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IN-PERSON Better Every Day Seminar / Pewaukee Thursday, May 14th | 8:00AM – 2:00PM The Ingleside Hotel 2810 Golf Road Pewaukee, WI 53072 Join us at The Ingleside Hotel in Pewaukee, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! May 14, 2026 8:00 AM – 2:00 PM Pewaukee, WI An Agenda Filled with Insight 8:00 AM – 9:00 AM | Networking, Registration, and Light Breakfast 9:00 AM – 10:30 AM | Keynote 1: Authentic Leadership in Action 10:30 AM – 10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. Presenters Paul Tourville Paul T. Tourville, Partner, CASL Brian Sholty Sales Executive, Benefits – Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Emily Vorpahl Sales Executive, Benefits – Cottingham & Butler Fallon Millerski Account Executive - HealthCheck360 Joey Backus VP Sales, Benefits - Cottingham & Butler Tammy Rogers BecomeMore Group Taylor Orton VP - Benefits Thank You Sponsors Interested in Sponsoring? EXPLORE OPPORTUNITIES Upcoming Events IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. Read More Register Now WEBINAR October 22, 2026 The Impact of Drugs & Alcohol in Trucking Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now WEBINAR September 15, 2026 Securing the Scene: Best Practices After a Collision When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. Read More Register Now WEBINAR November 17, 2026 FMCSA HOS Exceptions & Operational Flexibility In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. Read More Register Now WEBINAR August 18, 2026 Safety Training That Sticks: Learning Principles in Action Safety Training That Sticks: Learning Principles in Action” hosted by SMSC Safety Consultant Austin Smith is a dynamic, instructor‑focused webinar designed to help trainers deliver safety education that truly resonates with adult learners. This session explores how to move beyond lecture‑heavy sessions and instead create training that is interactive, memorable, and impactful. Grounded in proven adult learning principles, the presentation highlights how adults learn best: through relevance, experience, problem‑solving, and hands‑on involvement. Participants will discover practical techniques for turning passive attendees into active contributors—ensuring higher retention and stronger safety performance on the job. Read More Register Now View All Events Connect with a C&B Representative Today!

IN-PERSON Better Every Day Seminar / Green Bay Thursday, August 6th | 8:00AM – 3:00PM Lambeau Field, Legends Club 1265 Lombardi Avenue Green Bay, WI 54304 Join us at Lambeau Field in Green Bay, WI for an engaging day where you'll gain quick-hit strategies on healthcare cost management, compensation and financial wellness, and employee retention through interactive Power Talks. The day opens and closes with powerful personal leadership sessions to help you maximize your impact at your organization. Connect with like-minded HR professionals throughout the day during networking breaks and a provided lunch and breakfast. This event is HRCI/SHRM accredited. Register today to secure your spot! August 6, 2026 8:00 AM – 3:00 PM Green Bay, WI An Agenda Filled with Insight 8:00 AM – 9:00 AM | Registration, Networking, and Breakfast 9:00 AM – 10:30 AM | Keynote 1: Authentic Leadership in Action 10:30 AM -10:45 AM | Break 10:45 AM – 12:00 PM | Benefits & Business: 20-Minute Power Talks on Critical Trends For All Employers Why Financial Literacy Education Could Be the Most Valuable Benefit You Offer to Employees Misaligned Incentives: One of the Big Reasons Healthcare Costs Are Spiraling and How To Regain Control Weight Loss & Wellbeing: The Ultimate Retention Tool or A Wasted Expense? 12:00 PM – 1:00 PM | Lunch & Giveaways 1:00 PM – 2:00 PM | Keynote 2: Finding Nirvana: Do Less. Achieve More. 2:00 PM - 3:00 PM | Meet a packer player and Happy Hour Presenters Fallon Millerski Account Executive - HealthCheck360 Paul Tourville Paul T. Tourville, Partner, CASL Jack Wied Benefits Consultant - Cottingham & Butler Tammy Rogers BecomeMore Group Maddie Meador Benefits Consultant - Cottingham & Butler Taylor Orton VP - Benefits Matt Chadwick VP Sales, Benefits – Cottingham & Butler Trent Tangen Assistant Vice President - HealthCheck360 Upcoming Events WEBINAR February 18, 2026 Building a Safer Workplace: Reducing Workplace Injuries and Workers' Compensation Claims for Drivers Hosted by SMSC Safety Consultant Nate Gump, this session will explore the often-overlooked workplace injury risks drivers face and their significant impact on workers' compensation claims. While motor vehicle crashes often get the most attention, most driver injuries occur during non-driving tasks such as entering and exiting vehicles, loading and unloading freight, working in yards and docks, and managing environmental exposures. Attendees will discover practical, data-driven strategies to reduce injuries, improve compliance, and control workers' compensation costs. Register Now! Register Now! WEBINAR March 17, 2026 Navigating FMCSA Compliance Reviews Whether your fleet is proactively preparing for a compliance review or responding to an upcoming audit, understanding the FMCSA’s expectations is essential. This webinar takes you behind the scenes of the FMCSA Compliance Review process—breaking down what investigators look for, how ratings are determined, and the steps you can take now to protect your safety performance. Join SMSC Senior Safety Consultant Kara Vines as she walks through each stage of the review, from the initial notification to the final safety rating. You’ll learn the most common violations that trigger interventions, how to organize required documentation, and practical strategies for strengthening your Safety Management Controls. We’ll also highlight real‑world trends, carrier pitfalls, and best practices to help you stay audit‑ready year‑round. Whether you’re new to compliance or looking to refine your current safety program, this session provides the clarity, confidence, and tools you need to navigate the FMCSA Compliance Review with success. Register Now! Register Now! WEBINAR February 19, 2026 ERISA Fiduciary Duties Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. Register Now! Register Now! WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON March 10-13, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

WEBINAR ERISA Fiduciary Duties Thursday, February 19 | 2PM CST Register Now! Each person who plans to attend the webinar should complete this registration form. Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. February 19, 2026 2:00 PM VIRTUAL Learning Objectives By the end of this webinar, participants will be able to: Identify key ERISA fiduciary duties and obligations for health and welfare plan sponsors Recognize common compliance pitfalls that increase fiduciary liability risk Apply best practices to fulfill fiduciary responsibilities and minimize regulatory exposure Brought to you by our Partners at Assurex Upcoming Events WEBINAR February 18, 2026 Building a Safer Workplace: Reducing Workplace Injuries and Workers' Compensation Claims for Drivers Hosted by SMSC Safety Consultant Nate Gump, this session will explore the often-overlooked workplace injury risks drivers face and their significant impact on workers' compensation claims. While motor vehicle crashes often get the most attention, most driver injuries occur during non-driving tasks such as entering and exiting vehicles, loading and unloading freight, working in yards and docks, and managing environmental exposures. Attendees will discover practical, data-driven strategies to reduce injuries, improve compliance, and control workers' compensation costs. Register Now! Register Now! WEBINAR March 17, 2026 Navigating FMCSA Compliance Reviews Whether your fleet is proactively preparing for a compliance review or responding to an upcoming audit, understanding the FMCSA’s expectations is essential. This webinar takes you behind the scenes of the FMCSA Compliance Review process—breaking down what investigators look for, how ratings are determined, and the steps you can take now to protect your safety performance. Join SMSC Senior Safety Consultant Kara Vines as she walks through each stage of the review, from the initial notification to the final safety rating. You’ll learn the most common violations that trigger interventions, how to organize required documentation, and practical strategies for strengthening your Safety Management Controls. We’ll also highlight real‑world trends, carrier pitfalls, and best practices to help you stay audit‑ready year‑round. Whether you’re new to compliance or looking to refine your current safety program, this session provides the clarity, confidence, and tools you need to navigate the FMCSA Compliance Review with success. Register Now! Register Now! WEBINAR February 19, 2026 ERISA Fiduciary Duties Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. Register Now! Register Now! WEBINAR March 19, 2026 Navigating Employer-Sponsored Coverage & Medicare Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs. Register Now! Register Now! IN-PERSON March 10-13, 2026 NATMI Training & Certification According to NATMI, recipients who enrolled in a NATMI training and certification lowered their organization's accident rate by 86%, achieved a lower occupational injury rate by 83%, and controlled costs associated with accident litigation by 100%. The cost of participating in NATMI is minimal compared to the company’s day-to-day operational savings. The Certified Director of Safety (CDS)/Certified Safety Supervisor (CSS) course is designed to help safety personnel attain a greater professional knowledge base that should, in turn, provide greater confidence to improve operations, prevent and control injury and damage, as well as the ability to provide strong representation such as during a court case. Register Now! Register Now! WEBINAR April 21, 2026 Understanding CSA Scores and Their Impact Your CSA (Compliance, Safety, Accountability) score isn’t just a number—it’s a reflection of your fleet’s safety culture and a key factor in your company’s reputation, insurance rates, and ability to win contracts. In this session, SMSC Senior Safety Consultant Anne-Marie Naples demystifies the CSA scoring system, explaining how violations are weighted, how scores are calculated, and what they mean for your business. Attendees will learn how to monitor their scores, interpret BASIC categories, and implement targeted strategies to improve performance. Register Now! Register Now! View All Events Connect with a C&B Representative Today!

In 1957, current Chairperson John E. Butler joined the family business as one of three employees. Under his leadership and vision, Cottingham & Butler has grown to over 1,300 employees nationwide. John E. Butler Chairperson In 1957, current Chairperson John E. Butler joined the family business as one of three employees. Under his leadership and vision, Cottingham & Butler has grown to over 1,300 employees nationwide. The firm’s growth has been propelled by John’s spirit of innovation and commitment to exceptional service, developing several alternative market facilities within the claim administration, health, managed care, and safety sectors. John’s current focus is the development and implementation of initiatives for the company’s continued vigorous growth. During his tenure at Cottingham & Butler, John served as director and acted as an executive committee member for both Assurex Global and the Council of Insurance Agents and Brokers. He is a former chair of the Iowa Association of Business and Industry. John resides in Dubuque, Iowa, where Cottingham & Butler is headquartered. He is an active member of his community, sitting on the Executive Committee of the Board for the University of Dubuque, and formerly the Grand Opera House Foundation. John was honored with the Junior Achievement Business Hall of Fame Lifetime Achievement Award. Regionally, John serves as a member of Chicago’s Executive Committee of the Noble Network of Charter Schools, as well as the Lyric Opera. John graduated from Babson College in Massachusetts with a BS in Business Administration, receiving his MBA with a concentration in Insurance from the Wharton School of the University of Pennsylvania.

WEBINAR ERISA Fiduciary Duties Thursday, February 19 | 2PM CST Register Now! Each person who plans to attend the webinar should complete this registration form. Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk. February 19, 2026 2:00 PM VIRTUAL Learning Objectives By the end of this webinar, participants will be able to: Identify key ERISA fiduciary duties and obligations for health and welfare plan sponsors Recognize common compliance pitfalls that increase fiduciary liability risk Apply best practices to fulfill fiduciary responsibilities and minimize regulatory exposure Brought to you by our Partners at Assurex Upcoming Events IN-PERSON May 20-21, 2026 2026 Transportation Safety Workshop Join us for an immersive two-day safety workshop designed to enhance your transportation safety program. Engage with industry experts and fellow safety professionals as we explore critical areas including FMCSA compliance strategies, cutting-edge safety technologies, effective claims management, and cargo theft prevention, plus experience our dynamic mock trial session that brings real-world legal scenarios to life. Through structured networking opportunities, you'll build connections with other safety professionals, share challenges and solutions with peers who understand your daily operations, and leave with practical strategies you can implement immediately to strengthen your compliance program, optimize your safety technology, and enhance your risk management approach. Read More Register Now WEBINAR October 22, 2026 The Impact of Drugs & Alcohol in Trucking Substance abuse in the trucking industry poses serious risks—not only to drivers, but to public safety, company reputation, and regulatory compliance. This webinar explores the far-reaching impact of drugs and alcohol on commercial driving performance. SMSC Senior Safety Consultant Anne-Marie Naples will help participants gain a clear understanding of DOT regulations and testing protocols. Read More Register Now WEBINAR December 16, 2026 OSHA Recordkeeping & ITA Compliance In this session, safety expert TJ Greenwood will provide a comprehensive overview of OSHA 300 log recordkeeping requirements. Participants will learn how to accurately complete the OSHA 300 log to ensure it makes a positive impression during site inspections, as it is often the first document requested by OSHA. Additionally, this discussion will cover strategies for staying compliant with OSHA 300 log recordkeeping requirements. Read More Register Now WEBINAR September 15, 2026 Securing the Scene: Best Practices After a Collision When a crash occurs, the first few minutes—and the days that follow—can shape the outcome for your fleet, your drivers, and your business. This webinar hosted by SMSC Senior Safety Consultant Justin Smoot equips trucking professionals with the tools to respond effectively at the scene, preserve critical evidence, and initiate a thorough post-crash investigation. Beyond immediate response, Justin will dive into how fleets can determine “preventability,” implement remedial training, and use coaching to reduce repeat incidents. Read More Register Now WEBINAR November 17, 2026 FMCSA HOS Exceptions & Operational Flexibility In an ideal world, how much easier would fleet management be? Drivers' loads would align seamlessly with available driving hours, parking availability would consistently match HOS limitations, and drivers would arrive back home every Friday night like clockwork. However, the realities of modern trucking operations present constant challenges that require comprehensive knowledge of Hours of Service (HOS) regulations and exceptions. Join Joshua Anderson in this webinar as we examine strategies for carriers and drivers to navigate regulatory compliance effectively within the complexities of real-world operations. Read More Register Now WEBINAR August 18, 2026 Safety Training That Sticks: Learning Principles in Action Safety Training That Sticks: Learning Principles in Action” hosted by SMSC Safety Consultant Austin Smith is a dynamic, instructor‑focused webinar designed to help trainers deliver safety education that truly resonates with adult learners. This session explores how to move beyond lecture‑heavy sessions and instead create training that is interactive, memorable, and impactful. Grounded in proven adult learning principles, the presentation highlights how adults learn best: through relevance, experience, problem‑solving, and hands‑on involvement. Participants will discover practical techniques for turning passive attendees into active contributors—ensuring higher retention and stronger safety performance on the job. Read More Register Now View All Events Connect with a C&B Representative Today!

Our member-owned group captive model fosters risk-sharing within a smaller, more stable community of like-minded construction organizations. Construction Captive Cottingham & Butler Captives & Programs deliver alternative risk solutions for best-in-class companies. CONNECT WITH OUR TEAM Joining our Construction Captive means collaborating with like-minded best-in-class companies. Together, you'll gain control over your insurance programs and unlock the potential for substantial cultural and financial improvements. Building a Better Future At Cottingham & Butler, our unwavering commitment revolves around building tightly controlled captives with a carefully curated selection of members. Our primary aim is to ensure that all members share common insurance goals and strategies, creating a solid foundation for success. Standard Market For best-in-class businesses, traditional insurance has historically been the go-to-choice for managing risk. However, it often comes with costly challenges. Fluctuating insurance costs regardless of claims experience Market volatility beyond your control Limited influence over claims management The stress of last-minute renewals Insurance carrier retains profits Captive Program A group captive brings together best-in-class companies who join to form their own insurance company. The captive is controlled by its owners, enabling companies to break free from the standard market. Request a FREE personalized captive comparison Construction Captive Testimonials “With the assistance and guidance of the Cottingham & Butler safety team, we have enhanced our overall company safety program by improving our ability to document, follow up, and trend for the future. We have seen a shift from being reactive to proactive.” Jacob Gilmore, Jr. | President & CEO, Gilmore Construction Corporation Construction in a Crush: Why Captives Are the Lifeline You Need READ THE FULL ARTICLE Current Quarter Market Report DOWNLOAD THE 2025 Q2 REPORT Ready to learn more about our Captive Solutions? VIEW OUR CAPTIVE BROCHURE Unlock the Strategic Benefits of Captive Insurance Predictable Costs Less Market Volatility Control Over Claims Lower Premiums Tailored Coverage Best-in-Class Peer Engagement Return of Underwriting Profits Company Specific Loss Control Is a Group Captive Right for You? Tired of paying too much for your insurance? Want more control over claims handling? Want to join growth-focused peers? Need more proactive safety support? Ready to invest in yourself for premium returns? CONTACT OUR CAPTIVE EXPERTS TODAY! Captive Insight & Impact 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles $150K+ Savings: How Persistence Pays in Captive Insurance Discover how Mockingbird Transport saved $150K+ annually through captive insurance. A trucking case study on persistence, peer validation, and strategic partnership. Case Studies Why Captive Insurance Could Be Your Company's Best-Kept Financial Secret Discover how captive insurance transforms business coverage from a pure expense into potential profit. Maintain comprehensive protection while earning dividend returns when claims are favorable. Learn why smart companies are choosing this alternative to traditional insurance that disappears forever. Articles VIEW MORE Construction Captive Contact our Construction Captive Experts Today!

We understand the value of fresh perspectives and eager minds. As a student or recent graduate, you are the future of our industry, and we’re excited to nurture your interests and talents to help build the career you want. Your future starts with Cottingham & Butler We understand the value of fresh perspectives and eager minds. Students and recent graduates play a significant role in shaping the future of our industry. At Cottingham & Butler, we provide an environment and culture where you can learn, grow, and make a lasting impact. Whether you're seeking an internship to kickstart your journey or launching your career as a recent graduate, we have the perfect path for you. Explore our opportunities now and take the first step towards your future. Internship Program > Graduate Careers > Internship See what makes interning at Cottingham & Butler the ultimate learning experience. Internship Program 1:1 Mentorship Get 1:1 mentorship, manager support, and direct access to the Cottingham & Butler leadership team. Never underestimate your potential. As a Cottingham & Butler intern, you'll take on specific responsibilities, putting you front and center with clients and within various business functions, all while gaining a 360-degree view of life at Cottingham & Butler. Applications for the 2026 internship program will open mid-August 2025. Internship Class : 2017 Current Role : Vice President, Transportation Lexi Myers MEET LEXI Graduate Graduate Careers Start your career by doing something meaningful. A career at Cottingham & Butler means belonging to an ideas-driven culture that embraces new perspectives to solve complex problems. Whether engaging clients or contributing to our operations, every day brings a new challenge, accompanied by an ever-expanding level of responsibility. VIEW FULL-TIME CAREER OPPORTUNITIES Launch Your Career with Confidence Learn from C&B Insiders for advice to make a lasting impression during your interview. LAND YOUR DREAM JOB AT C&B Access Our Resume Writing Guide Now to Create a Personalized, Winning Resume REVAMP YOUR RESUME Read these five career advancement lessons from a Cottingham & Butler leader. START YOUR JOURNEY What We Look For In Early Career Candidates Who You Are Embrace your individuality, share unique experiences that will contribute to our dynamic business culture. How You Think Demonstrate strategic and innovative problem-solving skills vital for overcoming challenges in service to our business and clients. What Matters to You Showcase your values aligned with our commitment to integrity, emphasizing a positive impact within our organization and the broader community. Artfile-05 Artfile-03 IMG_8052 Artfile-05 1/4 Young Professionals Network Connecting young professionals with each other, the business community, and the city in which we live, work, play, and do business. LEARN MORE ABOUT YP DUBUQUE Connect with our Recruiting Team!

We help clients lower their total cost of risk by challenging the status quo, solving complex business problems, and delivering creative insurance solutions. Property & Casualty Insurance Risk Solutions We help clients lower their total cost of risk by challenging the status quo, solving complex business problems and delivering creative insurance solutions. Our technical expertise and proprietary programs, combined with our commitment to client service, are the foundation of the value we bring to our clients every day. Imagine a future where risk is not just managed, but confidently understood. We’ve found that most insurance programs provide a limited view of your total risk landscape. Wouldn’t it be nice to see the whole picture? The Cottingham & Butler Risk Management Assessment is a proprietary, deep-dive analysis that explores each client’s unique risks and uncovers gaps that are often missed in the normal insurance process. CONNECT WITH OUR TEAM TO LEARN MORE Client Solutions Empowering businesses with comprehensive solutions to navigate risk and achieve long-term success. Insurance & Consulting Captives & Programs Safety & Loss Prevention Claims Management Featured Expertise The Captive Advantage Tired of rising insurance costs and limited control? You're not alone. Many leading companies are turning to captive programs to: Reduce costs : Gain greater control over your risk and potentially achieve significant savings. Run a safer company : Proactive risk management programs within captives can lead to fewer claims and improved safety culture. Control over claims : Have a say in the claims process and work with a team that truly understands your risk profile and expectations. SEE IF A CAPTIVE IS RIGHT FOR YOU One Hack Away From Disaster? Cyber attacks are a constant threat, regardless of industry or size. According to IBM's 2023 Cost of a Data Breach Report, the average cost of a data breach for businesses is a staggering $2.6 million. Can your business afford these significant financial repercussions? A single cyber attack can trigger a serious domino effect, crippling your daily operations, breaking customer trust, and exposing your organization to large fines and legal repercussions. Don't wait for a disaster to strike. Secure your future, today. COMPLETE YOUR FREE CYBER RISK ASSESSMENT Client Impact Story Discover How One Client Achieved a 28% Reduction in Property Premiums, Saving $675,000 Without Sacrificing Coverage VIEW CLIENT CASE STUDY Insight & Impact Nuclear Verdicts: How to Protect Your Organization from Catastrophic Jury Awards Discover how to defend against rising nuclear verdicts. Expert insights on proactive training, claim strategies, and driver preparation to minimize exposure. On-Demand From Six Programs to One: A Contractor's Path to Better Coverage at Lower Cost Discover how Cottingham & Butler helped a Midwest street contractor consolidate six insurance programs, saving over $1M while improving coverage and service. Case Studies Understanding Cyber Insurance: Comprehensive Protection for Your Organization Learn how Cottingham & Butler can protect your organization from cyber threats with their comprehensive approach. Articles VIEW MORE PC Contact Us Connect with our Property & Casualty Team

BenefitWave is a revolutionary departure from conventional survey methods, utilizing cutting-edge technology and decades of consulting expertise to help employers better understand and leverage their employees' benefit preferences. Employers often assume they understand what employees want, but do they truly grasp how satisfied employees are with their benefits packages? CONNECT WITH OUR TEAM Employee satisfaction with benefits is crucial to recruit and retain top talent. However, typical surveys lack depth and offer generic results, making it challenging for employers to make strategic decisions. BenefitWave transforms traditional feedback methods. Leveraging cutting-edge technology and drawing on decades of consulting expertise, we help employers better understand employees' benefit preferences to maximize their benefits program. Research indicates that most job seekers prioritize benefits over salary, with 80% being willing to accept lower pay for better benefits. REQUEST A DEMO WITH OUR TEAM! BenefitWave Discovers Insights on What Employees Value Most By gaining a better understanding of employee preferences with Benefitwave, a Midwest-based engineering firm with over 400 employees received valuable insights on where to invest and what changes to implement in their benefits packages for 2025. READ THE FULL CASE STUDY The BenefitWave Advantage: Expert Guidance Expert benefits consultants align employee needs with cost-effective benefit value. Trade-Off Preferences Unravel what truly matters to your employees by presenting benefit trade-offs. Data-Driven Design Identify key value-driving decisions to design tailored benefit programs that attract and retain top talent. Why Employee Benefits Analysis Matters Customized Benefits Creation : Transform raw employee feedback into precisely tailored benefit packages that resonate with individual needs. Deeper Understanding : Dive into employee data and gain insights beyond surface preferences, crafting benefits that elevate satisfaction effectively. Strategic Budgeting : Discover where additional budget allocation generates maximum impact, ensuring value-driven benefit strategies. SCHEDULE A TIME WITH OUR TEAM! Design and deliver a total rewards program that turns employee feedback into the perfect benefits package. Uncover priorities for a happier, more engaged workforce. “What matters most to your employees: Paid Time Off or Workplace Flexibility?” Discover insights to tailor your benefits effectively. "In a trade-off between higher medical deductibles or increased premiums, which do your employees prefer and by how much?” Understand preferences to enhance employee satisfaction. "What holds greater value for your team: 401k Match or Tuition Reimbursement?” Gain insights to optimize your benefits program and attract & retain top talent. "If given additional budget for benefits, where would it create the most value?” REQUEST A DEMO WITH OUR TEAM! Employee Benefits Insight & Impact PBM Reform Is Moving Forward: What Employers Should Expect Next The CAA 2026 brings major PBM transparency reforms for employers. Understand the new rebate rules, audit rights, and what to do before 2028 deadlines. Articles 2026 ACA Reporting Requirements Navigate 2026 ACA reporting deadlines with confidence. Key dates, requirements, and penalty information for employers. Cottingham & Butler can help. Articles Employee Benefit Plan Limits for 2026 Review 2026 IRS employee benefits limits for HDHPs, HSAs, FSAs, 401(k)s, and transportation plans. Includes side-by-side comparison with 2025 limits. Articles VIEW MORE BenefitWave Start today by contacting a Benefits Consultant to learn more.

For over 15 years, Cottingham & Butler has collected data from motor carriers coast to coast through the Trucking Benchmark Survey to provide participants with a detailed outlook on how their benefits and compensation programs compare against others in the industry. Unlock the Power of Data for Your Trucking Business START THE SURVEY NOW! In today’s competitive trucking landscape, every dollar counts. For over 16 years, Cottingham & Butler has been dedicated to helping motor carriers like yours navigate the complexities of employee benefits and compensation. The Trucking Benchmark Compensation & Benefits Survey—your essential tool for ensuring you’re not overspending while still attracting top talent. Did you miss the opportunity to participate in our 2025 survey? If so, download the FREE sneak peak , offering you glimpse into the full report. GET YOUR FREE 2025 INSIDE LOOK NOW! Why Participate? High driver turnover isn't just a statistic – it's a seismic blow to your trucking company's bottom line. Research shows that losing just one driver can cost your company up to $11,500, factoring in recruitment, training, and lost productivity expenses. Recruiting and retaining top-quality drivers is crucial for the success of any motor carrier. The Cottingham & Butler Trucking Benchmark Survey offers insights into: Driver compensation & bonus structures Paid time off strategies Detailed Medical and Rx Plan Benchmarks Miscellaneous benefits tailored to the trucking industry Gain a competitive advantage and elevate your cost management strategies by benchmarking your programs against industry peers. Join over 30 states already leveraging the Trucking Benchmark Compensation & Benefits Survey to make data-driven decisions. Take the first step today and discover how your company's benefits and compensation stack up against industry standards. Together, we'll optimize your financial strategy to keep your business competitive while maintaining a healthy bottom line. START THE SURVEY NOW! Transportation Insight & Impact Rising Insurance Costs: What Small Fleets Can Actually Do About It Small fleet insurance costs have surged 36% in 8 years. Learn practical strategies to reduce volatility, leverage safety technology, and build better insurance partnerships. Articles Cross-Border Safety: Strengthening ELP Standards and CDL Integrity Our recent webinar, "Cross-Border Safety: Strengthening ELP Standards and CDL Integrity," brought together SMSC Senior Safety Consultant Kara Vines and Belinda Garcia, a retired training and development specialist with the Texas Highway Patrol, to address critical updates to English language proficiency (ELP) requirements for commercial drivers. On-Demand 2025 Cottingham & Butler Captive Recap: Delivering Stability in Uncertain Times Discover how Cottingham & Butler's captive insurance programs delivered stability and savings for trucking companies in 2025. Real results, real value. Articles VIEW MORE Whether you need clarification on survey data or want to discuss optimizing your benefits strategy, we're just a message away. Jill Lange Sales Executive Kim Beck Senior Vice President Jamie Bishop Vice President Eddie Rios Vice President Jackie Ronning Vice President Mark Rapp Sales Executive TBS Connect with our team of trucking benefits experts!

Our consulting team is committed to assessing your organization's risks and providing insights and guidance for navigating legislative and economic shifts that directly impact your business's sustainability. Navigating Compliance with Confidence We empower you to navigate complex compliance environments confidently, freeing up your energy to drive business growth. CONNECT WITH OUR TEAM Benefits compliance errors can lead to costly penalties and disruptions. Our team, including on-staff compliance attorneys, helps you stay ahead of regulations, minimizing risk and ensuring a smooth benefits experience for your employees. Compliance Updates Get the Latest Updates & Expert Guidance. Staying on top of ever-changing benefits regulations can be a challenge. Even minor missteps can result in hefty fines, employee frustration, and operational disruptions. Let us help you navigate the complexities of compliance with ease. VIEW LATEST COMPLIANCE NEWS The Top Risks Facing Your Business in 2026 - And What You Can Do About Them 2026 brings heightened climate risk, supply chain vulnerabilities, and emerging liabilities like PFAS. Expert insights on protecting your business today. Articles OSHA Releases Top 10 Violations for 2025 Discover OSHA's top 10 most cited safety violations for 2025. Learn which workplace hazards are most common and how to protect your business from costly citations. Articles Employee Benefit Plan Limits for 2026 Review 2026 IRS employee benefits limits for HDHPs, HSAs, FSAs, 401(k)s, and transportation plans. Includes side-by-side comparison with 2025 limits. Articles End of Enhanced Affordable Care Act Subsidies: Potential Impact on Employers Discover how temporary ACA subsidy enhancements removed income caps and increased premium tax credits, helping millions more Americans afford health insurance. Articles Benefits Compliance Services Navigate State & Federal Legislation Identify potential risks of penalties and lawsuits due to non-compliance. Welfare Strategic Planning Develop multi-year strategic plans to ensure compliance with DOL, HHS, and IRS regulations. ERISA Compliance & Guidance Follow an annual federal disclosure compliance calendar, inclusive of employee notices, guides, timelines, and checklists to maintain adherence. Internal Revenue Code Expertise Receive guidance on IRC 125/cafeteria plans, health benefits, and relevant tax rules concerning employee benefit plans. ACA Compliance and Resource Support Access educational materials, timelines, sample employee letters, forms, notices, and waivers for ACA mandates, reporting, penalties, and taxes. Streamline COBRA Administration Efficiently manage COBRA administration, ensuring compliance and smooth transitions for employees during benefit changes. Accurate 5500 Filings Handle precise and timely Form 5500 filings, providing accurate documentation for regulatory compliance. Expertise in HSA, FSA, HRA Management Oversee and optimize HSA, FSA, and HRA management, tailoring solutions to maximize benefits and tax advantages for your organization and employees. Compliance Insights The Top Risks Facing Your Business in 2026 - And What You Can Do About Them 2026 brings heightened climate risk, supply chain vulnerabilities, and emerging liabilities like PFAS. Expert insights on protecting your business today. Articles OSHA Releases Top 10 Violations for 2025 Discover OSHA's top 10 most cited safety violations for 2025. Learn which workplace hazards are most common and how to protect your business from costly citations. Articles Employee Benefit Plan Limits for 2026 Review 2026 IRS employee benefits limits for HDHPs, HSAs, FSAs, 401(k)s, and transportation plans. Includes side-by-side comparison with 2025 limits. Articles VIEW MORE Compliance Connect with our Employee Benefits Team!

Since 1887, our promise has been simple: Better Every Day. We're dedicated to providing our clients with superior advice, service, and innovative ideas, surpassing our competitors consistently. This approach has produced superior results and a growth track record that has propelled us to the 3rd largest privately and independently held brokerage in the country. Your Trusted Insurance Partner Since 1887, our promise has been simple: Better Every Day. WATCH OUR STORY It's not just a slogan, it's a relentless drive to push boundaries, ignite innovation, and deliver superior results for our clients. We're not content with the status quo. We challenge conventional thinking, embrace fresh ideas, and constantly refine how we serve you. This unwavering commitment has fueled exceptional growth, propelling us to become the 3rd largest privately held brokerage in the country. 3rd largest privately and independently held insurance broker 135+ years of service 1887 established At Cottingham & Butler, our mission is simple, yet sincere... To partner with our clients, to protect their most valuable assets, and to build an exceptional company of passionate insurance professionals. Delivering Excellence, Building Trust Our core values form the bedrock of our culture, defining how we do business. Integrity It's the cornerstone of every action we take. Transparency We always tell the truth and keep our commitments. Respect We imbue every interaction with dignity and respect. Client-Centric Focus We understand and serve our clients' long-term best interests as if they were our own. Our Visionary Leaders Andrew Butler, Executive Chairperson Andrew leads Cottingham & Butler with a strategic vision, driving prosperity, growth, and cultivating employee development. His commitment to delivering exceptional services to our clients and establishing respected industry partnerships underscores our constant pursuit of excellence. Read Full Bio > David Becker, CEO As CEO, David uses his extensive experience in business strategy and growth to lead the overall operations of Cottingham & Butler and its subsidiaries. His leadership ensures that our clients consistently receive superior service and innovative solutions, embodying our dedication to excellence. Read Full Bio > Mike Hessling, President As President, Mike focuses on strengthening our operations and positioning Cottingham & Butler for continued growth. His leadership supports the delivery of exceptional client service while fostering an environment where talented professionals build meaningful careers. Read Full Bio > John E. Butler, Chairperson In his role as Chairperson, John focuses on propelling our company's robust growth and advancing the development of our industry. His visionary initiatives shape our strategic direction, emphasizing innovation and reinforcing our position as industry leaders. Read Full Bio > Reaching You, Wherever You Are Strategically positioned across the U.S. with a team of over 1,300 professionals, we take pride in guaranteeing accessibility to every client. Our ongoing efforts to extend our reach emphasizes our commitment to providing best-in-class service. CB History Video Our History From a humble single storefront nestled on the banks of the Mississippi in 1887 to a national powerhouse, Cottingham & Butler's story is one of family, resilience, and unwavering dedication to client service. Through generations, we've grown alongside our clients, adapting to challenges, and pioneering new solutions. MAKE HISTORY WITH US. About Page Contact Us Reach out today, and let's work together to secure your future