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Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Metalcasting Industry The largest and most experienced insurance broker serving the metalcasting and foundries industry. CONNECT WITH OUR TEAM Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Minimize Risk & Maximize Results with Proactive Risk Control With a strong emphasis on risk control, we offer unparalleled claims advocacy, loss control, Proactive loss prevention Claims advocacy & management Specialized coverage & services Proprietary, deep-dive program analysis Recognized as American Foundry Society (AFS) Affinity Broker. Trusted partner of the Foundry Industry Association (FIA) , North American Die Casting Association (NADCA) , and Non-Ferrous Founders Society (NFFS) . At Cottingham & Butler, we take great pride in our expertise in managing complex risks. Discover how we have successfully helped businesses like yours. LEARN MORE Metalcasting Meet with our Metalcasting Team Cottingham & Butler is proud to offer a proprietary property program and exclusive captive program. For more information, please fill out the below form today. Colin Green, Vice President John Link, Vice President Colin’s top priority is to act as a consultant to his clients by skillfully communicating complex risk management issues and placing the best coverage for the individual risks each client presents. With years of experience, John’s expertise overlaps in Property Casualty, Captives and Self-Insurance. John works primarily with medium to large commercial manufacturing and foundry clients. Madeline Harrison, Vice President Madeline Harrison is a Vice President and employe benefits consultant at Cottingham & Butler, where she advises clients on strategic initiatives, cost containment, compliance and administrative efficiency. Megan Haley, Risk Consultant Megan began her insurance career with Cottingham & Butler in 2023. Today, Megan specializes in the Manufacturing and Foundry space. Katie Hensley, Risk Consultant Katie began her insurance career as a Workers’ Compensation Adjustor. Today, Katie is a Property & Casualty Broker specializing in Manufacturing and Foundry clients. Metalcasting Insights 7 Best Practices for Managing Heat Stress in Indoor Work Environments Heat-related injury and illness are occupational hazards that impact many industries and affect millions of employees annually. Heat stress occurs when an individual’s body accumulates more heat than it can dissipate. Articles OSHA Proposes Rule to Remove Its Walking-Working Surfaces Standard Deadline OSHA recently published a proposed rule to remove the Nov. 18, 2036, deadline in its Walking-Working Surfaces standard. This standard would have required all fixed ladders extending more than 24 feet above a lower level to be equipped with personal fall arrest systems or ladder safety systems by this deadline. Articles Navigating Cybersecurity Challenges in the Manufacturing Industry The manufacturing sector has experienced rapid technological advancements over the past few years. Innovations like artificial intelligence (AI), smart machinery, equipment monitoring software, digital sales systems and analytics platforms continue to reshape the industry. Articles VIEW MORE

A member-owned group captive empowers your organization with control, financial flexibility, and the opportunity to generate substantial equity. Captives & Programs Providing best-in-class companies a competitive advantage by rewarding great performance. CONNECT WITH OUR TEAM Are you ready to break free from the limitations of traditional insurance? Group captives offer a dynamic solution for best-in-class companies to collaborate with like-minded peers, seize control of your risk financing strategy, and unlock the potential for substantial cost savings and shared profits. The Captive Advantage Video Experience the Captive Advantage with Cottingham & Butler We're not just managing captives, we're shaping the future of risk management. With 12 member-owned group captives under our belt, we have the experience and expertise needed to find a program that perfectly aligns with your strategic vision and financial goals. What’s the Difference? Standard Market For best-in-class businesses, traditional insurance has historically been the go-to-choice for managing risk. However, it often comes with costly challenges. Fluctuating insurance costs regardless of claims experience Market volatility beyond your control Limited influence over claims management The stress of last-minute renewals Insurance carrier retains profits Captive Program A group captive brings together best-in-class companies who join to form their own insurance company. The captive is controlled by its owners, enabling companies to break free from the standard market. Request a FREE personalized captive comparison Cottingham & Butler Captive clients have received over $350 million back in dividends . Who We Serve Transportation > Construction > Benefits Stop Loss > Food & Agribusiness > Manufacturing > The Captive Experts The Captive Experts Cottingham & Butler, a leading national insurance broker, has excelled in group captive insurance programs since 1993. Our 12 captives, with 380+ members, achieve an outstanding 99% renewal rate. Our success stems from our dedicated team, rigorous selection process, and consistently lower loss ratios compared to industry standards. A Suite of Resources Provides Support A Partnership That Led to Growth A Community of Peers Safety & Claims Experts Provide Relief How Joining a Captive Changed it All Captive Brochure Ready to learn more about our Captive Solutions? DOWNLOAD OUR CAPTIVE BROCHURE “When it came down to comparing our options and making a decision, we felt the Safe Trucking captive was the best fit for South East Carriers, Inc. We value the relationships we have built with other members and the C&B team.” Jeremy Gobble | President, Southeast Carriers, Inc. Captives & Programs Connect with our Captive Experts Today!

As a trusted insurance advisor, we help clients protect their most important assets through effective risk management and first-rate coverage. Insurance & Consulting As a trusted insurance advisor, we help our clients reimagine what’s possible. CONNECT WITH OUR TEAM Protecting your business and managing risk effectively requires first-rate coverage and a broker partner with a trusted reputation and exceptional industry expertise. Risk Management Services & Solutions We empower clients to effectively identify, assess, and proactively manage their risks. Our team of risk consultants provide expert guidance on a variety of insurance coverages, providing strategic advice for a range of exposures. Workers’ Compensation Property General Liability Auto Liability Cyber Liability Professional / E&O Umbrella / Excess Environmental Crime / Fidelity Surety Bonds Directors & Officers Inland Marine At Cottingham & Butler, we take a different approach to risk management. Using our comprehensive Risk Management Assessment, we dive deep into every client's program, uncovering their full risk profile. With tailored action plans, we help maximize protection, cut costs, and empower clients to navigate risk confidently, unlocking a future of informed decision-making and lasting success. LEARN MORE Optimizing Your Insurance Program Don't settle for a one-size-fits-all approach to insurance. At Cottingham & Butler, we believe in creating customized solutions that deliver exceptional value. Here's how we achieve it. More Markets, Better Value Our broad market access helps clients get the best coverage options at competitive rates, giving you more choices, flexibility, and cost-effective solutions. Team of Experts Our team is your team. Cottingham & Butler’s risk consultants work closely with you to ensure alignment between your business goals and insurance needs. Data-Driven Decision-Making Using our comprehensive Risk Management Assessment, we dive deep into every client's program, uncovering their full risk profile. With tailored action plans, we help maximize protection, cut costs, and empower clients to navigate risk confidently. Feeling limited by traditional insurance? At Cottingham & Butler, we understand that some risks require a more innovative approach. That's why we offer a full suite of captive and program solutions, empowering you to take greater control of your risk management strategy. Is a captive program right for you? FIND OUT NOW! Industry Partnership Cottingham & Butler is committed to every client’s success and proudly partners with the best in the industry to meet your business needs. 100+ Top Insurance Carrier Relationships Industry Expertise Our expertise spans across some of the most essential industries, giving us a unique and specialized perspective to help solve our client’s most critical business challenges. Transportation > Food & Agribusiness > Manufacturing > Construction > Insuranc & Consulting Connect with a Risk Advisor Today!

WEBINAR Too Good to Be True? The Truth About Captive Insurance for Trucking Tuesday, August 4 | 1-2 PM CST If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. August 4, 2026 1:00 PM VIRTUAL Learning Objectives Join Cottingham & Butler's Danny Badovinac, Andy Schmidt, and Jared Sweeney for a webinar that gets into not just what captives can do for trucking companies, but how —backed by real captive member data. By the end of this webinar, participants will be able to: Explain how group purchasing power works within a captive structure and why pooling risk among high-quality carriers creates pricing stability that the standard market can't match. Describe how the actuarially driven pricing model ties individual loss experience directly to premium, rewarding carriers who invest in safety and claims management. Identify the financial upside of captive participation, including how a traditionally fixed expense like insurance can become a source of profit through dividends. Your Host Jared Sweeney VP Sales, NSTD Andy Schmidt VP Sales, Transportation Danny Badovinac Manager, Captives & Programs - Cottingham & Butler Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

We firmly believe in the extraordinary capabilities of people. Our commitment is to unleash that potential by empowering our team to take on new challenges, creating remarkable outcomes for our clients. Join a team that celebrates your talents, where your contributions make a genuine impact on the business. People are capable of amazing things EXPLORE CAREER OPPORTUNITIES At Cottingham & Butler, we firmly believe in the extraordinary capabilities of people. Our commitment is to unleash that potential by empowering our team to take on new challenges that create remarkable outcomes for our clients. Join a team that celebrates your talents and where your contributions make a genuine impact on the business. Learn more about what we do, who we are, and why you’ll love working here too. Sales Career Earn trusted advisor status with some of the best companies across the country. Help owners and senior-level executives transform how they manage their business and solve some of their greatest challenges when it matters most. EXPLORE SALES CAREERS Meet Colin, Sales Superstar > Service Career Join a dynamic team of professionals who are committed to delivering exceptional client value and service, every day. Raise the bar by advocating, inventing, and delivering results for organizations across a variety of industries. JOIN OUR SERVICE TEAM Meet Blythe, Service Champion > Corporate Career Join a trusted corporate resource team, responsible for delivering operational excellence that supports our rapid growth. Together, we share the goal of delivering specialized service and expertise that help moves the business forward. EXPLORE CAREER OPPORTUNITIES Meet George, Creative Achiever > Interns & New Grads As a young professional, you'll be immersed into a team that mentors you to master the business, empowering you to start problem-solving and delivering client value from day one. EXPLORE OUR STUDENT OPPORTUNITIES Meet Sydney, Passionate Problem-Solver > Better Every Day At Cottingham & Butler we believe in the power of continuous improvement. That's why "Better Every Day" isn't just our slogan, it's the driving force behind everything we do. It shapes our interactions with clients, strengthens team connections, and positively impacts the communities we serve. Ready to work for a company that prioritizes your well-being? A career here gets you access to a variety of benefits + perks that help you be your happiest, healthiest self. We are committed to helping our team grow personally and professionally, with benefits built to support every stage of life. Health & Wellness Medical, Dental, Vision, Rx Free Telehealth Paid Disability Brain Health Resources Wealth Benefits 401K Profit Sharing Tax-Advantaged Accounts Dependent Scholarship Program Time & Family Paid Time Off Employee Discounts Holiday Club Onsite Dining & Fitness Supporting Working Parents We know the importance of family, so at our home office in Dubuque, Iowa, we have a childcare center where employees receive special rates and are offered first availability at this state-of-the-art facility. Powered by New Horizon Academy, our childcare center includes thoughtfully designed curriculums that foster a love for learning. Hear insight from Cottingham & Butler teammates! EXPLORE MORE Begin your job search now and discover exciting career opportunities at our company. Featured Roles Entry Level Sales Executive Senior Accountant Employee Benefits Client Consultant APPLY TODAY! APPLY TODAY! APPLY TODAY! View all career opportunities > Connect with our Recruiting Team!

WEBINAR OSHA Recordkeeping & ITA Compliance Wednesday, December 16th | 1-2 PM CST In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. December 16, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host TJ Greenwood Manager – Safety Management Services Company Upcoming Events WEBINAR July 13, 2026 Leave of Absence Management in Trucking When an employee goes on leave, the compliance clock starts immediately. In this session, Cottingham & Butler VP of Compliance Bret McKitrick, JD breaks down the layered framework employers must navigate — from applicable law to plan documents to handbook policies — so you can handle every leave situation consistently and compliantly. Read More Register Now WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Read More Register Now WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Read More Register Now WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Read More Register Now WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Read More Register Now IN-PERSON July 22, 2026 Healthcare Costs Panel Discussion / Peoria, IL Rising healthcare costs affect every employer in the room, but the full picture rarely gets discussed openly. This moderated panel brings together perspectives from across the healthcare landscape - including hospital administration, health insurance carriers, physicians, and pharmacy - to give you a seat at a conversation that usually happens behind closed doors. Audience participation and open Q&A are built into the format, so come with your questions. Read More Register Now View All Events Connect with a C&B Representative Today!

For over 15 years, Cottingham & Butler has collected data from motor carriers coast to coast through the Trucking Benchmark Survey to provide participants with a detailed outlook on how their benefits and compensation programs compare against others in the industry. Unlock the Power of Data for Your Trucking Business REQUEST THE FULL 2026 REPORT! In today’s competitive trucking landscape, every dollar counts. For over 16 years, Cottingham & Butler has been dedicated to helping motor carriers like yours navigate the complexities of employee benefits and compensation. The Trucking Benchmark Compensation & Benefits Survey—your essential tool for ensuring you’re not overspending while still attracting top talent. Did you miss the opportunity to participate in our 2026 survey? If so, download the FREE sneak peak , offering you glimpse into the comprehensive report. GET YOUR FREE 2026 INSIDE LOOK NOW! Request the Full 2026 Trucking Benchmark Report Why Participate? High driver turnover isn't just a statistic – it's a seismic blow to your trucking company's bottom line. Research shows that losing just one driver can cost your company up to $11,500, factoring in recruitment, training, and lost productivity expenses. Recruiting and retaining top-quality drivers is crucial for the success of any motor carrier. The Cottingham & Butler Trucking Benchmark Survey offers insights into: Driver compensation & bonus structures Paid time off strategies Detailed Medical and Rx Plan Benchmarks Miscellaneous benefits tailored to the trucking industry Gain a competitive advantage and elevate your cost management strategies by benchmarking your programs against industry peers. Join over 30 states already leveraging the Trucking Benchmark Compensation & Benefits Survey to make data-driven decisions. Take the first step today and discover how your company's benefits and compensation stack up against industry standards. Together, we'll optimize your financial strategy to keep your business competitive while maintaining a healthy bottom line. Transportation Insight & Impact Helping Brokers Identify Small Fleets Cottingham & Butler works with owner-operators and small fleets every day, helping them strengthen the safety, insurance, and operational areas that matter most to brokers and shippers. Learn what makes a carrier stand out — and how proper coverage plays a role in winning freight opportunities. Articles The New Insurance Playbook: Surviving and Winning in a Shifting Market The trucking insurance market has fundamentally changed. Here's what carriers need to know to stop reacting and start winning. Transportation Crash Data Analysis: What Your Fleet's History is Telling You Hosted by SMSC Safety Consultant Barry Wertz, "Crash Data Analysis: What Your Fleet's History is Telling You" explored Excel's essential features that turn raw data into actionable insights. On-Demand VIEW MORE Whether you need clarification on survey data or want to discuss optimizing your benefits strategy, we're just a message away. Jill Lange Sales Executive Kim Beck Senior Vice President Jamie Bishop Vice President Eddie Rios Vice President Jackie Ronning Vice President Mark Rapp Sales Executive TBS Connect with our team of trucking benefits experts!

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success.

Doing the right thing for our clients, communities and coworkers is at the heart of our culture. Our people embody the Better Every Day mindset through impactful giving, from volunteering and company drives to annual donations supporting hundreds of non-profits. Together, we improve lives and strengthen communities. Doing Good Is Who We Are Doing the right thing for our clients, communities and coworkers is at the heart of our culture. Our people embody the Better Every Day mindset through impactful giving, from volunteering and company drives to annual donations supporting hundreds of non-profits. Together, we improve lives and strengthen communities. C&B Better Initiative Fueled by a shared vision and the dedication of over 100 teammates, the C&B Better Initiative has poured over $100,000 back into our local community. See Our Impact > Annual Holiday Drive Since 2009, our annual Holiday Drive has partnered with Toys For Tots, Opening Doors, and The Barriers Project, spreading joy and support to local families. Learn How We Spread Joy > United Way Campaign Dare to go over the edge? Every year, our daring and big-hearted C&B teammates willingly rappel down a 10-story building to support the United Way. Why We Go Over the Edge > Opening Doors The Red Basket Project Junior Achievement Little Hero League The Riverview Center The Fountain of Youth Program Join Our Better Every Day Team!

Gain control over your healthcare expenses, reduce financial risk, and access tailored coverage with our Stop Loss Captive solutions. Our expertise and innovative approach ensure you're covered, and your bottom line is protected. Stop Loss Captive Solutions Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Gain control over your healthcare expenses, reduce financial risk, and access tailored coverage with our Stop Loss Captive solutions. Our expertise and innovative approach ensure you're covered, and your bottom line is protected. Captive Advantage A growing number of employers are considering medical stop loss group captives as a strategic alternative to both traditional first-dollar health insurance and self-funded programs. Guide Re is a member owned group captive managed by Cottingham & Butler, that harnesses the benefits of self-funded health plans while incorporating a captive insurance overlay and allows flexibility to tailor health programs to your unique requirements. Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Deerwalk Analytics is a state-of-the-art population health management and healthcare analytics engine that provides employers with meaningful insights to better manage and analyze their costs, care quality, and risk of populations SCHEDULE A DEMO WITH OUR TEAM Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Stop Loss Captive Contact our Stop Loss Captive Experts Today!

The Cottingham & Butler group captive insurance model allows trucking companies to break free from the standard market, take control of their insurance program, reduce costs, and invest in themselves. Transportation Captives Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Cottingham & Butler transportation captives provide best-in-class companies a competitive advantage by rewarding great performance. Captive Advantage LEARN MORE ABOUT THE CAPTIVE ADVANTAGE Securing Your Future With Our Experience With substantial experience supporting risk-sharing alternatives, you can count on Cottingham & Butler’s rich experience, expertise, and innovative captive solutions. The Cottingham & Butler Group Captive Insurance Model allows trucking companies to break free from the standard market, take control of their insurance program, reduce costs, and invest in themselves. Sole Producer for the World's Two Largest Transportation Captives Serving Over 252 Transportation Captive Members Globally Achieving a Remarkable 99% Member Retention Rate Leveraging Over 300 In-House Trucking Insurance Experts Comprehensive Programs and Services To Prepare You for Captive Insurance Dedicated In-House Teams Focused on Transportation Claims and Safety Establishing and Managing Industry Leading Captives Since 1992 Knowledge & Resources Trucking Companies Turn to Captive Insurance Programs to Control Rising Insurance Costs READ THE FULL ARTICLE Current Quarter Market Report DOWNLOAD THE 2024 Q4 REPORT Ready to learn more about our Transportation Captive Solutions? VIEW OUR CAPTIVE BROCHURE Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact Captives: Why the Right Companies Are Leaning In & Why Now Is the Perfect Time Discover why mid-market food, ag, and processing companies are turning to captive insurance for pricing stability, underwriting profit, and long-term cost control in today's unpredictable casualty market. Articles 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies VIEW MORE Transportation Captive Contact Contact our Transportation Captive Experts Today!

As the construction industry continues to grow and change, our team of construction insurance and surety specialists is here to help you understand the unique challenges facing your business. Whether you engage in residential, commercial, or municipal projects, we provide customized coverage and service solutions designed to address your specific needs. Construction Industry Cottingham & Butler provides tailored insurance solutions for the construction industry's complex and evolving risks. Don't let construction's dynamic challenges hold you back. Our construction insurance and surety experts become an extension of your team, crafting customized solutions to address your specific project risks – residential, commercial, or municipal. We provide expertise and insurance solutions to address a range of construction business exposures. Coverage Solutions Alternative risk (high deductible structure programs, captives, and risk-sharing pools) Auto Builder’s risk Contractors Professional Contractors Pollution Drone coverage Environmental risks General liability coverage Management Liability (D&O/EPL/Fiduciary/Crime) and Cyber OCIP / CCIP / Wrap-Ups Professional liability insurance Property Surety Umbrella / Excess Workers’ compensation Service Solutions Certificate review Claims advocacy and management COI Tracking Software (RMC) Contract review and insurance policy compliance Contractual risk transfer consulting Experience modification review and analysis Full suite of safety services via wholly owned safety management service company Surety Bonds Toolbox Talks / Safety Training Videos Build Smarter, Build Stronger with CSIL In today's competitive construction landscape, every edge counts. CSIL, Cottingham & Butler’s member-owned group construction captive, empowers you to take control of your insurance destiny. Discover the CSIL captive advantage Featured Expertise The World of Construction Thrives on Trust The world of construction thrives on trust. From blueprints to finished structures, the entire process relies on the commitment of various parties. But what happens when things don't go according to plan? Enter surety bonds – the unseen guarantor of project completion in the construction industry. Investing in a surety bond is an investment in project success. It minimizes financial risks, opens doors to new opportunities, and fosters a collaborative environment built on trust. At Cottingham & Butler, our team of experts helps navigate the surety bond process, securing the most competitive rates and customized solutions for your specific construction needs. EXPLORE BOND OPTIONS Don't Let Statistics Define Your Safety Culture While the construction industry is vital to our modern world, it also holds it’s inherent safety risks. According to the Bureau of Labor Statistics, construction fatalities occur at a rate of 9.6 per 100,000 workers – significantly higher than the national average. These statistics translate to real challenges – workers’ compensation claims, project delays, and increased insurance premiums all stem from a weak safety culture. The good news? A proactive safety approach dramatically reduces these risks. Cottingham & Butler offers comprehensive safety services, including risk assessments and training programs, to empower construction companies to prioritize safety. START BUILDING A SAFER WORKPLACE TODAY! Download our construction brochure to learn more about our team, risk and insurance solutions, safety services, and more! DOWNLOAD OUR CONSTRUCTION BROCHURE Contractual obligations can be complex, but when properly managed, they can help manage the risks inherent to construction contractors. As a Cottingham & Butler client, you get exclusive access to insurance coverage law attorneys, providing the contractual risk transfer guidance you need, and the peace of mind you deserve. LEARN MORE Construction Insight & Impact Key Takeaways from CFMA National: Strengthening Readiness, Relationships, and Results Cottingham and Butler recently returned from another outstanding CFMA National Conference feeling energized, grateful, and more aligned than ever with the evolving needs of the construction industry. Articles Project Delays and Cost Overruns Project delays and cost overruns are common in the construction sector, as project delivery depends on many moving parts and can be disrupted by factors such as adverse weather, economic volatility, and shifting scope and design requirements. Articles OSHA Proposes Rule to Remove Its Walking-Working Surfaces Standard Deadline OSHA recently published a proposed rule to remove the Nov. 18, 2036, deadline in its Walking-Working Surfaces standard. This standard would have required all fixed ladders extending more than 24 feet above a lower level to be equipped with personal fall arrest systems or ladder safety systems by this deadline. Articles VIEW MORE Connect with a Construction Expert!