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Whether you engage in residential, commercial, or municipal projects, we provide customized coverage and service solutions designed to address your specific needs. Surety Bonds Enjoy Greater Flexibility CONNECT WITH OUR TEAM The Cottingham & Butler Surety team specializes in delivering surety bond solutions that provide unparalleled adaptability, giving you the freedom and confidence to pursue your goals with ease. Our Approach With an aim to structure a program that will provide a contractor with the flexibility to capitalize on strategic opportunities, we focus on consultancy to help our clients understand how best to position themselves for success. Program Design We analyze and improve surety programs to get you the best deal with flexible terms, so you can pursue the projects you want without overspending. Our experienced team closely evaluates your requirements, identifying areas for cost reduction and improved efficiency, while ensuring you have the necessary capacity to undertake projects of varying scales. Market Relationships We partner with a number of sureties on a regional and national level. We advocate for our clients and obtain results by leveraging our strong and deep relationships. Our extensive network allows you to connect with the right surety providers, ensuring you get the most favorable terms and conditions. Benchmarking & Services Our proprietary reports go well beyond financial performance. Through our unique process, we provide clients with insight that helps them outshine the competition. Our benchmarking services are designed to give you a comprehensive understanding of your standing in the industry. Subcontractor Default Insurance We help our clients limit the risk of subcontractor default through a comprehensive approach that includes a “constant qualification” (assessment and implementation), selection process, real time contractor qualification and verification, and contractual risk transfer. Our tailored approach to subcontractor risk management ensures that your projects remain on track and that potential disruptions are mitigated. Surety Bond Types Explore the different types of surety bonds and begin your application through the selections below. Contractor Pre-Qualification > Bid Bond Application > BMC84 > Experience the Power of Surety Bonds Bank-Guaranteed Security Enjoy the peace of mind, knowing your financial interests are backed by a reliable institution. Surety Bonds Insights Contract Bonds | A Bumpy Path to Success Contract bonds play a crucial role in the construction industry, providing financial guarantees and risk mitigation for various projects. Articles Strategies to Strengthen Bonding Capacity and Navigate Our Evolving Construction Economy In unpredictable economic times, maintaining and increasing bonding capacity becomes crucial for contractors. Articles The Creeping Retainage Vine Discover how retainage impacts cash flow in the construction industry amidst labor shortages and cost escalations. Articles VIEW MORE Surety Bonds Contact Questions? Talk to our Surety specialist!

WEBINAR OSHA Recordkeeping & ITA Compliance Wednesday, December 16th | 1-2 PM CST In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. December 16, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host TJ Greenwood Manager – Safety Management Services Company Upcoming Events WEBINAR February 18, 2026 Building a Safer Workplace: Reducing Workplace Injuries and Workers' Compensation Claims for Drivers Hosted by SMSC Safety Consultant Nate Gump, this session will explore the often-overlooked workplace injury risks drivers face and their significant impact on workers' compensation claims. While motor vehicle crashes often get the most attention, most driver injuries occur during non-driving tasks such as entering and exiting vehicles, loading and unloading freight, working in yards and docks, and managing environmental exposures. Attendees will discover practical, data-driven strategies to reduce injuries, improve compliance, and control workers' compensation costs. Register Now! Register Now! WEBINAR March 17, 2026 Navigating FMCSA Compliance Reviews Whether your fleet is proactively preparing for a compliance review or responding to an upcoming audit, understanding the FMCSA’s expectations is essential. This webinar takes you behind the scenes of the FMCSA Compliance Review process—breaking down what investigators look for, how ratings are determined, and the steps you can take now to protect your safety performance. Join SMSC Senior Safety Consultant Kara Vines as she walks through each stage of the review, from the initial notification to the final safety rating. You’ll learn the most common violations that trigger interventions, how to organize required documentation, and practical strategies for strengthening your Safety Management Controls. We’ll also highlight real‑world trends, carrier pitfalls, and best practices to help you stay audit‑ready year‑round. Whether you’re new to compliance or looking to refine your current safety program, this session provides the clarity, confidence, and tools you need to navigate the FMCSA Compliance Review with success. Register Now! Register Now! WEBINAR February 19, 2026 ERISA Fiduciary Duties Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. Register Now! Register Now! WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON March 10-13, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON Better Every Day Seminar / Des Moines Thursday, June 11th | 8:00AM – 2:00PM The Rewind Hotel 6075 Mills Civic Parkway, West Des Moines, IA 50266 Join us at The Rewind Hotel in Des Moines, IA for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! June 11, 2026 8:00 AM – 2:00 PM Des Moines, IA An Agenda Filled with Insight 8:00 AM – 9:00 AM | Registration, Networking, and Breakfast 9:00 AM – 10:30 AM | Keynote 1: Authentic Leadership in Action 10:30 AM -10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. Presenters Paul Tourville Paul T. Tourville, Partner, CASL Tammy Rogers BecomeMore Group Nicole Pfeiffer Senior Vice President, Benefits - Cottingham & Butler Nolan Leslie Sales Executive, Benefits – Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Julie Oeth VP Sales, Benefits – Cottingham & Butler Fallon Millerski Account Executive - HealthCheck360 Chris Williams VP Sales, Benefits – Cottingham & Butler Thank You Sponsors Interested in Sponsoring? EXPLORE OPPORTUNITIES Upcoming Events IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. Read More Register Now WEBINAR October 22, 2026 The Impact of Drugs & Alcohol in Trucking Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now WEBINAR September 15, 2026 Securing the Scene: Best Practices After a Collision When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. Read More Register Now WEBINAR November 17, 2026 FMCSA HOS Exceptions & Operational Flexibility In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. Read More Register Now WEBINAR August 18, 2026 Safety Training That Sticks: Learning Principles in Action Safety Training That Sticks: Learning Principles in Action” hosted by SMSC Safety Consultant Austin Smith is a dynamic, instructor‑focused webinar designed to help trainers deliver safety education that truly resonates with adult learners. This session explores how to move beyond lecture‑heavy sessions and instead create training that is interactive, memorable, and impactful. Grounded in proven adult learning principles, the presentation highlights how adults learn best: through relevance, experience, problem‑solving, and hands‑on involvement. Participants will discover practical techniques for turning passive attendees into active contributors—ensuring higher retention and stronger safety performance on the job. Read More Register Now View All Events Connect with a C&B Representative Today!

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We are excited to extend an invitation to our upcoming Employee Benefits Seminar Tour designed specifically for individuals like you, who are at the forefront of shaping organizational culture and strategy. Cottingham & Butler hosts these exclusive events to provide a free opportunity for HR professionals to network, stay on top of emerging trends, and be a strategic leader in their organization. 2025 COTTINGHAM & BUTLER Better Every Day Seminar Resources RESOURCES AT YOUR FINGERTIPS! What Actually Matters in Benefits Compliance Future-Proofing Your Workforce 5 Key Strategies to Manage Costs “The content and the information is great and I walk away with ideas to bring back to help enhance our benefits packages and compensation.” - COTTINGHAM & BUTLER SEMINAR ATTENDEE Connect with our Employee Benefits Team

WEBINAR FMCSA HOS Exceptions & Operational Flexibility Tuesday, November 17th | 1-2 PM CST In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. November 17, 2026 1:00 PM VIRTUAL Learning Objectives Information Coming Soon! Your Host Joshua Anderson Safety Consultant, SMSC Upcoming Events WEBINAR February 18, 2026 Building a Safer Workplace: Reducing Workplace Injuries and Workers' Compensation Claims for Drivers Hosted by SMSC Safety Consultant Nate Gump, this session will explore the often-overlooked workplace injury risks drivers face and their significant impact on workers' compensation claims. While motor vehicle crashes often get the most attention, most driver injuries occur during non-driving tasks such as entering and exiting vehicles, loading and unloading freight, working in yards and docks, and managing environmental exposures. Attendees will discover practical, data-driven strategies to reduce injuries, improve compliance, and control workers' compensation costs. Register Now! Register Now! WEBINAR March 17, 2026 Navigating FMCSA Compliance Reviews Whether your fleet is proactively preparing for a compliance review or responding to an upcoming audit, understanding the FMCSA’s expectations is essential. This webinar takes you behind the scenes of the FMCSA Compliance Review process—breaking down what investigators look for, how ratings are determined, and the steps you can take now to protect your safety performance. Join SMSC Senior Safety Consultant Kara Vines as she walks through each stage of the review, from the initial notification to the final safety rating. You’ll learn the most common violations that trigger interventions, how to organize required documentation, and practical strategies for strengthening your Safety Management Controls. We’ll also highlight real‑world trends, carrier pitfalls, and best practices to help you stay audit‑ready year‑round. Whether you’re new to compliance or looking to refine your current safety program, this session provides the clarity, confidence, and tools you need to navigate the FMCSA Compliance Review with success. Register Now! Register Now! WEBINAR February 19, 2026 ERISA Fiduciary Duties Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. Register Now! Register Now! WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON March 10-13, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON CEO Summit May 7th & 8th The Drake Oak Brook 2301 York Rd, Oak Brook, IL 60523 View Event Information No platitudes. No sales pitches. No time wasted. The best leaders never stop looking for better ideas. They put themselves in rooms where the thinking is sharp, the challenges are shared, and the lessons come from experience. This event is invite only. May 7-8, 2026 12:00 PM Oak Brook, IL Positioned to Win. Great leadership starts with great ideas, and the Cottingham & Butler CEO Summit is where they happen. This exclusive event brings together top executives for conversations that matter, real-world insights, strategic thinking, and actionable solutions. Join a community of leaders who challenge the status quo, share experiences, and shape the future of their businesses. An exclusive forum for CEOs ready to lead what's next. Upcoming Events WEBINAR February 18, 2026 Building a Safer Workplace: Reducing Workplace Injuries and Workers' Compensation Claims for Drivers Hosted by SMSC Safety Consultant Nate Gump, this session will explore the often-overlooked workplace injury risks drivers face and their significant impact on workers' compensation claims. While motor vehicle crashes often get the most attention, most driver injuries occur during non-driving tasks such as entering and exiting vehicles, loading and unloading freight, working in yards and docks, and managing environmental exposures. Attendees will discover practical, data-driven strategies to reduce injuries, improve compliance, and control workers' compensation costs. Register Now! Register Now! WEBINAR March 17, 2026 Navigating FMCSA Compliance Reviews Whether your fleet is proactively preparing for a compliance review or responding to an upcoming audit, understanding the FMCSA’s expectations is essential. This webinar takes you behind the scenes of the FMCSA Compliance Review process—breaking down what investigators look for, how ratings are determined, and the steps you can take now to protect your safety performance. Join SMSC Senior Safety Consultant Kara Vines as she walks through each stage of the review, from the initial notification to the final safety rating. You’ll learn the most common violations that trigger interventions, how to organize required documentation, and practical strategies for strengthening your Safety Management Controls. We’ll also highlight real‑world trends, carrier pitfalls, and best practices to help you stay audit‑ready year‑round. Whether you’re new to compliance or looking to refine your current safety program, this session provides the clarity, confidence, and tools you need to navigate the FMCSA Compliance Review with success. Register Now! Register Now! WEBINAR February 19, 2026 ERISA Fiduciary Duties Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. Register Now! Register Now! WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON March 10-13, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

IN-PERSON 2026 Transportation Safety Workshop Wednesday, May 20th | 9 AM - 4:30 PM & Thursday, May 21st | 8 - 11 AM DoubleTree by Hilton Hotel Dallas Near the Galleria 4099 Valley View Lane, Dallas, Texas, 75244 Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. May 20-21, 2026 8:00 AM Dallas, TX What You Need to Know Wednesday, May 20th Sessions | 9:00AM - 4:30PM Dinner | 5:30PM - 8:00PM Thursday, May 21st Sessions | 8:00AM - 11:00AM Full Agenda | Coming Soon Registration Deadline: May 12, 2026 Dinner 10-minute drive from hotel Puttshack - Addison 5100 Belt Line Rd, Addison, TX 75254 Transportation will be provided to/from the hotel and the dinner venue. Travel Room Block closes Monday April 28, 2025 DoubleTree by Holton Hotel Dallas Near the Galleria 4099 Valley View Lane, Dallas, Texas, 75244 Book Our Room Block | Coming Soon Hosted by Safety Management Services Company Cottingham & Butler Upcoming Events IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. Read More Register Now WEBINAR October 22, 2026 The Impact of Drugs & Alcohol in Trucking Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now WEBINAR September 15, 2026 Securing the Scene: Best Practices After a Collision When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. Read More Register Now WEBINAR November 17, 2026 FMCSA HOS Exceptions & Operational Flexibility In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. Read More Register Now WEBINAR August 18, 2026 Safety Training That Sticks: Learning Principles in Action Safety Training That Sticks: Learning Principles in Action” hosted by SMSC Safety Consultant Austin Smith is a dynamic, instructor‑focused webinar designed to help trainers deliver safety education that truly resonates with adult learners. This session explores how to move beyond lecture‑heavy sessions and instead create training that is interactive, memorable, and impactful. Grounded in proven adult learning principles, the presentation highlights how adults learn best: through relevance, experience, problem‑solving, and hands‑on involvement. Participants will discover practical techniques for turning passive attendees into active contributors—ensuring higher retention and stronger safety performance on the job. Read More Register Now View All Events Connect with a C&B Representative Today!

Our claims professionals are cost-conscious advocates, minimizing expenses and crafting solutions that deliver exceptional results for clients across all industries. Claims Management Proactively managing and resolving a claim is essential to recovering from a loss and improving your bottom line. CONNECT WITH OUR TEAM In recent years, the frequency of severe major loss events has surged, emphasizing the importance of best-in-class claims services. Our team of claims professionals is equipped with the technical skills, deep industry knowledge, and extensive experience to help meet all your organization’s risk and claim needs with precision. Claims Management Solutions At CBCS, Cottingham & Butler’s in-house third-party claims administrator, we're not just processors – we're trusted partners in navigating complex situations . Decades of experience guide us in navigating even the most complex claims, while providing exceptional service is at the heart of everything we do. We are cost-conscious advocates, working tirelessly to minimize expenses and craft solutions that deliver exceptional results for a wide range of clients across all industries. Workers’ Comp Auto Liability Physical Damage General Liability Motor Cargo Freight Claims Advocacy Learn how we saved clients over $7 million > When a claim happens, insurance becomes a vital lifeline for your business. However, navigating complex claims can feel like an overwhelming maze of processes. Our in-house claims advocacy experts champion your claim, securing a swift resolution that minimizes disruption. With an eye for detail and a commitment to fairness, they help interpret your coverage in your best interest, ensuring you receive a maximized recovery that protects your bottom line. Our Client-Centric Approach We don't just follow industry standards – we set the bar higher. Our approach is built around exceptional client service, solving problems, and delivering tangible results. Flexibility & Customization We work collaboratively with clients to design a claims management approach that controls costs and meets their specific needs. Clear Communication CBCS prioritizes transparent communication, ensuring all parties are informed and involved throughout the entire claims process. Investing in Expertise Our obsession of professional development translates to superior claims management and exceptional results for our clients. Data-Driven Decisions CBCS utilizes industry-leading technology to empower clients with data and insights for better decision-making. Client-Focused Partnership We go beyond claims processing to become a trusted advisor and partner, working alongside clients to solve problems and drive results. Claims Insights Claims Advocacy Excellence: Problem Solvers with Proven Results Learn more about claims advocacy at Cottingham & Butler and their recent successes! Articles Transforming Claims Management for a Major Foundry Foundry with hazardous operations sought C&B's risk team for help, as poor claims management threatens safety and finances. Case Studies Claims Advocacy Expertise Secured a $124K+ Settlement Increase Through Water Damage Reclassification Discover how strategic claims advocacy turned an initial water damage assessment into major additional coverage for proper remediation. Case Studies VIEW MORE “We've seen a lot of changes in our business, but CBCS has been the one constant. The results and service we have experienced have never been less than excellent.” SCHEDULE A DEMO Industry Leading Technology & Reporting Our cutting-edge technology and reporting capabilities empower clients to collect, track, and manage data throughout the claims management process. This enables your organization to make more informed decisions for better business outcomes. Risk dashboard Claims navigator Claim details Incident reporting OSHA logs Alerts Exposures Policies Reports Claims Management Connect with our Claims Team Today!

The Cottingham & Butler group captive insurance model allows trucking companies to break free from the standard market, take control of their insurance program, reduce costs, and invest in themselves. Transportation Captives Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Cottingham & Butler transportation captives provide best-in-class companies a competitive advantage by rewarding great performance. Captive Advantage LEARN MORE ABOUT THE CAPTIVE ADVANTAGE Securing Your Future With Our Experience With substantial experience supporting risk-sharing alternatives, you can count on Cottingham & Butler’s rich experience, expertise, and innovative captive solutions. The Cottingham & Butler Group Captive Insurance Model allows trucking companies to break free from the standard market, take control of their insurance program, reduce costs, and invest in themselves. Sole Producer for the World's Two Largest Transportation Captives Serving Over 252 Transportation Captive Members Globally Achieving a Remarkable 99% Member Retention Rate Leveraging Over 300 In-House Trucking Insurance Experts Comprehensive Programs and Services To Prepare You for Captive Insurance Dedicated In-House Teams Focused on Transportation Claims and Safety Establishing and Managing Industry Leading Captives Since 1992 Knowledge & Resources Trucking Companies Turn to Captive Insurance Programs to Control Rising Insurance Costs READ THE FULL ARTICLE Current Quarter Market Report DOWNLOAD THE 2024 Q4 REPORT Ready to learn more about our Transportation Captive Solutions? VIEW OUR CAPTIVE BROCHURE Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies Why Captive Insurance Could Be Your Company's Best-Kept Financial Secret Discover how captive insurance transforms business coverage from a pure expense into potential profit. Maintain comprehensive protection while earning dividend returns when claims are favorable. Learn why smart companies are choosing this alternative to traditional insurance that disappears forever. Articles VIEW MORE Transportation Captive Contact Contact our Transportation Captive Experts Today!

Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Metalcasting Industry The largest and most experienced insurance broker serving the metalcasting and foundries industry. CONNECT WITH OUR TEAM Cottingham & Butler is one of the most experienced brokers in the country, committed to delivering insurance programs that are crafted to address the unique exposures and large-scale risks of the metalcasting industry. Our comprehensive insurance solutions ensure you are well protected, providing you with peace of mind and confidence in your business's resilience. Minimize Risk & Maximize Results with Proactive Risk Control With a strong emphasis on risk control, we offer unparalleled claims advocacy, loss control, Proactive loss prevention Claims advocacy & management Specialized coverage & services Proprietary, deep-dive program analysis Recognized as American Foundry Society (AFS) Affinity Broker. Trusted partner of the Foundry Industry Association (FIA) , North American Die Casting Association (NADCA) , and Non-Ferrous Founders Society (NFFS) . At Cottingham & Butler, we take great pride in our expertise in managing complex risks. Discover how we have successfully helped businesses like yours. LEARN MORE Metalcasting Meet with our Metalcasting Team Cottingham & Butler is proud to offer a proprietary property program and exclusive captive program. For more information, please fill out the below form today. Colin Green, Vice President John Link, Vice President Colin’s top priority is to act as a consultant to his clients by skillfully communicating complex risk management issues and placing the best coverage for the individual risks each client presents. With years of experience, John’s expertise overlaps in Property Casualty, Captives and Self-Insurance. John works primarily with medium to large commercial manufacturing and foundry clients. Madeline Harrison, Vice President Madeline Harrison is a Vice President and employe benefits consultant at Cottingham & Butler, where she advises clients on strategic initiatives, cost containment, compliance and administrative efficiency. Megan Haley, Risk Consultant Megan began her insurance career with Cottingham & Butler in 2023. Today, Megan specializes in the Manufacturing and Foundry space. Katie Hensley, Risk Consultant Katie began her insurance career as a Workers’ Compensation Adjustor. Today, Katie is a Property & Casualty Broker specializing in Manufacturing and Foundry clients. Metalcasting Insights Nuclear Verdicts and Their Impact on Captive Insurance As we navigate the increasingly litigious landscape of risk management, we'd like to highlight trends related to nuclear verdicts and... Articles Manufacturing Trends to Watch in 2024 Businesses in the manufacturing sector contribute significantly to the economy by utilizing raw materials to create a wide range of... Manufacturing OSHA's New Walkaround Rule – Effective May 31, 2024 OSHA announced its final rule that clarifies employees’ rights to authorize a representative to accompany an OSHA compliance officer. Articles VIEW MORE

Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. Transportation Industry Our team’s in-depth understanding of the transportation industry ensures personalized risk management and insurance solutions that deliver tangible results for our clients. SEE HOW OUR EXPERTISE CAN SAFEGUARD YOUR FLEET The most effective and thoughtful insurance broker in the country. Whether you're an owner-operator or manage a national fleet, safeguarding your drivers, trucks, and cargo is critical for success. Entrust your insurance needs to a broker who knows trucking inside and out and is dedicated to delivering exceptional client service. Ready to take your trucking operation to the next level? Join us at the 2026 Transportation Summit! August 26-27, 2026 / Schuamburg, IL SAVE YOUR SEAT TODAY! Cottingham & Butler Knows Trucking Introducing Tailored Coverage Solutions designed specifically for the unique needs of trucking operations. Auto Liability Non-Trucking Liability Cargo Physical Damage General Liability Workers’ Compensation Umbrella Excess Alternative Risk Independent Contractor Cyber Employee Benefits Connect with our team of transportation experts today! Fleet Safety Early data for 2024 indicates a troubling trend: large truck crash fatalities are on the rise. This translates not only to human tragedy but is also costing our industry billions each year. But even minor accidents can significantly disrupt your operations and erode profitability. Cottingham & Butler's in-house safety team is here to help you navigate these challenges. Safety program analysis & benchmarking Driver Risk Evaluation Loss Analysis & Risk Improvement Plans Driver & Management Training Tools Safety Culture Consulting Expert Mock Simulations KEEP YOUR SAFETY PROGRAM PROACTIVE! Claims Advocacy & Management Did you know the average cost of a large truck liability claim in the US is $179,000? With poorly managed claims posing significant financial risks, trust Cottingham & Butler's in-house claims team to be your advocate. Leveraging our deep understanding of the trucking industry, we're committed to delivering superior claims results. Serving guaranteed cost, large deductible, captive insurance, and self-insured clients In-house claims advocacy team Dedicated adjuster model Industry-leading claims technology and reporting In-house Nurse Case Management Sensible reserves based on claim assessment, not worst-case scenarios or historical averages LEARN MORE Captives & Alternative Risk For over 30 years, Cottingham & Butler has been a leader in the trucking industry, pioneering the use of captive insurance programs. We currently manage some of the world's largest group trucking captives, empowering industry leaders like yourself to unlock the true potential of your insurance spend. 8 Member-owned group trucking captives Over $330 Million in dividends returned to clients 99% Captive Member Retention Dedicated loss control and claims management LEARN MORE Independent Contractor Insurance Solutions We get the unique insurance needs of independent contractors and the trucking companies they are leased to. You can count on us as your partner for business growth, providing flexible insurance solutions to minimize risk and lower costs. Proprietary Risk Scorecard and Assessment Comprehensive Protection – Occupational Accident, Physical Damage, Non-Trucking Liability Independent Driver Solutions Drive & Tow Away Program LEARN MORE Benefits Solutions Through proven cost control strategies, new clients typically unlock 15-25% savings compared to their prior benefit strategy, often while enhancing their benefits package. With a deep understanding of the transportation sector, our expert consultants offer innovative and flexible benefit plans designed to increase employee satisfaction, attract top talent, and improve retention rates. Transportation-Specific Plan Design & Strategies Integrated Claims and Benefits Administration Compliance & HR Consulting Wellness Solutions Program Analysis and Benchmarking LEARN MORE Leading the way in trucking insurance for over 30 years. 300+ Dedicated Transportation Professionals 2,300+ Trucking Clients Across the U.S. $1B Transportation Premium Placed An industry in constant motion, demands high performance and flawless execution. See how our clients are running safer fleets, lowering claims and becoming more profitable. VIEW CASE STUDIES TO SEE OUR CLIENT IMPACT Transportation Insight & Impact Rising Insurance Costs: What Small Fleets Can Actually Do About It Small fleet insurance costs have surged 36% in 8 years. Learn practical strategies to reduce volatility, leverage safety technology, and build better insurance partnerships. Articles Cross-Border Safety: Strengthening ELP Standards and CDL Integrity Our recent webinar, "Cross-Border Safety: Strengthening ELP Standards and CDL Integrity," brought together SMSC Senior Safety Consultant Kara Vines and Belinda Garcia, a retired training and development specialist with the Texas Highway Patrol, to address critical updates to English language proficiency (ELP) requirements for commercial drivers. On-Demand 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles VIEW MORE Contact Us Connect with a Transportation Expert!