exposure In an industry where hazards lurk around every corner, a generic risk management approach simply won't cut it. Our proprietary Risk Management Assessment (RMA) digs deep into the specifics of your waste and recycling operation. We analyze your exposures, identify coverage gaps, and evaluate your safety protocols with an expert eye. The result? A comprehensive risk management plan that's custom-built for the unique challenges of your business. LEARN MORE Employee Rewards & Engagement Safety Solutions Did you know that the waste and recycling industry has one of the highest rates of workplace injuries and fatalities? According to the U.S. Bureau of Labor Statistics, waste collection workers have an injury rate 5.5 times higher than the national average for all industries. Our hands-on safety services are designed specifically for the waste and recycling workforce, promoting a culture of safety from the route to the recycling facility. We offer industry-specific training, onsite risk control, and more to help prevent accidents, reduce injuries, and keep your team safe and productive. Give your team the safety support they deserve. Learn more > Take the first step towards knowledge and awareness using our SMART Diagnostic Programs. Contact us today to get started. CONTACT OUR TEAM TO GET STARTED! PROUD MEMBER OF ReMA (Recycled Materials Association) Did you know the waste and recycling industry faces an average turnover rate of 22%, nearly double the national average across all sectors? But here's the good news: a well-crafted employee benefits program can make a significant difference. Studies show that companies offering comprehensive benefits packages experience a 138% increase in job applications and a 26% rise in employee retention. Our expert benefits consultants specialize in addressing the unique challenges of the waste and recycling workforce, collaborating with you to design a tailored benefits package that stands out. From competitive health plans to industry-specific perks, we'll help you create a program that your employees and your bottom line will appreciate. BUILD A BENEFITS PROGRAM THAT YOUR TEAM WILL LOVE! "Cottingham & Butler’s deep understanding of the waste and recycling industry sets them apart. From their tailored insurance solutions to their hands-on safety training, they've helped us mitigate risks and optimize operations across our business. With Cottingham & Butler, we know we have a partner who truly understands our needs." Featured Expertise Empower Your Waste & Recycling Business The waste and recycling industry presents distinct challenges, with safety incidents averaging $46,000 per occurrence (SWANA) and annual operational risks costing up to $5.3 million (EREF). Imagine a future where your operational costs are streamlined, your workforce thrives in a safe environment, your contracts offer ironclad protection, and your cybersecurity defenses ward off threats effectively. This future is within your grasp, and it starts by embracing knowledge and awareness through our SMART Diagnostic Programs. CONTACT US FOR A FREE CONSULTATION Why Captive Insurance is the New Competitive Edge In today's fiercely competitive world, every edge matters. But are you overlooking a hidden opportunity to reduce costs, gain control, and unlock the true potential of your insurance? Say hello to Captive Insurance - the game-changing risk management strategy that’s no longer reserved for industry giants. It's rapidly becoming the secret weapon for forward-thinking manufacturers like you. Explore captive insurance benefits with our Cottingham & Butler team of experts. LEARN MORE ABOUT OUR TAILORED CAPTIVE SOLUTIONS Waste & Recycling Insight & Impact OSHA's New Walkaround Rule – Effective May 31, 2024 OSHA announced its final rule that clarifies employees’ rights to authorize a representative to accompany an OSHA compliance officer. Articles How to Survive an OSHA Inspection Learn how to survive an OSHA inspection and protect your operation from citations and fines. Articles Understanding Your Options: Standard Market, Self-Insurance, and Captive Insurance Programs Discover the advantages of Standard Market, Self-Insurance, and Captive Insurance programs. Articles VIEW MORE Contact Connect with a Waste & Recycling Expert!

In 1957, current Chairperson John E. Butler joined the family business as one of three employees. Under his leadership and vision, Cottingham & Butler has grown to over 1,300 employees nationwide. John E. Butler Chairperson In 1957, current Chairperson John E. Butler joined the family business as one of three employees. Under his leadership and vision, Cottingham & Butler has grown to over 1,300 employees nationwide. The firm’s growth has been propelled by John’s spirit of innovation and commitment to exceptional service, developing several alternative market facilities within the claim administration, health, managed care, and safety sectors. John’s current focus is the development and implementation of initiatives for the company’s continued vigorous growth. During his tenure at Cottingham & Butler, John served as director and acted as an executive committee member for both Assurex Global and the Council of Insurance Agents and Brokers. He is a former chair of the Iowa Association of Business and Industry. John resides in Dubuque, Iowa, where Cottingham & Butler is headquartered. He is an active member of his community, sitting on the Executive Committee of the Board for the University of Dubuque, and formerly the Grand Opera House Foundation. John was honored with the Junior Achievement Business Hall of Fame Lifetime Achievement Award. Regionally, John serves as a member of Chicago’s Executive Committee of the Noble Network of Charter Schools, as well as the Lyric Opera. John graduated from Babson College in Massachusetts with a BS in Business Administration, receiving his MBA with a concentration in Insurance from the Wharton School of the University of Pennsylvania.

Our cost management strategies integrate analytics, alternative funding methods, and forward-thinking claim management to minimize expenses and maintain the value of your investments. The Advantage Program Your Small Business. Our Expertise. The Advantage You Deserve. CONNECT WITH OUR TEAM Small businesses are the backbone of the American economy, driving innovation and creating jobs in communities across the nation. Yet when it comes to offering competitive employee benefits, small businesses face an uphill battle. The challenges are significant and growing, from rising healthcare costs to increasingly complex regulatory requirements. Cottingham & Butler’s Advantage Program specializes in helping small businesses get back the Advantage – providing the expertise and scale needed to help you compete for talent with a competitive benefit package, sustainable budget, and lean administrative team. Reimagining Your Benefits Strategy Improve employee satisfaction, save time & money. We craft tailored Employee Benefits Solutions that engage your workforce and optimize your bottom line. Time Savings Financial Savings Make Employees Happy Time Savings: Maximize Your Limited Resources Small business leaders wear multiple hats and often lack the luxury of building dedicated HR and finance teams. Our support system helps you navigate these challenges efficiently with: Dedicated client service team No phone trees In-depth self-service client portal Employee Benefits Hotline Expert technology advisors Financial Savings: Combat Rising Healthcare Costs Healthcare trends continue to drive double-digit cost increases, resulting in lower profits and forcing organizations to pass these burdens onto both customers and employees. Our approach helps you take control of these rising costs through: Preferred Small Business Healthcare Solutions Strategic Program Assessment Group Insurance Advantages Technology Credit Program See how we helped this Midwest-based real estate company avoid a $200,000 cost increase READ THE FULL CASE STUDY See how BETSY transformed this employers' open enrollment satisfaction and participation. READ THE FULL CASE STUDY Benefits That Make a Difference: Win the Talent Competition In today's fierce talent market, small businesses face unprecedented competition for qualified employees while trying to match larger organizations with extensive budgets and resources. We help level the playing field by providing: Competitive Intelligence Financial Wellness Resources Strategic Communications Support Micro-Strategy Session Recordings Simplified Benefit Solutions In just 30 minutes, you'll gain key insights into the benefits and healthcare trends directly impacting your business and discover solutions to the most challenging issues in the employee benefits space with real-world case studies of companies that have successfully implemented these strategies. WATCH THE SESSION Cost-Control Strategies Your Competition Doesn't Know Yet Check out this 30-minute strategy session to discover cost management techniques that don’t involve just moving your insurance carrier or raising deductibles. No fluff, just actionable strategies you can implement immediately. WATCH THE SESSION HR Time Saving Resources Between managing compliance, handling employee questions, and keeping up with regulations across different states, there never seems to be enough time in the day. This session covers accessible resources designed specifically to give businesses like yours precious time back. WATCH THE SESSION 3 Ways to Overcome Open Enrollment Challenges This recording provides HR professionals with strategies to streamline open enrollment through effective employee education, technology solutions, and communication tactics that help employees better understand and appreciate their benefits. WATCH THE SESSION Employee Benefits Insights Affordability of Benefits & Impact to Compensation Benefit costs are rising two to three times faster than inflation, and that's starting to throw off the balance between pay and benefits. On-Demand Compliance Webinars – On-Demand Library Our 2026 Compliance On-Demand Series is designed to keep you informed, prepared, and confident heading into every quarter. News A Carrier Walked Away. A Partner Stepped In. When ag retail hit a rough patch with carriers pulling out, coverage gaps at the worst possible time, Jamal Khali and his team at Farmers Co-op Association & Vision Ag needed more than a policy. They needed a partner. Case Studies VIEW MORE Connect with our Advantage Program Experts Today!

Begin your job search and discover exciting career opportunities at Cottingham & Butler! Begin your job search and discover exciting career opportunities at our company. Location: Filter by location Job Category Filter by job category Search Reset Location: Dubuque, Iowa, United States 2027 Summer Claims Adjuster Internship APPLY TODAY! Location: Dubuque, Iowa, United States 2027 Summer Client Service Internship APPLY TODAY! Location: Dubuque, Iowa, United States 2027 Summer Sales Internship APPLY TODAY! Location: Madison, Wisconsin, United States Account Executive APPLY TODAY! Location: Dubuque, Iowa, United States Account Executive APPLY TODAY! Location: Remote Account Executive APPLY TODAY! Location: Des Moines, Iowa, United States Account Executive APPLY TODAY! Location: Des Plaines, Illinois, United States Account Executive APPLY TODAY! Location: Dallas, Texas, United States Account Manager APPLY TODAY! Location: Dubuque, Iowa, United States Account Manager APPLY TODAY! 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