Cottingham & Butler Mastering Your Resume: A Guide for College Graduates Up Published on Written by: Page View January 1, 2024 Cottingham & Butler As you prepare to transition from college to the professional world, creating a compelling resume is key for landing your dream job. Your resume serves as your personal marketing tool, showcasing your skills, experiences, and qualifications to potential employers. Here's a complete guide to help you master and maximize your resume as a recent college graduate: Start with a Strong Heading: Open your resume with a clear and professional heading that includes your full name, contact information, and optionally, your LinkedIn profile URL. Make sure your email address is professional and avoid using nicknames or unprofessional handles. Craft a Compelling Personal Statement: Follow your heading with a brief personal statement that highlights your career goals, key skills, and what you bring to the table as a candidate. Tailor this section to the specific role or industry you're targeting and keep it brief but impactful. Highlight Your Education: As a recent graduate, your education section should be prominently featured on your resume. Include the name of your institution, the name of your degree, your major/minor, graduation date (or expected graduation date), any academic honors or awards you've received, and optionally, your GPA. Showcase Relevant Experience: Next, outline your relevant work experience, internships, volunteer work, and extracurricular activities. Focus on experiences that are directly related to the job you're applying for and use action verbs to describe your accomplishments and responsibilities. Quantify your achievements whenever possible to demonstrate tangible results. Be sure to list the most to least recent. Emphasize Transferable Skills: Highlight transferable skills gained through your coursework, internships, and extracurricular activities that are applicable to the job you're seeking. These may include communication skills, leadership abilities, problem-solving capabilities, and teamwork. Include Additional Sections as Needed: Depending on your background and experiences, consider adding additional sections to your resume, such as relevant coursework, certifications, professional affiliations, athletics, clubs and organizations, language proficiency, or technical skills. Only include sections that elevate your application and are relevant to the job you're applying for. Proofread and Format Professionally: Before submitting your resume, thoroughly proofread it to check for any spelling or grammatical errors. Additionally, ensure that your resume is formatted professionally and consistently, using clear headings, bullet points, and an easy-to-read font, but also don’t be afraid to let your personality shine through. Keep your resume length to one page whenever possible. Seek Feedback and Revise: Don't hesitate to seek feedback on your resume from trusted mentors, career advisors, or other professionals. Incorporate their suggestions and revise your resume accordingly to ensure it’s polished and effective. Submitting and Sharing Your Resume: Once your resume is finalized, it's time to submit it to your potential employer. Follow the application instructions provided in the job posting, whether it's through an online application portal, email, or mail. Additionally, consider sharing your resume with your network of contacts, including family, friends, professors, and alumni. Networking can often lead to valuable job opportunities and referrals. By following these tips and strategies, you'll be well-equipped to create a standout resume that effectively showcases your strengths and accomplishments as a recent college graduate. Good luck on your job search journey! Discover exciting career opportunities at Cottingham & Butler today! Whether you're seeking a full-time position or internship opportunity, we're always eager to welcome talented young professionals like you to our team. View All Posts TAGS: Article Cottingham & Butler Upcoming Events WEBINAR August 4, 2026 Too Good to Be True? The Truth About Captive Insurance for Trucking If you've heard the pitch on captive insurance—dividends, pricing stability, control over claims—and thought it sounded a little too good to be true, you're not alone. In a market where commercial auto premiums seem to climb without end, bold claims about captives deserve a closer look. Register Now! Register Now! WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

Construction Bond Producer vs. Surety Advisor: Beyond the Bond Up Published on Written by: Page View October 7, 2016 Cottingham & Butler When you're looking for a solid bonding relationship, shouldn't it be built on a complete risk review and not simply on a complete financial review? Sure, your financials are strong, but they can be misleading or downright unreliable if your surety team hasn't gone beyond just delivering a bond. Imagine facing an uncovered loss with a full backlog and no money to prosecute the work. It's bonded work and that means the surety must step in and complete it; you didn't forget you personally indemnified that bond, did you? Imagine facing a serious loss where your limits were adequate to your company's net worth 3 years ago but haven't contemplated that new $4,000,000 in revenue you've added since then. Are you a bigger target at $6,000,000 revenue than you were at $2,000,000? You've bonded these jobs, and you've produced a clear, contractual financial guarantee in which you are fully indemnifying the surety both corporately and personally. When you set those insurance limits, didn't at least part of that calculation take into consideration the corporate veil, your protections personally against liability? Of course they did. Did you adjust those limits when you took on a project which, through that personal indemnity pierces the veil and leaves you personally exposed? This is piercing the veil from the inside. You may not experience a loss that can break through the veil head on but an uncovered loss or a loss with inadequate limits can wreak havoc on current operations and leave you staring down the barrel of a sizeable bond loss. You might enjoy personal protection from the veil on the insurance claim but what if that claim wipes out the working capital in your company? The surety still has your personal indemnity option to complete that work and pay those subs on your behalf. How's that veil doing? In most cases, it's not that one swift blow. It's usually a long-term effect of your company under siege where you and your senior management lose focus on critical day-to-day management and new growth as your energy and money pour into defending what you've built. Performance, morale, cash flow, revenue..... the spiral can be awful. We have the experience and the rounded team who will provide this in-depth review. The people who are not merely up-to-date on emerging risks but up-to-date with how fluid those risks are when considered by a company heavily involved in modern construction. The Bond Producer will get you the bond and call it a success and, yes, we do that too. We "get the bond" every day, and most days, on an hourly basis. The Surety Advisor delivers that bond along with these and other critical services that should be the standard, but we all know aren't. From clients just starting out and in search of their first $300,000 bond, to firms with over 100 years in contracting and bond lines in excess of $150,000,000, we have the experience, team, and drive to deliver beyond the bond. View All Posts TAGS: Article Construction Surety Bonds Upcoming Events WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Register Now! Register Now! WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

Employee Benefits Providing a Better Open Enrollment Solution Up Published on Written by: Page View December 28, 2022 Cottingham & Butler A West Virginia manufacturing company wanted to communicate more effectively and implement a holistic benefits package to compete with other surrounding employers. Cottingham & Butler’s employee benefits team got to work by utilizing our unique benchmarking tool to analyze the data and bring various plan options to best fit their employees. Following the employer’s decisions to ensure their employees were appropriately covered by the non-medical lines of coverage, the next most important component was communicating the wonderful enhancements and allowing employees to use technology to enroll versus the outdated paper enrollment forms. They used Cottingham & Butler’s proprietary enrollment text system called BETSY . Our Results Paid Life & Disability Review We reviewed the company’s paid life insurance and disability to restructure the plan and adequately insure employees. This led to a $9M increase in life insurance protection and a weekly income protection increase of $30k. Open Enrollment Solutions After we implemented our easy-to-use and efficient open enrollment solution, BETSY, we were able to move away from the dated paper enrollment process, which allows employees the ability to enroll anywhere at any time and creates administrative ease for HR staff. Enhanced Benefit Plan Communications By offering a wide variety of communication mediums in phased approaches, there was a 100% completion rate and over 50% enrollment in all coverages. Enrollment Satisfaction & Utilization Employees reported back appreciating the upgrades to the communications and benefit plan, according to the employee feedback survey. View All Posts TAGS: Case Study Employee Benefits Employee Rewards & Engagement HR Efficiency Upcoming Events WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Register Now! Register Now! WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

General Industry OSHA Reporting and Recordkeeping Compliance Updates Up Published on Written by: Page View December 27, 2023 Cottingham & Butler Did you know companies, with 11 or more employees, are required to maintain and post an OSHA log? What is an OSHA 300 Log, and when does OSHA need to be notified of an injury? Failure to maintain proper recordkeeping, or incorrectly doing so, could lead to large fines. Learn what you need to know about OSHA recordkeeping and reporting, as well as recent changes to reporting requirements. Click here to download the presentation slides. View All Posts TAGS: On-Demand Webinar General Industry Safety Upcoming Events WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Register Now! Register Now! WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

Employee Benefits A 33% Decrease to Health Insurance Spend in 3 Years Up Published on Written by: Page View April 15, 2022 Cottingham & Butler A county in northeastern Wisconsin was facing a 6% increase in their health insurance costs. Cottingham & Butler's public sector team was invited to conduct our 3C's analysis, where we benchmark coverage, cost, and consumption compared to peer counties and municipalities in the area. This analysis leads to identifying areas for opportunity and allows us to make targeted quantifiable recommendations. Pharmacy Contract Review We renegotiated the pharmacy benefit manager contract, moving from a 3-year to a 1-year contract. We also introduced step-therapy and coupon tracking on medications that led to $115k in savings. Tenure-Based Opt Out We implemented a $5,000 cash opt-out based on tenure. This was an added benefit offered to employees with over 20 years of service to the County that led to over $84k in savings. High-Performance Network We recommended that the County introduce a tiered high-performance network, incenting members (but not mandating them) to use high-quality, low-cost providers leading to over $280k in savings. View All Posts TAGS: Case Study Employee Benefits Cost Management Upcoming Events WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Register Now! Register Now! WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

Manufacturing Managing a "Hard" Insurance Market Up Published on Written by: Page View May 16, 2023 John Link In the 1996 movie classic, “Twister,” Dusty runs out of the RV at the drive-in movie theater and yells to Bill, “It’s coming! It’s coming straight for us!” and Bill replies with an apprehensive and fearful look at the ominous, night sky, “It’s already here.” That scene reminds me of the property insurance world and the hard market. The “hard market” isn’t coming—it’s already here! For those of you new to this terminology, a “hard” insurance market represents a period of rising rates, less capacity, and unfavorable terms mandated by insurance companies to the insurance buyer. Our team at Cottingham & Butler has been sounding the bell about the hard market, and dealing with a challenging property renewal is less about “if” than “when.” Ten years ago, a dozen admitted insurance carriers would insure property insurance for foundries—today there are less than five. This article is designed around what you can do to be prepared to manage upcoming insurance renewals. Let’s start with a brief overview of the current insurance market. Property insurance is no longer (and hasn’t been for a while) a regional issue. In today’s climate, what happens in Florida or California, affects us in the Midwest and vice versa. We’ve dealt with wildfires, windstorms, snowstorms, hurricanes, and flooding. These natural catastrophes have caused many billions of dollars in claims costs to insurers. In 2022, natural disaster damages were over $115 billion and that follows $121 billion in 2021. Along with those disasters, the industry still manages the additional losses from less catastrophic but just as costly claims ranging from fires and explosions to broken water pipes. View the column in Modern Casting's digital edition. In response, insurance carriers and their insurance providers (known as reinsurance carriers) are increasing their rates, diminishing their appetite for risk, offering less favorable terms, and heightening underwriting scrutiny. In December 2022, Ernst & Young Global predicted reinsurance rates to rise 50% during the January 2023 renewals, setting the stage for further increases throughout 2023. Another factor impacting insurance costs is the valuation of assets and inflation. The material costs of construction (e.g., concrete, drywall, pvc pipes, etc.) are up as much as 53% year-over-year. Lumber cost is the one category that saw a reduction during 2022. With that in consideration, many property valuations on insurance schedules are likely undervalued versus their true cost. The cost to rebuild your facility is significantly higher than it was three or four years ago. When was the last time you had a formal appraisal of the cost to replace your building? Likely you haven’t and therefore insurance carriers are scrutinizing the cost per square foot much closer. One final factor for the foundry industry is reputation. Google search “foundry fires” and “foundry accidents” and look at just the first results page. This is what underwriters and insurance company analysts see and use to formulate their opinions about foundries. Despite the fact that every day, 1,750 foundries are operating safely, historical events influence and cast doubt on the viability of a foundry as a good underwriting risk. These factors create the perfect storm for insurance companies to dictate purchasing terms in what we collectively call a “hard” market. In some cases, insurance companies are simply walking away from insuring what they consider “riskier” businesses. Metalcasting is one category that is considered high risk and unfavorable for underwriting. From the graph in Figure 1, the property market is seeing continued upward pressure for the last six years with a substantial spike during the latter part of 2022. The first quarter of 2023 rate increases so far have continued their upward trend. With that said, you can survive the hard market. It takes additional work and effort on your part and the part of your insurance broker, however. Here are some strategies on what we can collectively do to get through these challenging conditions:   1. Strategize with your broker and do it early! The standard approach taken by insurance brokers for the renewal process is to make submissions 90 days in advance of the expiration date with the likelihood of having the renewal finalized two weeks before your policies expire. That process works in a soft market but in the market we are in today, that process will fail. Instead, have your planning meeting five months in advance of the expiration date, update all underwriting materials, and make sure submissions go out early. Every insurance company is going to want loss control, every insurance company is going to question the values, and every insurance company is going to have to go to their reinsurance markets to build limits for your business. This takes time so use it to your advantage.   2. Decide on your risk tolerance. What deductibles can you live with? Does every structure need to be insured? Does the program need to be on replacement cost or would actual cash value suffice? These are questions many businesses are considering in order to lower their insurance premiums.  3. Update your values. When was the last time you hired an appraisal company to provide a true estimate on the replacement cost value of your buildings and equipment? When I ask that question, the answer is typically “It’s been years” or “Never.” Insurance companies are going to demand the values of your buildings be based on either a third-party valuation or another metric for you to justify why your 50,000-sq.-ft. facility is insured for $2.5 million when their data suggests it should be valued at $6 million. Higher values drive more premium, which insurance companies want; therefore, take control and tell them what your values are. If you don’t, they will dictate those terms to you, which could cost you tens of thousands of dollars.   4. Satisfy the loss control recommendations. This may be the most critical area for your team to review and the one area you can directly control. Remember when the loss control person from the insurance company visited your facility and then provided you a list of “recommendations” for improvements? You likely “filed” this and moved on with your day. No more! If those recommendations (let’s call them mandates) are not addressed or completed to the insurer’s satisfaction, there is a high likelihood that insurance carrier will non-renew your insurance policies.Key areas to review are: Fire protection: We all know we can’t have sprinkler systems over the pour floor, but insurance carriers will expect sprinkler systems everywhere else, especially your pattern and mold shops and storage areas. Hot work permit systems: I’ve seen this on almost every inspection report and the requirement to have a hot work scope of work and procedures written out in detail. Dust collection: More and more carriers will want to see updated dust collections systems with spark detection and fire suppression as part of the system. Flammables: Everything from 275-gallon solvent totes to 1 gallon paint cans need to be stored properly and away from heat and flame. I had one insurance carrier dictate they would only offer a quote if the foundry would build a separate building with sprinklers for the foundry to store all their placard flammable materials.   5. Be thorough in your description of operations. Do your insurance underwriters actually know who you are and what you do and what makes your business different from all the other metalcasters they get submissions on? Having a narrative or a “description of operations” on your business is an often overlooked part of the insurance marketing process, but if you don’t have one, then you are relying on an application and the Google search the underwriter will review to be the narrative. Again, take control and get your story told the way you want it told.   6. Know your insurance policies. I know you are working with your broker to be your advisor, but I would suggest educating yourself on what is in your insurance policy and what you are actually paying premium for. How is the business interruption and extra expense calculated? Is your policy a blanket or scheduled? What are the sub-limits? The key is to be an educated consumer so you can negotiate your options effectively.  7. Meet with underwriters directly (if this makes sense). This goes hand in hand with the description of operations discussion in that the underwriters need to know who you are and your business. Do you know many of the underwriters I speak with have never been in a foundry? Yet, we expect them to write the insurance for you! Work on getting your underwriter to come to your facility so they can see firsthand your operations and what you are doing to make your operations best in class. If you don’t feel your facility is ready for an underwriter visit, consult with your broker to uncover the steps to be prepared for this visit. The hard market is not going away anytime soon. In this market the insurance companies control who they will sell to and the terms of the sale. As buyers of insurance, the more educated we can be about the seller’s interests the better we can position ourselves for the best terms. Therefore, take charge of what you can control: Update the valuation of your assets. Conduct and document safety, site management, and basic housekeeping. Document and communicate facility upgrades and improvements. Create a clear description of operations. Partner with your insurance broker/agent for a renewal marketing plan. There are many things we cannot control, such as the facultative reinsurance market or if the insurance company “suits” decide they are pulling out of writing more foundries. However, focusing on what we can control and taking action will drive results. An adage around our firm is, “We can’t direct the wind, but we can adjust the sails.” As the storm continues to churn and winds blow, let’s adjust the sails and find calmer seas. JOHN LINK, CPCU,CIC Vice President, Risk Management 563.590.0428 jlink@cottinghambutler.com View All Posts TAGS: Article Manufacturing Metalcasting Upcoming Events WEBINAR SERIES September 24, 2026 Open Enrollment – Renewal Checklist Open enrollment season comes with a long to-do list — this webinar helps you work through it with confidence. We'll walk through key tasks from plan review and employee communications to system updates and post-enrollment audits, plus a regulatory and legislative update on recent changes that may impact your 2027 offerings and year-end compliance items to help you close out the year strong. Register Now! Register Now! WEBINAR August 20, 2026 HSAs vs. FSAs vs. HRAs Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar breaks down the similarities and key differences among these plans — including eligibility, funding rules, tax treatment, and portability — and explores how employers can strategically leverage each option to support workforce needs while staying compliant. Register Now! Register Now! WEBINAR July 16, 2026 Mid-Year Regulatory Update Regulatory change doesn't slow down, and neither should your compliance strategy. This mid-year update recaps the most important benefits and employment law developments from the first half of 2026, plus a look ahead at what's coming and practical takeaways to help employers navigate the rest of the year. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON Better Every Day Seminar / Trucking / Dallas Wednesday-Thursday | April 29-30, 2026 Renaissance Dallas Hotel Join us in Dallas, TX at the Renaissance Dallas Hotel for our first annual Trucking Seminar where industry leaders will share proven strategies to tackle your biggest challenges in 2026. Discover what's actually working to attract and retain talent through our exclusive 2025 Trucking Compensation & Benchmark survey results, learn how top-performing carriers are beating industry turnover trends, and gain actionable tactics to reduce rising prescription drug costs without driver backlash. We'll also cover critical compliance topics like leave of absence management and high-risk member care strategies that protect your bottom line while keeping operations running smoothly. April 29-30, 2026 8:00 AM Dallas, TX An Agenda Filled with Insight April 29th 6:00 PM | Networking Dinner at Renaissance Dallas Hotel rooftop lounge April 30th 8AM-9AM | Breakfast & Registration 9AM – 9:15AM | Welcome and thank you sponsors 9:15AM – 10AM | 2026 Trucking Comp & Benchmark Highlights 10AM - 10:45AM | Beating the Trend: What Top Performing Trucking Companies Differently 10:45AM - 11AM | BREAK 11:00AM - 11:30AM | Best Practices for Reducing RX Spend 11:30AM – 12:30 PM | LUNCH 12:30PM – 1:15PM | Managing High-Risk Health Plan Members 1:15PM – 2:00PM | Leave of Absence Management in Trucking 2:00PM – 2:10PM | BREAK 2:10PM – 2:45PM | Chronic Condition Management 2:45PM – 3:00PM | Closing Remarks View Full Agenda Interested in Sponsoring this event? Check out our Sponsorship Opportunities Presenters Dr. Nate Harold Chief Pharmacy Officer - MedOne Bret McKitrick VP, Benefits – Cottingham & Butler Michael Kelly Michael Kelly | Healthcheck360 Kim Beck Senior VP, Benefits - Cottingham & Butler Jamie Bishop VP Sales, Benefits – Cottingham & Butler Jackie Ronning VP Sales, Benefits - Cottingham & Butler Thank You Sponsors Upcoming Events IN-PERSON August 26-27, 2026 2026 Transportation Summit The Cottingham & Butler Transportation Summit brings together over 550 trucking executives for two days of high-impact networking and insights designed to drive your business forward. Join us August 26-27, 2026 in Schaumburg, IL to discover cutting-edge strategies, connect with industry leaders, and gain proven frameworks that will help you go ALL IN and drive measurable growth. Read More Register Now WEBINAR June 18, 2026 Nondiscrimination Rules Differentiating benefits can be a strategic tool for employers — but not all differences are allowed. This webinar will help employers understand when and how they can differentiate benefit programs while staying compliant. In this session, we'll break down the various nondiscrimination requirements that apply to employee benefit plans, including tax code testing rules for highly compensated and key employees and protections against discrimination based on health status, disability, and other protected characteristics. Read More Register Now IN-PERSON June 23 - 25, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Read More Register Now WEBINAR May 21, 2026 Leaves of Absence: Focus on State Mandates As leave laws evolve, administering employee benefits during protected and unpaid leaves has become increasingly nuanced. In this session, we'll break down employer obligations, benefit continuation requirements, and key decision points when coordinating federal, state, and company leave policies. Special focus will be given to how expanding state paid leave programs are reshaping employer responsibilities and compliance strategies. Read More Register Now IN-PERSON May 31, 2026 Cottingham & Butler/Guignard Company Happy Hour Attending the CFMA Construction Financial Management Association Conference in Phoenix? Don’t miss the chance to relax and connect with fellow industry professionals at an exclusive evening hosted by Cottingham & Butler and Guignard Company. Read More Register Now IN-PERSON May 28th, 2026 Benefits Seminar | Power Hour Rising healthcare costs are inevitable, but how much you absorb may not be. Many employers are leaving significant savings on the table by only using surface-level fixes like raising deductibles or shopping the market. C&B’s approach works with employers across 5 standout strategies: managing plan eligibility, transferring large claim risk, restructuring plan financials, controlling pharmacy spend, and steering employees to cost-effective care. These strategies together can fundamentally change what you pay and why. Register today to secure your spot for a great discussion. Read More Register Now View All Events Connect with a C&B Representative Today!

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. OOPS! There’s Nothing Here. The page you’re looking for can’t be found. Check the URL, or go back to the homepage. BACK TO HOMEPAGE